--- title: "Latino Community Credit Union Rates - North Carolina" description: "Current mortgage, auto loan, heloc, personal loan, and savings & cd rates from Latino Community Credit Union in North Carolina. Updated daily with source verification. See who can join Latino Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-carolina/latino-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Latino Community Credit Union Rates - North Carolina ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **LCCU first mortgage or second lien behind LCCU*** other | — APR | 7.250% | — | Standard | | **Mortgage** other | — APR | 8.000% | — | Standard | Latino Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loans > From 7.00%** auto | — APR | 8.000% | — | Standard | Latino Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Junior lien behind External lender** heloc | — APR | 8.000% | — | Standard | Latino Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 15.000% | — | Standard | Latino Community Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Money Market Accounts > Up to 1.80% APY*** money_market | — APY | 0.10% | — | Standard | | **Checking** checking | — APY | 0.10% | — | Specialty offer | | **Certificate** cd | — APY | 3.50% | — | Standard | Latino Community Credit Union savings & cd rates as of November 12, 2026 Latino Community Credit Union is a credit union in North Carolina. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-carolina/latino-community) , verified from [Latino Community Credit Union's official website](https://latinoccu.org/) Loading branch locator… ## About Latino Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 125.8K Assets $1.1B Founded 2000 Locations reported 16 NCUA charter 68430 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Coastal** IBM Bldg. 500 (CPL) #115 · Durham · NC · 27703 Branch in the same ZIP](https://rateapi.dev/credit-unions/north-carolina/coastal) [**State Employees'** DURHAM - HWY 98 EAST · DURHAM · NC · 27703 About 1.4 miles away](https://rateapi.dev/credit-unions/north-carolina/state-employees) [**Navy Federal Credit Union** Brier Creek Pkwy Raleigh NC · Raleigh · NC · 27617 About 3.6 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**U S Postal Service** Raleigh · Raleigh · NC · 27676-9803 About 5.0 miles away](https://rateapi.dev/credit-unions/maryland/u-s-postal-service) [**Civic** Durham · Durham · NC · 27701 About 5.9 miles away](https://rateapi.dev/credit-unions/north-carolina/civic) [**Self-Help** Durham · Durham · NC · 27701-3215 About 5.9 miles away](https://rateapi.dev/credit-unions/north-carolina/self-help) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Latino Community Credit Union Membership eligibility from Latino Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Latino Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Latino Community Development Center **Cost to join:** About $8. Verified from [Latino Community Credit Union's membership page](https://latinoccu.org/become-a-member-2/) . Final membership determination is always made by the credit union. ## Membership rules for Latino Community Credit Union Associations 1 published path to membership, last verified November 8, 2026, quoted from Latino Community Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of Latino Community Development Center “To become a member of the credit union you will need to join Latino Community Development Center (LCDC) with a one-time individual membership fee of $8.” > [source ↗](https://latinoccu.org/become-a-member-2/) - Member of Latino Community Development Center Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Latino Community Credit Union? Yes No ## Work at Latino Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Latino Community Credit Union ranks against North Carolina peers. - See which AI assistants fetched Latino Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=latino-community&state=north-carolina&code=NC&name=Latino%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Latino Community Credit Union offer? Latino Community Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Latino Community Credit Union rates updated? RateAPI verifies Latino Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Latino Community Credit Union's rate data? Rate data is collected directly from Latino Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Latino Community Credit Union? Latino Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 association for Latino Community Credit Union, each quoted from Latino Community Credit Union's own published membership criteria. ## Related Rate Data Compare Latino Community Credit Union's rates against national credit-union benchmarks. [More North Carolina credit unions](https://rateapi.dev/credit-unions/north-carolina) [North Carolina mortgage rate leaders](https://rateapi.dev/mortgage-rates/north-carolina) [North Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-carolina) [North Carolina HELOC rate leaders](https://rateapi.dev/heloc-rates/north-carolina) [North Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/north-carolina) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://latinoccu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Latino Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Latino Community Credit Union curl "https://api.rateapi.dev/credit-unions/north-carolina /latino-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Latino Community Credit Union locations Search, filter, and browse all 16 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-carolina/latino-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp