---
title: "North Carolina Credit Union Rates (52 CUs)"
description: "Compare mortgage, auto, HELOC, personal loan &amp; credit card rates from 52 North Carolina credit unions. Updated daily, sourced from official sites."
canonical: "https://rateapi.dev/credit-unions/north-carolina"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# North Carolina Credit Union Rates (52 CUs)

RateAPI tracks rates for mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans from 52 credit unions in North Carolina. 63% have been verified within the last 7 days.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-carolina)

## Credit Unions

Select a credit union to view current rates for mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans

### Acclaim

Greensboro

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/acclaim#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/acclaim#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/acclaim#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/acclaim#credit-card-rates)

5,053 members 1 location

11 products Nov 13, 2026

### Allegacy

Winston Salem

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/allegacy#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/allegacy#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/allegacy#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/allegacy#personal-loan-rates) [Student loan rates](https://rateapi.dev/credit-unions/north-carolina/allegacy#student-loan-rates)

185,077 members 29 locations

29 products Nov 13, 2026

### American Partners

Reidsville

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/american-partners#mortgage-rates)

11,303 members 3 locations

3 products Nov 12, 2026

### Bragg Mutual

Fayetteville

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/bragg-mutual#mortgage-rates)

9,152 members 4 locations

4 products Nov 12, 2026

### Carolina

Cherryville

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/carolina#mortgage-rates)

7,435 members 1 location

4 products Nov 12, 2026

### Carolina Cooperative

Charlotte

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/carolina-cooperative#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/carolina-cooperative#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/carolina-cooperative#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/carolina-cooperative#credit-card-rates)

8,490 members 3 locations

5 products Nov 12, 2026

### Carolinas Telco

Charlotte

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/carolinas-telco#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/carolinas-telco#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/carolinas-telco#credit-card-rates) [Equipment loan rates](https://rateapi.dev/credit-unions/north-carolina/carolinas-telco#equipment-loan-rates)

31,566 members 10 locations

11 products Nov 12, 2026

### Champion

Canton

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/champion#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/champion#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/champion#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/champion#credit-card-rates) [Student loan rates](https://rateapi.dev/credit-unions/north-carolina/champion#student-loan-rates)

36,123 members 8 locations

7 products Nov 11, 2026

### Charlotte Fire Department

Charlotte

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department#credit-card-rates) [Equipment loan rates](https://rateapi.dev/credit-unions/north-carolina/charlotte-fire-department#equipment-loan-rates)

3,016 members 2 locations

16 products Nov 13, 2026

### Civic

Raleigh

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/civic#mortgage-rates)

349,847 members 12 locations

4 products Nov 12, 2026

### CS

Catawba

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/cs#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/cs#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/cs#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/cs#personal-loan-rates)

2,841 members 3 locations

8 products Nov 12, 2026

### Duke University

Durham

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/duke-university#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/duke-university#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/duke-university#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/duke-university#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/duke-university#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/duke-university#credit-card-rates)

15,561 members 2 locations

18 products Nov 12, 2026

### Electel Cooperative

Raleigh

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/electel-cooperative#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/electel-cooperative#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/electel-cooperative#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/electel-cooperative#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/electel-cooperative#credit-card-rates) [Equipment loan rates](https://rateapi.dev/credit-unions/north-carolina/electel-cooperative#equipment-loan-rates)

7,381 members 5 locations

23 products Nov 12, 2026

### Emergency Responders

Winston Salem

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/emergency-responders#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/emergency-responders#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/emergency-responders#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/emergency-responders#personal-loan-rates) [Equipment loan rates](https://rateapi.dev/credit-unions/north-carolina/emergency-responders#equipment-loan-rates)

3,380 members 3 locations

13 products Nov 12, 2026

### First Carolina People's

Goldsboro

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/first-carolina-peoples#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/first-carolina-peoples#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/first-carolina-peoples#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/first-carolina-peoples#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/first-carolina-peoples#credit-card-rates)

2,163 members 1 location

16 products Nov 12, 2026

### Fort Bragg

Fayetteville

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/fort-bragg#mortgage-rates)

35,348 members 5 locations

8 products Nov 12, 2026

### Guco

Greenville

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/guco#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/guco#personal-loan-rates)

1,383 members 3 locations

13 products Nov 12, 2026

### Healthshare

Greensboro

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/healthshare#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/healthshare#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/healthshare#personal-loan-rates)

5,727 members 3 locations

4 products Nov 13, 2026

### Latino Community

Durham

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/latino-community#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/latino-community#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/latino-community#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/latino-community#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/latino-community#personal-loan-rates)

125,782 members 16 locations

5 products Nov 12, 2026

### Mcdowell Cornerstone

Marion

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/mcdowell-cornerstone#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/mcdowell-cornerstone#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/mcdowell-cornerstone#personal-loan-rates)

2,687 members 1 location

7 products Nov 12, 2026

### Members

Winston Salem

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/members#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/members#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/members#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/members#credit-card-rates)

47,453 members 18 locations

24 products Nov 11, 2026

### North Carolina Press Association

Raleigh

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/north-carolina-press-association#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/north-carolina-press-association#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/north-carolina-press-association#credit-card-rates)

