--- title: "Fort Bragg Credit Union: #1 Mortgage in North Carolina" description: "Fort Bragg Credit Union has the lowest tracked 30-year fixed mortgage rate in North Carolina (6.54% APR) among 11 credit unions we verify. Fort Bragg Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Fort Bragg Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-carolina/fort-bragg" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Fort Bragg Credit Union: #1 Mortgage in North Carolina ### Mortgage rates 13 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **USDA 30-Year Fixed** 30 year fixed | 6.914% APR | 6.750% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **5/5 ARM** 5 5 arm | 6.831% APR | 6.000% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.872% APR | 6.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | | **7/1 ARM** 7 1 arm | 7.091% APR | 6.750% | — | Standard | | **5/1 ARM** 5 1 arm | 7.137% APR | 6.750% | — | Standard | | **3/1 ARM** 3 1 arm | 7.502% APR | 7.875% | — | Standard | Fort Bragg Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Fort Bragg Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-carolina/fort-bragg) , verified from [Fort Bragg Credit Union's official website](https://www.fortbraggfcu.org/) Best product position **#1 of 11** 30-year fixed mortgage Gap to state best **0 bp** State market leader Vs. state median **50 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked North Carolina markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | #1 of 11 · lowest in North Carolina | State market leader | 50 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Fort Bragg Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=fort-bragg&state=north-carolina&code=NC&name=Fort%20Bragg%20Credit%20Union) Loading branch locator… ## About Fort Bragg Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 35.3K Assets $682.8M Founded 1960 Locations reported 5 NCUA charter 13690 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Latino Community** Fayetteville Branch · Fayetteville · NC · 28303 About 4.4 miles away](https://rateapi.dev/credit-unions/north-carolina/latino-community) [**Sharonview** Fayetteville · Fayetteville · NC · 28314 About 5.2 miles away](https://rateapi.dev/credit-unions/south-carolina/sharonview) [**Navy Federal Credit Union** Skibo Rd-Fayetteville NC · Fayetteville · NC · 28303 About 5.7 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**State Employees'** FAYETTEVILLE - SYCAMORE DAIRY RD · FAYETTEVILLE · NC · 28303 About 6.0 miles away](https://rateapi.dev/credit-unions/north-carolina/state-employees) [**Bragg Mutual** Cape Fear Valley Branch · Fayetteville · NC · 28304-3424 About 9.0 miles away](https://rateapi.dev/credit-unions/north-carolina/bragg-mutual) [**Vision Financial** Natal Street Office · Fayetteville · NC · 28306-2865 About 10.3 miles away](https://rateapi.dev/credit-unions/north-carolina/vision-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Fort Bragg Credit Union Membership eligibility from Fort Bragg Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Cumberland, Moore, Harnett +4 more - Location Cumberland, Moore, Harnett, Hoke, Lee, Robeson, Scotland Verified from [Fort Bragg Credit Union's membership page](https://www.fortbraggfcu.org/about) . Final membership determination is always made by the credit union. ## Work at Fort Bragg Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Fort Bragg Credit Union ranks against North Carolina peers. - See which AI assistants fetched Fort Bragg Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=fort-bragg&state=north-carolina&code=NC&name=Fort%20Bragg%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Fort Bragg Credit Union offer? Fort Bragg Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Fort Bragg Credit Union rates updated? RateAPI verifies Fort Bragg Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Fort Bragg Credit Union's rate data? Rate data is collected directly from Fort Bragg Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Fort Bragg Credit Union's mortgage rate? As of November 12, 2026, Fort Bragg Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Fort Bragg Credit Union? Community charter: live/work in Cumberland, Moore, Harnett +4 more ## Related Rate Data Compare Fort Bragg Credit Union's rates against national credit-union benchmarks. [More North Carolina credit unions](https://rateapi.dev/credit-unions/north-carolina) [North Carolina mortgage rate leaders](https://rateapi.dev/mortgage-rates/north-carolina) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.fortbraggfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Fort Bragg Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Fort Bragg Credit Union curl "https://api.rateapi.dev/credit-unions/north-carolina /fort-bragg " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Fort Bragg Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-carolina/fort-bragg Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp