--- title: "Aspire Community Credit Union Rates (Nov 2026): CDs to 4.35%" description: "Aspire Community Credit Union rates today: savings & CDs up to 4.35% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Aspire Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-dakota/aspire-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Aspire Community Credit Union Rates (Nov 2026): CDs to 4.35% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Construction Real Estate** other | — APR | 7.250% | — | Standard | Aspire Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.750% | new | Standard | | **Used Auto Loan** auto_used | — APR | 4.750% | used | Standard | | **Recreational Loan** powersports | — APR | 6.250% | — | Standard | Aspire Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **First or Second Mortgage** heloc_fixed | — APR | 6.500% | — | Standard | Aspire Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.500% | — | Standard | Aspire Community Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Certificate** cd_24mo | — APY | 3.99% | 24 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 4.00% APY | 3.94% | 6 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 4.05% APY | 3.99% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 4.05% APY | 3.99% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 4.05% APY | 3.99% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 4.05% APY | 3.99% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.28% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.35% APY | 4.28% | 12 mo | Standard | Aspire Community Credit Union savings & cd rates as of November 12, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Equipment Loan** equipment | — APR | 7.500% | — | Standard | Aspire Community Credit Union equipment loan rates as of November 12, 2026 Savings and certificate yields up to 4.35% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-dakota/aspire-community) , verified from [Aspire Community Credit Union's official website](https://aspire.creditunion/) Loading branch locator… ## About Aspire Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.3K Assets $180.9M Founded 1937 Locations reported 1 NCUA charter 1888 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Town and Country** Trinity · Minot · ND · 58701 About 3.6 miles away](https://rateapi.dev/credit-unions/north-dakota/town-and-country) [**North Star Community** S Broadway Minot · Minot · ND · 58701-6505 About 5.0 miles away](https://rateapi.dev/credit-unions/north-dakota/north-star-community) [**Affinity First** Aspire Community Credit Union · Minot · ND · 58701 About 5.5 miles away](https://rateapi.dev/credit-unions/north-dakota/affinity-first) [**Tel-U-Watt** Main Office · Minot · ND · 58701 About 6.4 miles away](https://rateapi.dev/credit-unions/north-dakota/tel-u-watt) [**Minot Area Schools** Minot Area Schools Federal Credit Union · Minot · ND · 58701 About 6.5 miles away](https://rateapi.dev/credit-unions/north-dakota/minot-area-schools) [**Credit Union 1** Minot · Minot · ND · 58703 About 8.2 miles away](https://rateapi.dev/credit-unions/illinois/credit-union-1) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Aspire Community Credit Union Membership eligibility from Aspire Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Aspire Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location ward, bottineau, mchenry, mclean, mountrail, renville — ND Verified from [Aspire Community Credit Union's membership page](https://aspire.creditunion/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Aspire Community Credit Union Geography 6 counties · Family 2 32 published paths to membership, last verified August 27, 2026, quoted from Aspire Community Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Bottineau County, ND - Mchenry County, ND - Mclean County, ND - Mountrail County, ND - Renville County, ND - Ward County, ND “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Ward County, ND” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family, household member “Our membership also includes immediate families or households of our existing members.” > [source ↗](https://aspire.creditunion/about-us/) - Family member (immediate family, household member) of a member - Family of a member immediate family, households “Our membership also includes immediate families or households of our existing members.” > [source ↗](https://aspire.creditunion/about-us/) - Family member (immediate family, households) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Aspire Community Credit Union? Yes No ## Work at Aspire Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Aspire Community Credit Union ranks against North Dakota peers. - See which AI assistants fetched Aspire Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=aspire-community&state=north-dakota&code=ND&name=Aspire%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Aspire Community Credit Union offer? Aspire Community Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Aspire Community Credit Union rates updated? RateAPI verifies Aspire Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Aspire Community Credit Union's rate data? Rate data is collected directly from Aspire Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Aspire Community Credit Union's best CD rate? As of November 12, 2026, Aspire Community Credit Union offers savings and certificate (CD) yields up to 4.35% APY. ### Who can join Aspire Community Credit Union? Aspire Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 32 published membership paths covering 6 counties for Aspire Community Credit Union, each quoted from Aspire Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Aspire Community Credit Union's rates against national credit-union benchmarks. [More North Dakota credit unions](https://rateapi.dev/credit-unions/north-dakota) [North Dakota mortgage rate leaders](https://rateapi.dev/mortgage-rates/north-dakota) [North Dakota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-dakota) [North Dakota HELOC rate leaders](https://rateapi.dev/heloc-rates/north-dakota) [North Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/north-dakota) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://aspire.creditunion/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Aspire Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Aspire Community Credit Union curl "https://api.rateapi.dev/credit-unions/north-dakota /aspire-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Aspire Community Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-dakota/aspire-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp