Civic

raleigh, North Carolina
Last verified: February 1, 2026

As of February 1, 2026, Civic offers a 30-year-fixed mortgage at 5.652% APR (5.5% rate, 0 points).

Source: RateAPI.dev, verified from Civic's official website

Mortgage Rates

Rates as of February 1, 2026

30-year-fixed
5.652% APR
Rate5.500%
Points0
VA 30 Year Fixed - Conforming
30-year-fixed
5.904% APR
Rate5.750%
Points0
30 Year Fixed - Conforming
30-year-fixed
6.047% APR
Rate5.375%
Points0
FHA 30-Year Fixed - Conforming
15-year-fixed
5.505% APR
Rate5.250%
Points0
15 Year Fixed - Conforming
15-year-fixed
5.883% APR
Rate5.625%
Points0
VA 15 Year Fixed - Conforming
15-year-fixed
6.051% APR
Rate5.375%
Points0
FHA 15 Year Fixed - Conforming

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Civic
curl "https://api.rateapi.dev/credit-unions/north-carolina/civic" \
  -H "Authorization: Bearer YOUR_API_KEY"