Affinity First

minot, North Dakota
Last verified: July 15, 2026

As of July 15, 2026, Affinity First offers a savings mortgage at 0.1% APR (0.1% rate, 0 points). Auto loans available from 5% APR. HELOC rates from 5% APR. Personal loan rates from 9.5% APR.

Source: RateAPI.dev, verified from Affinity First's official website

Mortgage Rates

Rates as of July 15, 2026

savings
0.100% APR
Rate0.100%
Points0
Checking
savings
0.100% APR
Rate0.100%
Points0
Primary Shares
savings
0.100% APR
Rate0.100%
Points0
Vacation Club
savings
0.150% APR
Rate0.150%
Points0
Pee-Wee Shares
money_market
0.900% APR
Rate0.900%
Points0
Money Market
savings
0.950% APR
Rate0.950%
Points0
Vintage Club
savings
2.000% APR
Rate2.000%
Points0
Christmas Club
cd_6mo
3.650% APR
Rate3.650%
Points0
6 Month Certificate
cd_12mo
3.700% APR
Rate3.700%
Points0
12 Month Certificate
cd_24mo
3.750% APR
Rate3.750%
Points0
24 Month Certificate
cd_36mo
3.800% APR
Rate3.800%
Points0
36 Month 1 Bump Certificate
cd_48mo
3.850% APR
Rate3.850%
Points0
48 Month 1 Bump Certificate
cd_60mo
3.910% APR
Rate3.910%
Points0
60 Month 1 Bump Certificate

Auto Loan Rates

Rates as of July 15, 2026

auto
5.000% APR
Rate5.000%
Auto / Truck
auto
5.500% APR
Rate5.500%
Campers / Boats / ATVs
auto
5.500% APR
Rate5.500%
Ice House
auto
5.500% APR
Rate5.500%
Snowmobile / Motorcycle

HELOC Rates

Rates as of July 15, 2026

heloc_variable
5.000% APR
Rate5.000%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 15, 2026

personal_unsecured
9.500% APR
Rate9.500%
Unsecured

Frequently Asked Questions

What rates does Affinity First offer?

Affinity First currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Affinity First rates updated?

RateAPI verifies Affinity First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Affinity First's rate data?

Rate data is collected directly from Affinity First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Affinity First's mortgage rate?

As of July 15, 2026, Affinity First offers a savings mortgage at 0.1% APR.

What is Affinity First's auto loan rate?

As of July 15, 2026, Affinity First offers auto loans from 5% APR.

Related Rate Data

Compare Affinity First's rates against national credit-union benchmarks.

More North Dakota credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Affinity First
curl "https://api.rateapi.dev/credit-unions/north-dakota/affinity-first" \
  -H "Authorization: Bearer YOUR_API_KEY"
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