--- title: "Charlotte Fire Department Credit Union Rates: CDs to 2.47%" description: "Charlotte Fire Department Credit Union rates today: savings & CDs up to 2.47% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Charlotte Fire Department Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Charlotte Fire Department Credit Union Rates: CDs to 2.47% ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **180-Month New Auto Loan** auto_new_180mo | — APR | 6.000% | 180 mo · new | Standard | | **180-Month Used Auto Loan** auto_used_180mo | — APR | 7.000% | 180 mo · used | Standard | | **180-Month New RV Loan** rv_new_180mo | — APR | 8.000% | 180 mo · new | Standard | | **180-Month Used RV Loan** rv_used_180mo | — APR | 9.000% | 180 mo · used | Standard | Charlotte Fire Department Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.750% | — | Standard | Charlotte Fire Department Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.250% | — | Standard | | **72-Month Personal Line of Credit** ploc_variable | — APR | 12.500% | 72 mo | Standard | | **Quick Cash** personal_unsecured_3mo | — APR | 16.000% | 3 mo | Standard | | **Overdraft LOC** personal_unsecured_24mo | — APR | 17.500% | 24 mo | Standard | Charlotte Fire Department Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 14.000% | — | Standard | Charlotte Fire Department Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Share Draft** checking | — APY | 0.10% | — | Standard | | **Shares** savings | — APY | 0.25% | — | Standard | | **IRA** ira | — APY | 2.00% | — | Standard | | **$25,000.00 - 99,999.00** cd_6mo | 2.47% APY | 2.50% | 6 mo | Standard | Charlotte Fire Department Credit Union savings & cd rates as of November 13, 2026 ### Equipment loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Equipment** equipment_new_60mo | — APR | 12.500% | — | Standard | | **Used Equipment** equipment_used_60mo | — APR | 13.500% | — | Standard | Charlotte Fire Department Credit Union equipment loan rates as of November 13, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Land** other | — % | 12.000% | — | Standard | | **Consumer Loan** other | — % | 12.500% | — | Standard | | **Recruit Loan** other | — % | 12.500% | — | Standard | Charlotte Fire Department Credit Union other rates as of November 13, 2026 Savings and certificate yields up to 2.47% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department) , verified from [Charlotte Fire Department Credit Union's official website](https://www.cfdcu.org/) Loading branch locator… ## About Charlotte Fire Department Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3K Assets $54.5M Founded 1955 Locations reported 2 NCUA charter 63566 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Carolinas Telco** Charlotte - Central Ave. · Charlotte · NC · 28205 About 1.8 miles away](https://rateapi.dev/credit-unions/north-carolina/carolinas-telco) [**Skyla** 900 Central Ave · Charlotte · NC · 28204 About 1.9 miles away](https://rateapi.dev/credit-unions/north-carolina/skyla) [**Allegacy** Charlotte · Charlotte · NC · 28204 About 2.1 miles away](https://rateapi.dev/credit-unions/north-carolina/allegacy) [**State Employees'** CHARLOTTE - THIRD STREET · CHARLOTTE · NC · 28204 About 2.5 miles away](https://rateapi.dev/credit-unions/north-carolina/state-employees) [**Latino Community** Charlotte Meridian Place · Charlotte · NC · 28212-6253 About 3.0 miles away](https://rateapi.dev/credit-unions/north-carolina/latino-community) [**Truliant** South End Charlotte · Charlotte · NC · 28203 About 4.3 miles away](https://rateapi.dev/credit-unions/north-carolina/truliant) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Charlotte Fire Department Credit Union Membership eligibility from Charlotte Fire Department Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Charlotte Fire Department Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Charlotte Fire Department, volunteer firefighters Verified from [Charlotte Fire Department Credit Union's membership page](https://www.cfdcu.org/about-cfdcu) . Final membership determination is always made by the credit union. ## Membership rules for Charlotte Fire Department Credit Union Employers 2 · Family 3 5 published paths to membership, last verified August 27, 2026, quoted from Charlotte Fire Department Credit Union’s own published criteria. Source-page proposal coverage: 3 of 4 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Charlotte Fire Department “Employees of the Charlotte Fire Department and their families” > [source ↗](https://www.cfdcu.org/about-cfdcu) - Employee of Charlotte Fire Department - Employee of Firefighters “Employees of the Charlotte Fire Department and their families, as well as volunteer firefighters and their families from the surrounding counties are eligible to join the credit union!” > [source ↗](https://www.cfdcu.org/about-cfdcu) - Employee of Firefighters ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Employees of the Charlotte Fire Department and their families” > [source ↗](https://www.cfdcu.org/about-cfdcu) - Family member of a member - Family Of Qualified Charlotte Fire Department “Employees of the Charlotte Fire Department and their families, as well as volunteer firefighters and their families from the surrounding counties are eligible to join the credit union!” > [source ↗](https://www.cfdcu.org/about-cfdcu) - Family member (family) of an employee of Charlotte Fire Department - Family Of Qualified Firefighters “Employees of the Charlotte Fire Department and their families, as well as volunteer firefighters and their families from the surrounding counties are eligible to join the credit union!” > [source ↗](https://www.cfdcu.org/about-cfdcu) - Family member (family member) of an employee of Firefighters Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Charlotte Fire Department Credit Union? Yes No ## Work at Charlotte Fire Department Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Charlotte Fire Department Credit Union ranks against North Carolina peers. - See which AI assistants fetched Charlotte Fire Department Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=charlotte-fire-department&state=north-carolina&code=NC&name=Charlotte%20Fire%20Department%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Charlotte Fire Department Credit Union offer? Charlotte Fire Department Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Charlotte Fire Department Credit Union rates updated? RateAPI verifies Charlotte Fire Department Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Charlotte Fire Department Credit Union's rate data? Rate data is collected directly from Charlotte Fire Department Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Charlotte Fire Department Credit Union's best CD rate? As of November 13, 2026, Charlotte Fire Department Credit Union offers savings and certificate (CD) yields up to 2.47% APY. ### Who can join Charlotte Fire Department Credit Union? Charlotte Fire Department Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 2 employers for Charlotte Fire Department Credit Union, each quoted from Charlotte Fire Department Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Charlotte Fire Department Credit Union's rates against national credit-union benchmarks. [More North Carolina credit unions](https://rateapi.dev/credit-unions/north-carolina) [North Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-carolina) [North Carolina HELOC rate leaders](https://rateapi.dev/heloc-rates/north-carolina) [North Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/north-carolina) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cfdcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Charlotte Fire Department Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Charlotte Fire Department Credit Union curl "https://api.rateapi.dev/credit-unions/north-carolina /charlotte-fire-department " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Charlotte Fire Department Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp