Carolina Cooperative

charlotte, North Carolina
Last verified: July 6, 2026

As of July 6, 2026, Carolina Cooperative offers a savings mortgage at 3.5% APR (3.5% rate, 0 points). Auto loans available from 4.99% APR.

Source: RateAPI.dev, verified from Carolina Cooperative's official website

Mortgage Rates

Rates as of July 6, 2026

savings
3.500% APR
Rate3.500%
Points0
Savings
cd_12mo
3.500% APR
Rate3.500%
Points0
12 Month CD

Auto Loan Rates

Rates as of July 6, 2026

auto
4.990% APR
Rate4.990%
Auto Loan
auto
4.990% APR
Rate4.990%
Auto Loans
credit_card
8.900% APR
Rate8.900%
Credit Card

Frequently Asked Questions

What rates does Carolina Cooperative offer?

Carolina Cooperative currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Carolina Cooperative rates updated?

RateAPI verifies Carolina Cooperative's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Carolina Cooperative's rate data?

Rate data is collected directly from Carolina Cooperative's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Carolina Cooperative's mortgage rate?

As of July 6, 2026, Carolina Cooperative offers a savings mortgage at 3.5% APR.

What is Carolina Cooperative's auto loan rate?

As of July 6, 2026, Carolina Cooperative offers auto loans from 4.99% APR.

Related Rate Data

Compare Carolina Cooperative's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Carolina Cooperative
curl "https://api.rateapi.dev/credit-unions/north-carolina/carolina-cooperative" \
  -H "Authorization: Bearer YOUR_API_KEY"