--- title: "Guco Credit Union Rates - North Carolina" description: "Current auto loan, and personal loan rates from Guco Credit Union in North Carolina. Updated daily with source verification. See who can join Guco Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-carolina/guco" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Guco Credit Union Rates - North Carolina ### Auto & vehicle rates 11 offers | Product | Published | Rate | Term / condition | Status | | **Up to 36-Month New Auto Loan** auto_new_36mo | — APR | 4.500% | 36 mo · new | Standard | | **Up to 36-Month Used Auto Loan** auto_used_36mo | — APR | 4.750% | 36 mo · used | Standard | | **New Auto Loans (37-48 months)** auto_new_48mo | — APR | 4.750% | 48 mo · new | Standard | | **New Auto Loans (49-60 months)** auto_new_60mo | — APR | 5.000% | 60 mo · new | Standard | | **Used Auto Loans (37-48 months)** auto_used_48mo | — APR | 5.000% | 48 mo · used | Standard | | **New Auto Loans (61-72 months)** auto_new_72mo | — APR | 5.250% | 72 mo · new | Standard | | **Used Auto Loans (49-60 months)** auto_used_60mo | — APR | 5.250% | 60 mo · used | Standard | | **◆73-84 Months** auto_any_84mo | — APR | 5.500% | 84 mo | Standard | | **New Auto Loans (◆73-84 months)** auto_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **Used Auto Loans (61-72 months)** auto_used_72mo | — APR | 5.500% | 72 mo · used | Standard | | **Used Auto Loans (◆73-84 months)** auto_used_84mo | — APR | 5.750% | 84 mo · used | Standard | Guco Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.000% | — | Standard | | **Up to $10,000 Loan** personal | — APR | 16.000% | — | Standard | | **Unsecured Loans (Up to $10,000 Loan)** personal_unsecured | — APR | 16.000% | — | Standard | Guco Credit Union personal loan rates as of November 12, 2026 Guco Credit Union is a credit union in North Carolina. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-carolina/guco) , verified from [Guco Credit Union's official website](https://gucocreditunion.org/) Loading branch locator… ## About Guco Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.4K Assets $10M Founded 1970 Locations reported 3 NCUA charter 62985 Charter type Federally insured state-chartered credit union ### Services and member support - Electronic statements - Financial counseling - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**State Employees'** GREENVILLE HWY 33 EAST BRANCH · GREENVILLE · NC · 27858 Branch in the same ZIP](https://rateapi.dev/credit-unions/north-carolina/state-employees) [**Welcome** Greenville Branch · Greenville · NC · 27858-8077 About 4.7 miles away](https://rateapi.dev/credit-unions/north-carolina/welcome) [**Telco** Greenville Branch · Greenville · NC · 27858 About 5.9 miles away](https://rateapi.dev/credit-unions/north-carolina/telco) [**Civic** Greenville · Greenville · NC · 27858-5103 About 6.2 miles away](https://rateapi.dev/credit-unions/north-carolina/civic) [**First Flight** Greenville · Greenville · NC · 27834 About 7.2 miles away](https://rateapi.dev/credit-unions/north-carolina/first-flight) [**Weyco Community** Washington · Washington · NC · 27889-3800 About 14.2 miles away](https://rateapi.dev/credit-unions/north-carolina/weyco-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Guco Credit Union Membership eligibility from Guco Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Guco Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Greenville Housing Authority Verified from [Guco Credit Union's membership page](https://gucocreditunion.org/how-to-join) . Final membership determination is always made by the credit union. ## Membership rules for Guco Credit Union Employers 2 2 published paths to membership, last verified August 27, 2026, quoted from Guco Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Housing Authority “Greenville Housing Authority” > [source ↗](https://gucocreditunion.org/how-to-join) - Employee of Housing Authority - Retired employee of Housing Authority “Greenville Housing Authority” > [source ↗](https://gucocreditunion.org/how-to-join) - Retiree of Housing Authority Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Guco Credit Union? Yes No ## Work at Guco Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Guco Credit Union ranks against North Carolina peers. - See which AI assistants fetched Guco Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=guco&state=north-carolina&code=NC&name=Guco%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Guco Credit Union offer? Guco Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Guco Credit Union rates updated? RateAPI verifies Guco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Guco Credit Union's rate data? Rate data is collected directly from Guco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Guco Credit Union? Guco Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 2 employers for Guco Credit Union, each quoted from Guco Credit Union's own published membership criteria. ## Related Rate Data Compare Guco Credit Union's rates against national credit-union benchmarks. [More North Carolina credit unions](https://rateapi.dev/credit-unions/north-carolina) [North Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-carolina) [North Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/north-carolina) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://gucocreditunion.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Guco Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Guco Credit Union curl "https://api.rateapi.dev/credit-unions/north-carolina /guco " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Guco Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-carolina/guco Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp