Acclaim Credit Union
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Verified rate book
Current Acclaim Credit Union rates
16 published offers verified as of August 21, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.990% APR | 3.990% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC SPECIAL -Available for a limited-time!heloc_variable | 4.990% APR | 4.990% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 7.250% APR | 7.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.400% APR | 11.400% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificatecd | 2.96% APY | 2.96% | — | Standard |
| Super Savercd_6mo | 3.00% APY | 2.96% | 6 mo | Standard |
| Jumbo Savercd_6mo | 3.00% APY | 2.96% | 6 mo | Standard |
| Jumbo Savercd_12mo | 3.25% APY | 3.21% | 12 mo | Standard |
| Super Savercd_12mo | 3.25% APY | 3.21% | 12 mo | Standard |
| Jumbo Savercd_24mo | 3.35% APY | 3.30% | 24 mo | Standard |
| Super Savercd_24mo | 3.35% APY | 3.30% | 24 mo | Standard |
| Jumbo Savercd_36mo | 3.40% APY | 3.35% | 36 mo | Standard |
| Super Savercd_36mo | 3.40% APY | 3.35% | 36 mo | Standard |
| Certificatecd | 3.64% APY | 3.64% | — | Standard |
| 7-Month Certificatecd_7mo | 3.70% APY | 3.64% | 7 mo | Standard |
| 7-Month Certificatecd_7mo | 3.70% APY | 3.70% | 7 mo | Standard |
Auto loans available from 3.99% APR. HELOC rates from 4.99% APR. Personal loan rates from 7.25% APR. Credit card rates from 11.4% APR. Savings and certificate yields up to 3.70% APY.
Source: RateAPI.dev, verified from Acclaim Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Acclaim Credit Union ranks in North Carolina
How Acclaim Credit Union's current published rate compares with other North Carolina credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| HELOC | 4.99% | Better than the North Carolina median | 149 bp from state best | 166 bp better than median |
| personal loan | 7.25% | Better than the North Carolina median | 505 bp from state best | 274 bp better than median |
This is the public snapshot. Claim Acclaim Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Acclaim Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.1K
- Assets
- $58.9M
- Founded
- 1979
- Locations reported
- 1
- NCUA charter
- 23386
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Acclaim Credit Union
Membership eligibility from Acclaim Credit Union's own published criteria. How we verify this.
Membership criteria are published on Acclaim Credit Union's website. Check the membership page below to confirm whether you qualify.
- Locationrockingham, guilford, randolph — NC
Verified from Acclaim Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Acclaim Credit Union
Geography 3 counties
3 published paths to membership, last verified August 21, 2026, quoted from Acclaim Credit Union’s own published criteria.
Geography 3
Auto-verified against the source page
- Guilford County, NC
- Randolph County, NC
- Rockingham County, NC
“Membership at Acclaim Federal Credit Union is open to individuals residing, working, worshiping, and attending school in the North Carolina counties of Rockingham Guilford Randolph”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Acclaim Credit Union offer?
Acclaim Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.
How often are Acclaim Credit Union rates updated?
RateAPI verifies Acclaim Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.
Where does RateAPI get Acclaim Credit Union's rate data?
Rate data is collected directly from Acclaim Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Acclaim Credit Union's auto loan rates?
As of August 21, 2026, Acclaim Credit Union offers auto loans from 3.99% APR.
What is Acclaim Credit Union's HELOC rate?
As of August 21, 2026, Acclaim Credit Union offers home equity lines of credit from 4.99% APR.
What is Acclaim Credit Union's personal loan rate?
As of August 21, 2026, Acclaim Credit Union offers personal loans from 7.25% APR.
What is Acclaim Credit Union's best CD rate?
As of August 21, 2026, Acclaim Credit Union offers savings and certificate (CD) yields up to 3.70% APY.
Who can join Acclaim Credit Union?
Acclaim Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 3 counties for Acclaim Credit Union, each quoted from Acclaim Credit Union's own published membership criteria.
Related Rate Data
Compare Acclaim Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Acclaim Credit Union rates
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# Get rates for Acclaim Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/acclaim" \
-H "Authorization: Bearer YOUR_API_KEY"