---
title: "Revity Credit Union Rates (Nov 2026): Mortgage 7.79%"
description: "Revity Credit Union rates today: 30 year fixed mortgage 7.79% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Revity Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/north-carolina/revity"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Revity Credit Union Rates (Nov 2026): Mortgage 7.79%

### Mortgage rates

8 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **30 YR FIXED HOMEREADY** 30 year fixed |  7.795% APR |  7.750% |  — |  Standard |
| **30-Year Fixed** 30 year fixed |  7.920% APR |  7.875% |  — |  Standard |
| **15-Year Fixed** 15 year fixed |  7.319% APR |  7.250% |  — |  Standard |
| **7/6 MO 30 DAY AVG SOFR CONFORMING 5/1/5 30 YR ARM** 7 1 arm |  6.872% APR |  6.500% |  — |  Standard |
| **5/6 MO 30 DAY AVG SOFR CONFORMING 2/1/5 30 YR ARM** 5 1 arm |  6.966% APR |  6.750% |  — |  Standard |
| **10-Year Fixed** 10 year fixed |  7.095% APR |  7.000% |  — |  Standard |
| **10/6 MO 30 DAY AVG SOFR CONFORMING 5/1/5 30 YR ARM** 10 1 arm |  7.191% APR |  6.875% |  — |  Standard |
| **20-Year Fixed** 20 year fixed |  7.824% APR |  7.750% |  — |  Standard |
Revity Credit Union mortgage rates as of November 12, 2026

As of November 12, 2026, Revity Credit Union offers a 30-year fixed mortgage at 7.795% APR.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-carolina/revity) , verified from [Revity Credit Union's official website](https://www.revityfcu.org/)

Best product position **Better than the North Carolina median** 30-year fixed mortgage

Gap to state best **34 bp** 34 bp from state best

Vs. state median **17 bp better than median** 30-year fixed mortgage

Products ranked **1** across tracked North Carolina markets

| Product |  Published APR |  Position |  Vs. state best |  Vs. state median |
| 30-year fixed mortgage |  6.87% |  Better than the North Carolina median |  34 bp from state best |  17 bp better than median |
Published rate position by product as of November 13, 2026

This is the public snapshot. Claim Revity Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.

[See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=revity&amp;state=north-carolina&amp;code=NC&amp;name=Revity%20Credit%20Union)

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## About Revity Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

5.9K

Assets

$82.9M

Founded

1937

Locations reported

4

NCUA charter

24840

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Healthshare** Moses H Cone Memorial Hospital - Main Office · Greensboro · NC · 27401 Branch in the same ZIP](https://rateapi.dev/credit-unions/north-carolina/healthshare) [**Greensboro** Main Post Office · Greensboro · NC · 27401 About 0.9 miles away](https://rateapi.dev/credit-unions/north-carolina/greensboro) [**State Employees'** GREENSBORO - MURROW BLVD · GREENSBORO · NC · 27401 About 0.9 miles away](https://rateapi.dev/credit-unions/north-carolina/state-employees) [**Summit** Summit Credit Union · Greensboro · NC · 27405 About 1.0 miles away](https://rateapi.dev/credit-unions/north-carolina/summit) [**Skyla** Greensboro · Greensboro · NC · 27405 About 1.6 miles away](https://rateapi.dev/credit-unions/north-carolina/skyla) [**Truliant** S Elm-Eugene St · Greensboro · NC · 27406 About 2.9 miles away](https://rateapi.dev/credit-unions/north-carolina/truliant)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Revity Credit Union

Membership eligibility from Revity Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership via the CCUF Friend of the Foundation

- Location Guilford — NC
- Association CCUF Friend of the Foundation

Verified from [Revity Credit Union's membership page](https://www.revityfcu.org/who-can-join/) . Final membership determination is always made by the credit union.

## Work at Revity Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Revity Credit Union ranks against North Carolina peers.

- See which AI assistants fetched Revity Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in North Carolina
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=revity&amp;state=north-carolina&amp;code=NC&amp;name=Revity%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Revity Credit Union offer?

Revity Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Revity Credit Union rates updated?

RateAPI verifies Revity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Revity Credit Union's rate data?

Rate data is collected directly from Revity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Revity Credit Union's mortgage rate?

As of November 12, 2026, Revity Credit Union offers a 30-year fixed mortgage at 7.795% APR.

### Who can join Revity Credit Union?

Membership via the CCUF Friend of the Foundation

## Related Rate Data

Compare Revity Credit Union's rates against national credit-union benchmarks.

[More North Carolina credit unions](https://rateapi.dev/credit-unions/north-carolina) [North Carolina mortgage rate leaders](https://rateapi.dev/mortgage-rates/north-carolina) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.revityfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Revity Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Revity Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina /revity " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Revity Credit Union locations

Search, filter, and browse all 4 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/north-carolina/revity
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
