--- title: "Affinity First Credit Union Rates - North Dakota" description: "Current mortgage, vehicle loan, heloc, personal loan, and savings & cd rates from Affinity First Credit Union in North Dakota. Updated daily with source verification. See who can join Affinity First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-dakota/affinity-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Affinity First Credit Union Rates - North Dakota ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Construction** other | — APR | 6.250% | — | Standard | | **Real Estate Mortgage** other | — APR | 6.750% | — | Standard | | **Mobile Home** other | — APR | 8.500% | — | Standard | Affinity First Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto / Truck** auto | — APR | 4.500% | — | Standard | | **Campers / Boats / ATVs** rv | — APR | 6.000% | — | Standard | | **Snowmobile / Motorcycle** powersports | — APR | 6.000% | — | Standard | Affinity First Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.250% | — | Standard | Affinity First Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.000% | — | Standard | Affinity First Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Checking** checking | — APY | 0.10% | — | Standard | | **Primary Shares** savings | — APY | 0.10% | — | Standard | | **Pee-Wee Shares** savings | — APY | 0.15% | — | Standard | | **Money Market** money_market | — APY | 0.90% | — | Standard | | **Vintage Club** savings | — APY | 0.95% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.96% | 24 mo | Standard | | **Christmas Club** savings | — APY | 4.00% | — | Specialty offer | | **36 Month 1 Bump** cd_36mo | — APY | 4.01% | 36 mo | Standard | | **48 Month 1 Bump** cd_48mo | — APY | 4.06% | 48 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.11% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.11% | 12 mo | Standard | | **60 Month 1 Bump** cd_60mo | — APY | 4.11% | 60 mo | Standard | Affinity First Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Ice House** other | — % | 6.000% | — | Standard | | **Land** other | — % | 7.000% | — | Standard | Affinity First Credit Union other rates as of November 12, 2026 Affinity First Credit Union is a credit union in North Dakota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-dakota/affinity-first) , verified from [Affinity First Credit Union's official website](https://affinityfcund.com/) Loading branch locator… ## About Affinity First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.6K Assets $71M Founded 1959 Locations reported 3 NCUA charter 12980 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Town and Country** Trinity · Minot · ND · 58701 About 3.6 miles away](https://rateapi.dev/credit-unions/north-dakota/town-and-country) [**North Star Community** S Broadway Minot · Minot · ND · 58701-6505 About 5.0 miles away](https://rateapi.dev/credit-unions/north-dakota/north-star-community) [**Aspire Community** MAIN OFFICE · MINOT · ND · 58701-5933 About 5.5 miles away](https://rateapi.dev/credit-unions/north-dakota/aspire-community) [**Tel-U-Watt** Main Office · Minot · ND · 58701 About 6.4 miles away](https://rateapi.dev/credit-unions/north-dakota/tel-u-watt) [**Minot Area Schools** Minot Area Schools Federal Credit Union · Minot · ND · 58701 About 6.5 miles away](https://rateapi.dev/credit-unions/north-dakota/minot-area-schools) [**Credit Union 1** Minot · Minot · ND · 58703 About 8.2 miles away](https://rateapi.dev/credit-unions/illinois/credit-union-1) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Affinity First Credit Union Membership eligibility from Affinity First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Affinity First Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Salt Lake, Ward — ND, UT Verified from [Affinity First Credit Union's membership page](https://affinityfcund.com/) . Final membership determination is always made by the credit union. ## Membership rules for Affinity First Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Ward County, ND “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Ward County, ND; Salt Lake County, UT” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Affinity First Credit Union? Yes No ## Work at Affinity First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Affinity First Credit Union ranks against North Dakota peers. - See which AI assistants fetched Affinity First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=affinity-first&state=north-dakota&code=ND&name=Affinity%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Affinity First Credit Union offer? Affinity First Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Affinity First Credit Union rates updated? RateAPI verifies Affinity First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Affinity First Credit Union's rate data? Rate data is collected directly from Affinity First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Affinity First Credit Union? Affinity First Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Affinity First Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Affinity First Credit Union's rates against national credit-union benchmarks. [More North Dakota credit unions](https://rateapi.dev/credit-unions/north-dakota) [North Dakota mortgage rate leaders](https://rateapi.dev/mortgage-rates/north-dakota) [North Dakota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-dakota) [North Dakota HELOC rate leaders](https://rateapi.dev/heloc-rates/north-dakota) [North Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/north-dakota) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://affinityfcund.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Affinity First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Affinity First Credit Union curl "https://api.rateapi.dev/credit-unions/north-dakota /affinity-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Affinity First Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-dakota/affinity-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp