Piedmont Advantage Credit Union
Developers & AI agents: this data is available as JSON at GET https://api.rateapi.dev/credit-unions/north-carolina/piedmont-advantage-credit-union — free API key in one request (POST https://api.rateapi.dev/keys, email only). MCP server: rateapi.dev/mcp.
Verified rate book
Current Piedmont Advantage Credit Union rates
9 published offers verified as of August 21, 2026.
Mortgage rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.283% APR | 6.125% | — | Standard |
| VA 30 Year Fixed - Conforming30 year fixed | 6.410% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.692% APR | 6.000% | — | Standard |
| 30 Year Fixed - Home Ready30 year fixed | 6.788% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.974% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 5.759% APR | 5.500% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.412% APR | 7.250% | — | Standard |
| 15/15 ARM - Conforming 1arm | 6.078% APR | 5.750% | — | Standard |
| 20-Year Fixed20 year fixed | 6.209% APR | 6.000% | — | Standard |
As of August 21, 2026, Piedmont Advantage Credit Union offers a 30-year fixed mortgage at 6.283% APR.
Source: RateAPI.dev, verified from Piedmont Advantage Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Piedmont Advantage Credit Union ranks in North Carolina
How Piedmont Advantage Credit Union's current published rate compares with other North Carolina credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.28% | Better than the North Carolina median | 21 bp from state best | 50 bp better than median |
This is the public snapshot. Claim Piedmont Advantage Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Piedmont Advantage Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 27.8K
- Assets
- $382.5M
- Founded
- 1949
- Locations reported
- 6
- NCUA charter
- 60160
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Piedmont Advantage Credit Union
Membership eligibility from Piedmont Advantage Credit Union's own published criteria. How we verify this.
Membership criteria are published on Piedmont Advantage Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Piedmont Advantage Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Piedmont Advantage Credit Union
Family
1 published path to membership, last verified August 21, 2026, quoted from Piedmont Advantage Credit Union’s own published criteria.
Family 1
Auto-verified against the source page
Family member (household member, child, spouse, parent, sibling) of a member
- Family of a member household member, child, spouse, parent, sibling
“If you have an immediate family member who is already a member of Piedmont Advantage Credit Union, you’re welcome to join too no matter where you live.”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
Is this right for Piedmont Advantage Credit Union?
Work at Piedmont Advantage Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Piedmont Advantage Credit Union ranks against North Carolina peers.
Frequently Asked Questions
What rates does Piedmont Advantage Credit Union offer?
Piedmont Advantage Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.
How often are Piedmont Advantage Credit Union rates updated?
RateAPI verifies Piedmont Advantage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.
Where does RateAPI get Piedmont Advantage Credit Union's rate data?
Rate data is collected directly from Piedmont Advantage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Piedmont Advantage Credit Union's mortgage rate?
As of August 21, 2026, Piedmont Advantage Credit Union offers a 30-year fixed mortgage at 6.283% APR.
Who can join Piedmont Advantage Credit Union?
Piedmont Advantage Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Piedmont Advantage Credit Union, each quoted from Piedmont Advantage Credit Union's own published membership criteria. Immediate family of an existing member also qualify.
Related Rate Data
Compare Piedmont Advantage Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Piedmont Advantage Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Piedmont Advantage Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/piedmont-advantage-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"