--- title: "Shuford Credit Union Rates - North Carolina" description: "Current mortgage, rv loan, personal loan, credit card, and savings & cd rates from Shuford Credit Union in North Carolina. Updated daily with source verification. See who can join Shuford Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-carolina/shuford" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Shuford Credit Union Rates - North Carolina ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **5 Year ARM No mortgage insurance required (PMI)** 5 1 arm | — APR | 5.500% | — | Standard | | **Mobile Homes (Double Wide only)** other | — APR | 7.990% | — | Standard | Shuford Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **180-Month RV Loan** rv_any_180mo | — APR | 10.990% | 180 mo | Standard | Shuford Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.150% | — | Standard | | **H/E Line of Credit** ploc_variable | — APR | 7.250% | 180 mo | Standard | | **Unsecured Lines of Credit** personal_unsecured | — APR | 8.750% | — | Standard | Shuford Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.990% | — | Standard | Shuford Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Shares** savings | — APY | 0.10% | — | Standard | | **Superior Checking*** checking | — APY | 0.15% | — | Standard | | **($500.00 - $24,999.99)** savings | — APY | 1.00% | — | Standard | | **IRAs** ira | — APY | 1.00% | — | Standard | | **($25,000.00 And Up)** savings | — APY | 1.50% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.00% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.25% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.50% | 24 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.75% | 18 mo | Standard | Shuford Credit Union savings & cd rates as of November 12, 2026 ### Other rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Fixed H/E** other | — % | 4.990% | — | Standard | | **Lending Alternatives (Up to 48 Months)** other | — % | 5.000% | — | Standard | | **Lending Alternatives (49-60 Months)** other | — % | 5.250% | — | Standard | | **Lending Alternatives (61-72 Months)** other | — % | 5.500% | — | Standard | | **Lending Alternatives (61- 72 Months)** other | — % | 6.750% | — | Standard | Shuford Credit Union other rates as of November 12, 2026 Shuford Credit Union is a credit union in North Carolina. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-carolina/shuford) , verified from [Shuford Credit Union's official website](https://shufordcu.org/) Loading branch locator… ## About Shuford Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.4K Assets $36.3M Founded 1967 Locations reported 2 NCUA charter 24811 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**State Employees'** HICKORY - 16TH ST NE · HICKORY · NC · 28601 About 1.3 miles away](https://rateapi.dev/credit-unions/north-carolina/state-employees) [**Members** Members Credit Union - Hickory · Hickory · NC · 28601-3182 About 2.6 miles away](https://rateapi.dev/credit-unions/north-carolina/members) [**HSM** HICKORY SPRINGS FEDERAL CREDIT UNION · HICKORY · NC · 28601 About 2.7 miles away](https://rateapi.dev/credit-unions/north-carolina/hsm) [**Summit** Summit Credit Union · Hickory · NC · 28601-6207 About 2.8 miles away](https://rateapi.dev/credit-unions/north-carolina/summit) [**Nova** Nova Credit Union · Hickory · NC · 28602 About 3.8 miles away](https://rateapi.dev/credit-unions/north-carolina/nova) [**Telco Community Credit Union** Hickory Office · Hickory · NC · 28602-5018 About 3.9 miles away](https://rateapi.dev/credit-unions/north-carolina/telco-community-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Shuford Credit Union Membership eligibility from Shuford Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Shurtape Administration Office +7 more) - Employer Shurtape Administration Office, Shurtape Corporate Office, Shurtape Highland Plant, Shurtape Stony Point Plant, Shurtape Dist. Center Plant, Shurtape Hudson Plant, Century ( former Classic Leather ) Furniture Plant, Vanguard Furniture Plant Verified from [Shuford Credit Union's membership page](https://shufordcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Shuford Credit Union Geography 2 counties 2 published paths to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 2 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Caldwell County, NC - Catawba County, NC “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Caldwell County, NC; Catawba County, NC” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Shuford Credit Union? Yes No ## Work at Shuford Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Shuford Credit Union ranks against North Carolina peers. - See which AI assistants fetched Shuford Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=shuford&state=north-carolina&code=NC&name=Shuford%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Shuford Credit Union offer? Shuford Credit Union currently offers mortgage, RV loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Shuford Credit Union rates updated? RateAPI verifies Shuford Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Shuford Credit Union's rate data? Rate data is collected directly from Shuford Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Shuford Credit Union? Membership via employers (Shurtape Administration Office +7 more) RateAPI tracks 2 published membership paths covering 2 counties for Shuford Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Shuford Credit Union's rates against national credit-union benchmarks. [More North Carolina credit unions](https://rateapi.dev/credit-unions/north-carolina) [North Carolina mortgage rate leaders](https://rateapi.dev/mortgage-rates/north-carolina) [North Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-carolina) [North Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/north-carolina) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://shufordcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Shuford Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Shuford Credit Union curl "https://api.rateapi.dev/credit-unions/north-carolina /shuford " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Shuford Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-carolina/shuford Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp