Fargo Public Schools Credit Union
Verified rate book
Current Fargo Public Schools Credit Union rates
10 published offers verified as of August 19, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.850% APR | 5.850% | new | Standard |
| Used Auto Loanauto_used | 6.350% APR | 6.350% | used | Standard |
| RV Loanrv | 7.250% APR | 7.250% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.750% APR | 5.750% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Revolving line of credit tied to your Share Draft Accountploc_variable | 10.950% APR | 10.950% | — | Standard |
| Signature Loanpersonal_unsecured | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 20 Yearsavings | 5.35% APY | 5.35% | — | Standard |
| 30 Yearsavings | 5.65% APY | 5.65% | — | Standard |
| Secured Shares at the Credit Unionother | 3.00% APY | 3.00% | — | Standard |
Vehicle loans available from 5.85% APR. HELOC rates from 5.75% APR. Personal loan rates from 10.95% APR. Savings and certificate yields up to 5.65% APY.
Source: RateAPI.dev, verified from Fargo Public Schools Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Fargo Public Schools Credit Union ranks in North Dakota
How Fargo Public Schools Credit Union's current published rate compares with other North Dakota credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| new-car loan | 5.85% | Room to improve vs. the North Dakota median | 186 bp from state best | 90 bp behind median |
| HELOC | 5.75% | Better than the North Dakota median | 75 bp from state best | 124 bp better than median |
| personal loan | 10.95% | Better than the North Dakota median | 845 bp from state best | 105 bp better than median |
This is the public snapshot. Claim Fargo Public Schools Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Fargo Public Schools Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.3K
- Assets
- $57.6M
- Founded
- 1934
- Locations reported
- 2
- NCUA charter
- 47
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Fargo Public Schools Credit Union
Membership eligibility from Fargo Public Schools Credit Union's own published criteria. How we verify this.
Membership via employers (Fargo Public Schools)
- EmployerFargo Public Schools
Cost to join: About $50.
Verified from Fargo Public Schools Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Fargo Public Schools Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Fargo Public Schools Credit Union ranks against North Dakota peers.
Frequently Asked Questions
What rates does Fargo Public Schools Credit Union offer?
Fargo Public Schools Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 19, 2026 directly from the credit union's official website.
How often are Fargo Public Schools Credit Union rates updated?
RateAPI verifies Fargo Public Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 19, 2026.
Where does RateAPI get Fargo Public Schools Credit Union's rate data?
Rate data is collected directly from Fargo Public Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Fargo Public Schools Credit Union's auto & rv loan rates?
As of August 19, 2026, Fargo Public Schools Credit Union offers vehicle loans from 5.85% APR.
What is Fargo Public Schools Credit Union's HELOC rate?
As of August 19, 2026, Fargo Public Schools Credit Union offers home equity lines of credit from 5.75% APR.
What is Fargo Public Schools Credit Union's personal loan rate?
As of August 19, 2026, Fargo Public Schools Credit Union offers personal loans from 10.95% APR.
What is Fargo Public Schools Credit Union's best CD rate?
As of August 19, 2026, Fargo Public Schools Credit Union offers savings and certificate (CD) yields up to 5.65% APY.
Related Rate Data
Compare Fargo Public Schools Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Fargo Public Schools Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Fargo Public Schools Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota/fargo-public-schools" \
-H "Authorization: Bearer YOUR_API_KEY"