Blue Flame Mortgage, Auto Loan, HELOC & Personal Loan Rates

Mortgage Rates

Rates as of July 15, 2026

money_market

0.200% APR

Rate0.200%

Points0

Money Market

share_certificate_3mo

2.150% APR

Rate2.150%

Points0

Share Certificates - 3 Months

cd_3mo

2.150% APR

Rate2.150%

Points0

Young Certificates - 3 Months

share_certificate_6mo

2.650% APR

Rate2.650%

Points0

Share Certificates - 6 Months

cd_6mo

2.650% APR

Rate2.650%

Points0

Young Certificates - 6 Months

share_certificate_9mo

3.150% APR

Rate3.150%

Points0

Share Certificates - 9 Months

cd_9mo

3.150% APR

Rate3.150%

Points0

Young Certificates - 9 Months

share_certificate_12mo

3.500% APR

Rate3.500%

Points0

Share Certificates - 12 Months

cd_12mo

3.500% APR

Rate3.500%

Points0

Young Certificates - 12 Months

share_certificate_18mo

3.550% APR

Rate3.550%

Points0

Share Certificates - 18 Months

cd_18mo

3.550% APR

Rate3.550%

Points0

Young Certificates - 18 Months

share_certificate_24mo

3.600% APR

Rate3.600%

Points0

Share Certificates - 24 Months

cd_24mo

3.600% APR

Rate3.600%

Points0

Young Certificates - 24 Months

share_certificate_36mo

3.650% APR

Rate3.650%

Points0

Share Certificates - 36 Months

cd_36mo

3.650% APR

Rate3.650%

Points0

Young Certificates - 36 Months

share_certificate_48mo

3.750% APR

Rate3.750%

Points0

Share Certificates - 48 Months

cd_48mo

3.750% APR

Rate3.750%

Points0

Young Certificates - 48 Months

share_certificate_60mo

3.900% APR

Rate3.900%

Points0

Share Certificates - 60 Months

cd_60mo

3.900% APR

Rate3.900%

Points0

Young Certificates - 60 Months

ploc_variable

8.990% APR

Rate8.990%

Points0

Line of Credit

ploc_variable

8.990% APR

Rate8.990%

Points0

Overdraft Line of Credit

Auto Loan Rates

Rates as of July 15, 2026

auto_new

3.990% APR

Rate3.990%

New Cars

auto_new_36mo

3.990% APR

Rate3.990%

New Cars - 36 Months

auto_new_48mo

4.490% APR

Rate4.490%

New Cars - 48 Months

auto_new_60mo

4.690% APR

Rate4.690%

New Cars - 60 Months

auto_new_72mo

4.990% APR

Rate4.990%

New Cars - 72 Months

auto_used

4.990% APR

Rate4.990%

Used Cars

auto_used_36mo

4.990% APR

Rate4.990%

Used Cars - 36 Months

auto_used_48mo

5.290% APR

Rate5.290%

Used Cars - 48 Months

auto_new_84mo

5.490% APR

Rate5.490%

New Cars - 84 Months

auto_used_60mo

5.590% APR

Rate5.590%

Used Cars - 60 Months

credit_card_balance_transfer

5.950% APR

Rate5.950%

Mastercard Balance Transfer APR

auto_any

5.990% APR

Rate5.990%

New & Used Farm Equipment & Trailers

auto_any

5.990% APR

Rate5.990%

New & Used Motorcycles

auto_any_36mo

5.990% APR

Rate5.990%

New & Used Motorcycles - 36 Months

auto_new_96mo

5.990% APR

Rate5.990%

New Cars - 96 Months

auto_new

5.990% APR

Rate5.990%

New Trucks & SUVs

auto

5.990% APR

Rate5.990%

Private Party Vehicle Title Sales

auto_used_72mo

5.990% APR

Rate5.990%

Used Cars - 72 Months

auto_any_48mo

6.290% APR

Rate6.290%

New & Used Motorcycles - 48 Months

auto_any_60mo

6.490% APR

Rate6.490%

New & Used Motorcycles - 60 Months

auto_used_84mo

6.490% APR

Rate6.490%

Used Cars - 84 Months

auto_used

6.490% APR

Rate6.490%

Used Trucks & SUVs

auto_any_72mo

6.790% APR

Rate6.790%

New & Used Motorcycles - 72 Months

auto_any

6.990% APR

Rate6.990%

New & Used Powersport, ATV, UTV & Dirt Bikes

auto_any

6.990% APR

Rate6.990%

New & Used RVs & Boats

auto_any_84mo

7.090% APR

Rate7.090%

New & Used Motorcycles - 84 Months

credit_card

9.900% APR

Rate9.900%

Mastercard Cash Advance APR

credit_card

9.900% APR

Rate9.900%

Mastercard Purchase APR

credit_card

15.990% APR

Rate15.990%

Mastercard Delinquent Account APR

HELOC Rates

Rates as of July 15, 2026

heloc_variable

6.750% APR

Rate6.750%

HELOC

heloc_variable

6.750% APR

Rate6.750%

Line of Credit (HELOC)

Personal Loan Rates

Rates as of July 15, 2026

personal

5.490% APR

Rate5.490%

Holiday

personal

5.490% APR

Rate5.490%

Holiday Loan

personal

5.490% APR

Rate5.490%

Vacation

personal

5.490% APR

Rate5.490%

Vacation Loan

personal_unsecured

9.990% APR

Rate9.990%

Personal Loan

Frequently Asked Questions

What rates does Blue Flame offer?

Blue Flame currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Blue Flame rates updated?

RateAPI verifies Blue Flame's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Blue Flame's rate data?

Rate data is collected directly from Blue Flame's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Blue Flame's mortgage rate?

As of July 15, 2026, Blue Flame offers a money_market mortgage at 0.2% APR.

What is Blue Flame's auto loan rate?

As of July 15, 2026, Blue Flame offers auto loans from 3.99% APR.

Related Rate Data

Compare Blue Flame's rates against national credit-union benchmarks.

More North Carolina credit unions Mortgage rate benchmark Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Blue Flame
curl "https://api.rateapi.dev/credit-unions/north-carolina/blue-flame" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude