First Flight

cary, North Carolina
Last verified: July 10, 2026

As of July 10, 2026, First Flight offers a 30-year-fixed mortgage at 6.868% APR (6.625% rate, 1 points). Auto loans available from 4.1% APR. HELOC rates from 6.48% APR. Personal loan rates from 10.5% APR.

Source: RateAPI.dev, verified from First Flight's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.868% APR
Rate6.625%
Points1
30 Yr Conforming
30-year-fixed
6.868% APR
Rate6.868%
Points0
30 yr Conforming
15-year-fixed
6.387% APR
Rate6.000%
Points1
15 Yr Conforming
15-year-fixed
6.387% APR
Rate6.387%
Points0
15 yr Conforming
10-year-fixed
6.544% APR
Rate6.000%
Points1
10 Yr Conforming
10-year-fixed
7.518% APR
Rate7.000%
Points0
10-Year Fixed Rate Lot Loan

Auto Loan Rates

Rates as of July 10, 2026

auto
4.100% APR
Rate4.100%
[PROMOTIONAL] Auto Refinance
auto_new
4.260% APR
Rate4.100%
New Autos
auto_new
4.260% APR
Rate4.260%
New auto loans
auto_used
4.770% APR
Rate4.600%
Used Autos
auto_used
4.770% APR
Rate4.770%
Used auto loans
auto_new
5.060% APR
Rate4.940%
New Motorcycle
auto_used
5.310% APR
Rate5.190%
Used Motorcycle
auto_new
6.330% APR
Rate6.240%
New Boat
auto_used
6.840% APR
Rate6.740%
Used Boat
auto_new
8.080% APR
Rate7.990%
New RVs
auto_used
8.610% APR
Rate8.490%
Used RVs

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
6.480% APR
Rate6.250%
Fixed Equity Loan
heloc_fixed
6.480% APR
Rate6.480%
[PROMOTIONAL] Fixed Equity Loans
heloc_variable
7.050% APR
Rate7.000%
Equity Access (HELOC)
heloc_variable
7.050% APR
Rate7.050%
[PROMOTIONAL] HELOC Loans

Personal Loan Rates

Rates as of July 10, 2026

personal
10.500% APR
Rate10.500%
Fast Funds
personal_unsecured
12.440% APR
Rate11.750%
Personal Loan
personal
12.760% APR
Rate11.000%
Credit Builder
personal_unsecured
25.000% APR
Rate25.000%
Advance Personal Loan
personal_unsecured
25.000% APR
Rate25.000%
Advanced Personal Loan

Frequently Asked Questions

What rates does First Flight offer?

First Flight currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are First Flight rates updated?

RateAPI verifies First Flight's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get First Flight's rate data?

Rate data is collected directly from First Flight's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Flight's mortgage rate?

As of July 10, 2026, First Flight offers a 30-year-fixed mortgage at 6.868% APR.

What is First Flight's auto loan rate?

As of July 10, 2026, First Flight offers auto loans from 4.1% APR.

Related Rate Data

Compare First Flight's rates against national credit-union benchmarks.

More North Carolina credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for First Flight
curl "https://api.rateapi.dev/credit-unions/north-carolina/first-flight" \
  -H "Authorization: Bearer YOUR_API_KEY"
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