--- title: "Fargo Public Schools Credit Union Rates - North Dakota" description: "Current vehicle loan, heloc, personal loan, and savings & cd rates from Fargo Public Schools Credit Union in North Dakota. Updated daily with source verification. See who can join Fargo Public Schools Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-dakota/fargo-public-schools" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Fargo Public Schools Credit Union Rates - North Dakota ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 5.850% | new | Standard | | **Used Auto Loan** auto_used | — APR | 6.350% | used | Standard | | **RV Loan** rv | — APR | 7.250% | — | Standard | Fargo Public Schools Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.000% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.250% | — | Standard | Fargo Public Schools Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Revolving line of credit tied to your Share Draft Account** ploc_variable | — APR | 10.950% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 12.000% | — | Standard | Fargo Public Schools Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **20 Year** savings | — APY | 5.35% | — | Standard | | **30 Year** savings | — APY | 5.65% | — | Standard | | **Secured Shares at the Credit Union** other | — APY | 3.00% | — | Standard | Fargo Public Schools Credit Union savings & cd rates as of November 13, 2026 Fargo Public Schools Credit Union is a credit union in North Dakota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-dakota/fargo-public-schools) , verified from [Fargo Public Schools Credit Union's official website](https://www.fpsfcu.com/) Loading branch locator… ## About Fargo Public Schools Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.3K Assets $57.6M Founded 1934 Locations reported 2 NCUA charter 47 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Postal Family** MAIN OFFICE · FARGO · ND · 58103 About 0.5 miles away](https://rateapi.dev/credit-unions/north-dakota/postal-family) [**Town and Country** Fargo 25th Street · Fargo · ND · 58103-2397 About 0.7 miles away](https://rateapi.dev/credit-unions/north-dakota/town-and-country) [**Capital** Fargo Central · Fargo · ND · 58103 About 1.7 miles away](https://rateapi.dev/credit-unions/north-dakota/capital) [**First Community** Branch - Fargo · Fargo · ND · 58103-7701 About 2.0 miles away](https://rateapi.dev/credit-unions/north-dakota/first-community) [**United Savings** MAIN OFFICE · Fargo · ND · 58102 About 2.0 miles away](https://rateapi.dev/credit-unions/north-dakota/united-savings) [**F.f.e.** FFE Federal Credit Union · Fargo · ND · 58102-4727 About 2.1 miles away](https://rateapi.dev/credit-unions/north-dakota/ffe) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Fargo Public Schools Credit Union Membership eligibility from Fargo Public Schools Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Fargo Public Schools Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Fargo Public Schools Credit Union's membership page](https://www.fpsfcu.com/join) . Final membership determination is always made by the credit union. ## Membership rules for Fargo Public Schools Credit Union Employers · Family 2 published paths to membership, last verified August 21, 2026, quoted from Fargo Public Schools Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Fargo Public Schools “Joining Fargo Public Schools Federal Credit Union is quick and easy for all current and retired Fargo Public Schools employees” > [source ↗](https://www.fpsfcu.com/join) - Employee of Fargo Public Schools ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, domestic partner, parent, sibling, child, grandparent, grandchild “An immediate family member of a current Fargo Public Schools FCU Member, including spouse, domestic partner, parent, sibling, child, grandparent or grandchild” > [source ↗](https://www.fpsfcu.com/join) - Family member (spouse, domestic partner, parent, sibling, child, grandparent, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Fargo Public Schools Credit Union? Yes No ## Work at Fargo Public Schools Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Fargo Public Schools Credit Union ranks against North Dakota peers. - See which AI assistants fetched Fargo Public Schools Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=fargo-public-schools&state=north-dakota&code=ND&name=Fargo%20Public%20Schools%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Fargo Public Schools Credit Union offer? Fargo Public Schools Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Fargo Public Schools Credit Union rates updated? RateAPI verifies Fargo Public Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Fargo Public Schools Credit Union's rate data? Rate data is collected directly from Fargo Public Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Fargo Public Schools Credit Union? Fargo Public Schools Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Fargo Public Schools Credit Union, each quoted from Fargo Public Schools Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Fargo Public Schools Credit Union's rates against national credit-union benchmarks. [More North Dakota credit unions](https://rateapi.dev/credit-unions/north-dakota) [North Dakota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-dakota) [North Dakota HELOC rate leaders](https://rateapi.dev/heloc-rates/north-dakota) [North Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/north-dakota) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.fpsfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Fargo Public Schools Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Fargo Public Schools Credit Union curl "https://api.rateapi.dev/credit-unions/north-dakota /fargo-public-schools " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Fargo Public Schools Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-dakota/fargo-public-schools Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp