---
title: "Williamsville Credit Union Rates - New York"
description: "Current vehicle loan, personal loan, and credit card rates from Williamsville Credit Union in New York. Updated daily with source verification. See who can join Williamsville Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/new-york/williamsville"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Williamsville Credit Union Rates - New York

### Auto & vehicle rates

8 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **48-Month RV Loan** rv_any_48mo |  — APR |  4.500% |  48 mo |  Context only |
| **Auto Loans - New 2025-2026 ($45,000 Maximum) *** auto_new_60mo |  — APR |  4.800% |  60 mo · new |  Context only |
| **Auto Loans - New 2025-2026 ($45,000 Maximum) *** auto_new_72mo |  — APR |  4.950% |  72 mo · new |  Context only |
| **60-Month New Boat Loan (2025–2026)** boat_new_60mo |  — APR |  5.550% |  60 mo · new |  Context only |
| **72-Month New Boat Loan (2025–2026)** boat_new_72mo |  — APR |  5.950% |  72 mo · new |  Context only |
| **48-Month Used Boat Loan (2018–2024)** boat_used_48mo |  — APR |  6.150% |  48 mo · used |  Context only |
| **Auto Loans - Used 2018 - 2024 ($45,000 Maximum) *** auto_used_60mo |  — APR |  6.200% |  60 mo · used |  Context only |
| **Auto Loans - Used 2018 - 2024 ($45,000 Maximum) *** auto_used_72mo |  — APR |  6.500% |  72 mo · used |  Context only |
Williamsville Credit Union auto & vehicle rates as of November 3, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **60-Month Share-Secured Loan** personal_secured_60mo |  — APR |  4.350% |  60 mo |  Context only |
Williamsville Credit Union personal loan rates as of November 3, 2026

### Credit card rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Visa - Preferred** credit_card |  — APR |  9.990% |  — |  Context only |
| **Visa - Classic** credit_card |  — APR |  11.500% |  — |  Context only |
Williamsville Credit Union credit card rates as of November 3, 2026

Williamsville Credit Union is a credit union in New York. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/williamsville) , verified from [Williamsville Credit Union's official website](https://www.williamsvillefcu.com/)

Loading branch locator…

## About Williamsville Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.9K

Assets

$10.9M

Founded

1953

Locations reported

3

NCUA charter

8618

Charter type

Federal credit union

### Services and member support

- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Cornerstone Community** Getzville · Getzville · NY · 14068 About 2.1 miles away](https://rateapi.dev/credit-unions/new-york/cornerstone-community) [**Armstrong Co. Federal Emp.** Compusource · Amherst · NY · 14228-1148 About 2.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/armstrong-co-federal-emp) [**Bessemer System** COMPUSOURCE · Amherst · NY · 14228 About 2.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/bessemer-system) [**Cambridge Municipal Employees** Compusource Systems, Inc. · Amherst · NY · 14228-1148 About 2.3 miles away](https://rateapi.dev/credit-unions/massachusetts/cambridge-municipal-employees) [**Chen-del-O** COMPUSOURCE SYSTEMS, INC · AMHERST · NY · 14228 About 2.3 miles away](https://rateapi.dev/credit-unions/new-york/chen-del-o) [**Crayola LLC Employees Credit Union** CompuSource · Amherst · NY · 14228 About 2.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/crayola-llc-employees-credit-union)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Williamsville Credit Union

Membership eligibility from Williamsville Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Williamsville Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Williamsville Central School District

Verified from [Williamsville Credit Union's membership page](https://www.williamsvillefcu.com/) . Final membership determination is always made by the credit union.

## Membership rules for Williamsville Credit Union

Employers · Family 2

3 published paths to membership, last verified August 27, 2026, quoted from Williamsville Credit Union’s own published criteria.

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of Williamsville Central School District

“Williamsville Central School District Employees and their family members have an opportunity to become a member of the Williamsville FCU.”

> [source ↗](https://www.williamsvillefcu.com/)

- Employee of Williamsville Central School District

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member

“Williamsville Central School District Employees and their family members have an opportunity to become a member of the Williamsville FCU.”

> [source ↗](https://www.williamsvillefcu.com/)

- Family member of a member
  - Family of someone eligible family

“Williamsville Central School District Employees and their family members have an opportunity to become a member of the Williamsville FCU.”

> [source ↗](https://www.williamsvillefcu.com/)

- Family member (family) of an eligible person

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Williamsville Credit Union? Yes No

## Work at Williamsville Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Williamsville Credit Union ranks against New York peers.

- See which AI assistants fetched Williamsville Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in New York
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=williamsville&amp;state=new-york&amp;code=NY&amp;name=Williamsville%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Williamsville Credit Union offer?

Williamsville Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 3, 2026 directly from the credit union's official website.

### How often are Williamsville Credit Union rates updated?

RateAPI verifies Williamsville Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 3, 2026.

### Where does RateAPI get Williamsville Credit Union's rate data?

Rate data is collected directly from Williamsville Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Williamsville Credit Union?

Williamsville Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 employer for Williamsville Credit Union, each quoted from Williamsville Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Williamsville Credit Union's rates against national credit-union benchmarks.

[More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.williamsvillefcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Williamsville Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Williamsville Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york /williamsville " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Williamsville Credit Union locations

Search, filter, and browse all 3 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/new-york/williamsville
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
