First Carolina People's

goldsboro, North Carolina
Last verified: July 9, 2026

As of July 9, 2026, First Carolina People's offers a ploc_variable mortgage at 8% APR (8% rate, 0 points). Auto loans available from 4.5% APR. Personal loan rates from 3.75% APR.

Source: RateAPI.dev, verified from First Carolina People's's official website

Mortgage Rates

Rates as of July 9, 2026

ploc_variable
8.000% APR
Rate8.000%
Points0
Overdraft Line of Credit

Auto Loan Rates

Rates as of July 9, 2026

auto_new
4.500% APR
Rate4.500%
New Vehicle Loan
auto_new
5.500% APR
Rate5.500%
New Vehicle Loan 90% financing
auto_used
6.250% APR
Rate6.250%
Used Vehicle Loan
auto_new
6.500% APR
Rate6.500%
New Vehicle Loan 100% financing
credit_card
8.000% APR
Rate8.000%
VISA Credit Card
auto_new
8.250% APR
Rate8.250%
New Boat
auto_new
8.250% APR
Rate8.250%
New RV / Camper / Trailer / Pop-up / Fold-down
auto_used
8.250% APR
Rate8.250%
Used Boat
auto_used
8.250% APR
Rate8.250%
Used RV / Camper / Trailer / Pop-up / Fold-down
auto_used
8.250% APR
Rate8.250%
Used Vehicle Loan 100% financing

Personal Loan Rates

Rates as of July 9, 2026

personal_secured
3.750% APR
Rate3.750%
Certificate Secured Loan
personal_secured
3.750% APR
Rate3.750%
Share Secured Loan
personal_unsecured
8.000% APR
Rate8.000%
Open-end Personal Loan
personal_unsecured
8.000% APR
Rate8.000%
Personal Loan
personal
8.000% APR
Rate8.000%
Debt Consolidation Loan
personal
15.000% APR
Rate15.000%
Quick Cash Loan

Frequently Asked Questions

What rates does First Carolina People's offer?

First Carolina People's currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are First Carolina People's rates updated?

RateAPI verifies First Carolina People's's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get First Carolina People's's rate data?

Rate data is collected directly from First Carolina People's's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Carolina People's's mortgage rate?

As of July 9, 2026, First Carolina People's offers a ploc_variable mortgage at 8% APR.

What is First Carolina People's's auto loan rate?

As of July 9, 2026, First Carolina People's offers auto loans from 4.5% APR.

Related Rate Data

Compare First Carolina People's's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First Carolina People's
curl "https://api.rateapi.dev/credit-unions/north-carolina/first-carolina-peoples" \
  -H "Authorization: Bearer YOUR_API_KEY"