1,291 members 1 location

9 products Nov 12, 2026

### Piedmont Advantage Credit Union

Winston Salem

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/piedmont-advantage-credit-union#mortgage-rates)

27,779 members 6 locations

4 products Nov 12, 2026

### R T P

Rtp

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/r-t-p#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/r-t-p#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/r-t-p#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/r-t-p#credit-card-rates)

9,312 members 4 locations

8 products Nov 12, 2026

### Revity

Greensboro

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/revity#mortgage-rates)

5,866 members 4 locations

7 products Nov 12, 2026

### Shuford

Hickory

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/shuford#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/shuford#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/shuford#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/shuford#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/shuford#credit-card-rates)

4,374 members 2 locations

13 products Nov 12, 2026

### State Employees'

Raleigh

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/state-employees#mortgage-rates)

2,978,851 members 286 locations

5 products Nov 12, 2026

### Summit

Greensboro

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/summit#mortgage-rates)

30,746 members 8 locations

4 products Nov 12, 2026

### TCP

Rural Hall

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/tcp#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/tcp#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/tcp#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/tcp#credit-card-rates)

2,099 members 1 location

19 products Nov 12, 2026

### Telco Community Credit Union

Candler

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/telco-community-credit-union#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/telco-community-credit-union#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/telco-community-credit-union#credit-card-rates) [Equipment loan rates](https://rateapi.dev/credit-unions/north-carolina/telco-community-credit-union#equipment-loan-rates)

34,980 members 13 locations

11 products Nov 11, 2026

### Vision Financial

Durham

[Auto loan rates](https://rateapi.dev/credit-unions/north-carolina/vision-financial#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/vision-financial#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/north-carolina/vision-financial#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/north-carolina/vision-financial#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/north-carolina/vision-financial#credit-card-rates) [Student loan rates](https://rateapi.dev/credit-unions/north-carolina/vision-financial#student-loan-rates)

6,064 members 3 locations

26 products Nov 12, 2026

### Welcome

Morrisville

[Mortgage rates](https://rateapi.dev/credit-unions/north-carolina/welcome#mortgage-rates)

6,330 members 4 locations

7 products Nov 12, 2026

### WNC Community CU

Waynesville

[CD & savings rates](https://rateapi.dev/credit-unions/north-carolina/wnc-community-cu#savings-rates)

4,038 members 2 locations

1 product Nov 12, 2026

### Arcade

Asheville

761 members 1 location

Rates pending

### Blue Flame

Charlotte

3,036 members 1 location

Rates pending

### Coastal

Raleigh

345,251 members 22 locations

Rates pending

### First Flight

Cary

20,560 members 6 locations

Rates pending

### Greater Kinston

Kinston

3,833 members 1 location

Rates pending

### Greensboro

Greensboro

1,420 members 4 locations

Rates pending

### HSM

Hickory

2,137 members 1 location

Rates pending

### Internal Revenue Employees

Greensboro

723 members 4 locations

Rates pending

### Lion's Share

Salisbury

12,578 members 2 locations

Rates pending

### Lithium

Bessemer City

1,619 members 1 location

Rates pending

### Marine

Jacksonville

77,115 members 15 locations

Rates pending

### Mountain

Waynesville

31,225 members 7 locations

Rates pending

### North Carolina Community

Goldsboro

5,869 members 2 locations

Rates pending

### Nova

Charlotte

11,107 members 6 locations

Rates pending

### Self-Help

Durham

145,117 members 47 locations

Rates pending

### Skyla

Charlotte

112,990 members 20 locations

Rates pending

### Telco

Tarboro

6,645 members 3 locations

Rates pending

### Truliant

Winston Salem

333,731 members 38 locations

Rates pending

### Weyco Community

Plymouth

5,691 members 5 locations

Rates pending

## Frequently Asked Questions

Common questions about North Carolina credit union rates

RateAPI tracks 52 credit unions in North Carolina, covering mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans. 63% have been verified within the last 7 days.

Rates are re-verified daily from each credit union's official website. Every rate links back to its source page so you can confirm it independently. See our [methodology](https://rateapi.dev/methodology) for details.

Yes. The `/credit-unions` endpoint returns every tracked credit union and its rates as JSON. Filter the response by state code to get only North Carolina institutions. See [pricing](https://rateapi.dev/pricing) for plan limits.

Compare [mortgage rates](https://rateapi.dev/mortgage-rates) , [auto loan rates](https://rateapi.dev/auto-loan-rates) , [HELOC rates](https://rateapi.dev/heloc-rates) , [personal loan rates](https://rateapi.dev/personal-loan-rates) , and [credit card rates](https://rateapi.dev/credit-card-rates) across North Carolina credit unions.

How many credit unions in North Carolina does RateAPI track? How often are North Carolina credit union rates updated? Can I access North Carolina credit union rates via API? What product rates can I compare for North Carolina?

## Query North Carolina Rates via API

Get all rates for this state programmatically

terminal

```
# Get all credit unions (filter by state in response)
curl "https://api.rateapi.dev/credit-unions" \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[API Documentation](https://api.rateapi.dev/) [View Methodology](https://rateapi.dev/methodology)

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---

Source: https://rateapi.dev/credit-unions/north-carolina
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
