Capital

bismarck, North Dakota
Last verified: July 6, 2026

As of July 6, 2026, Capital offers a cd mortgage at 4.15% APR (4.15% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 6.99% APR.

Source: RateAPI.dev, verified from Capital's official website

Mortgage Rates

Rates as of July 6, 2026

cd
4.150% APR
Rate4.150%
Points0
Certificates of Deposit
cd_12mo
4.150% APR
Rate4.150%
Points0
12-Month Certificate of Deposit
cd_12mo
4.150% APR
Rate4.150%
Points0
12-Month CD Special

Auto Loan Rates

Rates as of July 6, 2026

auto
4.490% APR
Rate4.490%
Auto Loans

HELOC Rates

Rates as of July 6, 2026

heloc_fixed
6.990% APR
Rate6.990%
Home Equity Loans

Frequently Asked Questions

What rates does Capital offer?

Capital currently offers mortgage, auto loan, and HELOC rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Capital rates updated?

RateAPI verifies Capital's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Capital's rate data?

Rate data is collected directly from Capital's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Capital's mortgage rate?

As of July 6, 2026, Capital offers a cd mortgage at 4.15% APR.

What is Capital's auto loan rate?

As of July 6, 2026, Capital offers auto loans from 4.49% APR.

Related Rate Data

Compare Capital's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Capital
curl "https://api.rateapi.dev/credit-unions/north-dakota/capital" \
  -H "Authorization: Bearer YOUR_API_KEY"