--- title: "Bragg Mutual Credit Union Rates (Sep 2026): Mortgage 7.17%" description: "Bragg Mutual Credit Union rates today: 30 year fixed mortgage 7.17% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Bragg Mutual Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-carolina/bragg-mutual-credit-union" last-updated: "2026-09-27" source: "https://rateapi.dev/llms.txt" --- # Bragg Mutual Credit Union Rates (Sep 2026): Mortgage 7.17% ### Mortgage rates 8 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 7.167% APR | 7.000% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.293% APR | 7.125% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.351% APR | 7.250% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 7.465% APR | 6.750% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.893% APR | 6.625% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.789% APR | 7.625% | — | Standard | | **5/1 ARM** 5 1 arm | 7.036% APR | 6.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.344% APR | 7.125% | — | Standard | Bragg Mutual Credit Union mortgage rates as of September 25, 2026 As of September 25, 2026, Bragg Mutual Credit Union offers a 30-year fixed mortgage at 7.167% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-carolina/bragg-mutual) , verified from [Bragg Mutual Credit Union's official website](https://www.braggmutual.org/) Best product position **Better than the North Carolina median** 30-year fixed mortgage Gap to state best **84 bp** 84 bp from state best Vs. state median **13 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked North Carolina markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.17% | Better than the North Carolina median | 84 bp from state best | 13 bp better than median | Published rate position by product as of September 25, 2026 This is the public snapshot. Claim Bragg Mutual Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=bragg-mutual&state=north-carolina&code=NC&name=Bragg%20Mutual%20Credit%20Union) Loading branch locator… ## About Bragg Mutual Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 9.2K Assets $130.4M Founded 1952 Locations reported 4 NCUA charter 7955 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Navy Federal Credit Union** Raeford Rd Fayetteville NC · Fayetteville · NC · 28304 Branch in the same ZIP](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Sharonview** Fayetteville · Fayetteville · NC · 28314 About 2.4 miles away](https://rateapi.dev/credit-unions/south-carolina/sharonview) [**State Employees'** HOPE MILLS · HOPE MILLS · NC · 28348 About 3.5 miles away](https://rateapi.dev/credit-unions/north-carolina/state-employees) [**Latino Community** Fayetteville Branch · Fayetteville · NC · 28303 About 3.7 miles away](https://rateapi.dev/credit-unions/north-carolina/latino-community) [**Fort Bragg** Skibo Branch · Fayetteville · NC · 28303 About 3.8 miles away](https://rateapi.dev/credit-unions/north-carolina/fort-bragg) [**Members** Members Credit Union - Hope Mills · Hope Mills · NC · 28348-1809 About 3.8 miles away](https://rateapi.dev/credit-unions/north-carolina/members) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Bragg Mutual Credit Union Membership eligibility from Bragg Mutual Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Bragg Mutual Credit Union's website. Check the membership page below to confirm whether you qualify. - Location cumberland, harnett — NC Verified from [Bragg Mutual Credit Union's membership page](https://www.braggmutual.org/about/our-history/) . Final membership determination is always made by the credit union. ## Membership rules for Bragg Mutual Credit Union Geography 2 counties 10 published paths to membership, last verified August 27, 2026, quoted from Bragg Mutual Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Cumberland County, NC - Harnett County, NC “Today, Bragg Mutual FCU proudly serves individuals who live, work, worship, attend school, or conduct business in Cumberland and Harnett Counties.” > [source ↗](https://www.braggmutual.org/about/our-history/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Bragg Mutual Credit Union? Yes No ## Work at Bragg Mutual Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Bragg Mutual Credit Union ranks against North Carolina peers. - See which AI assistants fetched Bragg Mutual Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=bragg-mutual&state=north-carolina&code=NC&name=Bragg%20Mutual%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Bragg Mutual Credit Union offer? Bragg Mutual Credit Union currently offers mortgage rates. The rates shown on this page were last verified September 25, 2026 directly from the credit union's official website. ### How often are Bragg Mutual Credit Union rates updated? RateAPI verifies Bragg Mutual Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified September 25, 2026. ### Where does RateAPI get Bragg Mutual Credit Union's rate data? Rate data is collected directly from Bragg Mutual Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Bragg Mutual Credit Union's mortgage rate? As of September 25, 2026, Bragg Mutual Credit Union offers a 30-year fixed mortgage at 7.167% APR. ### Who can join Bragg Mutual Credit Union? Bragg Mutual Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 2 counties for Bragg Mutual Credit Union, each quoted from Bragg Mutual Credit Union's own published membership criteria. ## Related Rate Data Compare Bragg Mutual Credit Union's rates against national credit-union benchmarks. [More North Carolina credit unions](https://rateapi.dev/credit-unions/north-carolina) [North Carolina mortgage rate leaders](https://rateapi.dev/mortgage-rates/north-carolina) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.braggmutual.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Bragg Mutual Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Bragg Mutual Credit Union curl "https://api.rateapi.dev/credit-unions/north-carolina /bragg-mutual " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Bragg Mutual Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-carolina/bragg-mutual-credit-union Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp