Charlotte Fire Department

charlotte, North Carolina
Last verified: July 10, 2026

As of July 10, 2026, Charlotte Fire Department offers a ira mortgage at 1.982% APR (2% rate, 0 points). Auto loans available from 6% APR. HELOC rates from 7.75% APR. Personal loan rates from 3.25% APR.

Source: RateAPI.dev, verified from Charlotte Fire Department's official website

Who Can Join Charlotte Fire Department

Membership eligibility from Charlotte Fire Department's own published criteria. How we verify this.

Membership via employers (Charlotte Fire Department) or occupations (volunteer firefighters)

Verified from Charlotte Fire Department's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

ira
1.982% APR
Rate2.000%
Points0
IRA
share_certificate
2.472% APR
Rate2.500%
Points0
Share Certificates (6 mo)
share_certificate
3.445% APR
Rate3.500%
Points0
Share Certificates (12 mo)
share_certificate
3.542% APR
Rate3.600%
Points0
Share Certificates (24 mo)
ploc_variable
12.500% APR
Rate12.500%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_new
6.000% APR
Rate6.000%
New Vehicles
auto_used
7.000% APR
Rate7.000%
Used Vehicles
auto_new
8.000% APR
Rate8.000%
New Recreational Vehicles
auto_used
9.000% APR
Rate9.000%
Used Recreational Vehicles
credit_card
14.000% APR
Rate14.000%
VISA®

HELOC Rates

Rates as of July 10, 2026

heloc_variable
7.750% APR
Rate7.750%
Home Equity LOC

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
3.250% APR
Rate3.250%
Share Secured
personal
12.500% APR
Rate12.500%
Consumer Loan
personal
12.500% APR
Rate12.500%
Recruit Loan
personal
16.000% APR
Rate16.000%
Quick Cash
personal
17.500% APR
Rate17.500%
Overdraft LOC

Frequently Asked Questions

What rates does Charlotte Fire Department offer?

Charlotte Fire Department currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Charlotte Fire Department rates updated?

RateAPI verifies Charlotte Fire Department's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Charlotte Fire Department's rate data?

Rate data is collected directly from Charlotte Fire Department's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Charlotte Fire Department's mortgage rate?

As of July 10, 2026, Charlotte Fire Department offers a ira mortgage at 1.982% APR.

What is Charlotte Fire Department's auto loan rate?

As of July 10, 2026, Charlotte Fire Department offers auto loans from 6% APR.

Related Rate Data

Compare Charlotte Fire Department's rates against national credit-union benchmarks.

More North Carolina credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Charlotte Fire Department
curl "https://api.rateapi.dev/credit-unions/north-carolina/charlotte-fire-department" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude