---
title: "Utica District Telephone Employees Credit Union Rates - New"
description: "Utica District Telephone Employees Credit Union is a credit union in New York. Rate data is being verified. See who can join Utica District Telephone Employees Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/new-york/utica-district-telephone-employees"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Utica District Telephone Employees Credit Union Rates - New

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Utica District Telephone Employees Credit Union is a credit union in New York. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/utica-district-telephone-employees) , verified from [Utica District Telephone Employees Credit Union's official website](https://www.utelfcu.net/)

Loading branch locator…

## About Utica District Telephone Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.7K

Assets

$40M

Founded

1956

Locations reported

2

NCUA charter

11157

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Utica Police Department** utica police dept. fcu · utica · NY · 13502 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-york/utica-police-department) [**First Source** First Source Federal Credit Union · Utica · NY · 13502 About 3.3 miles away](https://rateapi.dev/credit-unions/new-york/first-source) [**Americu** North Utica · Utica · NY · 13502-2514 About 3.6 miles away](https://rateapi.dev/credit-unions/new-york/americu) [**G.p.o.** GPO Federal Credit Union · Utica · NY · 13501 About 4.6 miles away](https://rateapi.dev/credit-unions/new-york/gpo) [**Oneida County** Oneida County Federal Federal Credit Union · Utica · NY · 13501 About 4.8 miles away](https://rateapi.dev/credit-unions/new-york/oneida-county) [**Mohawk Valley** 207 Genesee St · Utica · NY · 13501 About 4.8 miles away](https://rateapi.dev/credit-unions/new-york/mohawk-valley)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Utica District Telephone Employees Credit Union

Membership eligibility from Utica District Telephone Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Utica District Telephone Employees Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Verizon & subsidiaries, Spectrum Cable, Northland Communications

Verified from [Utica District Telephone Employees Credit Union's membership page](https://www.utelfcu.net/about/field-of-membership/) . Final membership determination is always made by the credit union.

## Membership rules for Utica District Telephone Employees Credit Union

Employers 4 · Family 2

6 published paths to membership, last verified August 21, 2026, quoted from Utica District Telephone Employees Credit Union’s own published criteria.

### Employers 4

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Verizon & subsidiaries

“Employees of Verizon & subsidiaries”

> [source ↗](https://www.utelfcu.net/about/field-of-membership/)

- Employee of Verizon & subsidiaries
  - Employee of Spectrum Cable

“employees of Spectrum Cable”

> [source ↗](https://www.utelfcu.net/about/field-of-membership/)

- Employee of Spectrum Cable
  - Employee of Northland Communications

“Northland Communications”

> [source ↗](https://www.utelfcu.net/about/field-of-membership/)

- Employee of Northland Communications
  - Employee of Utica District Telephone Employees Federal Credit Union

“Other persons include employees of this Credit Union.”

> [source ↗](https://www.utelfcu.net/about/field-of-membership/)

- Employee of Utica District Telephone Employees Federal Credit Union

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member spouse, child, stepchild, sibling, parent, grandparent, grandchild, stepparent, stepsibling, adoptive relationships, household member

“Eligible members consist of immediate family or household, even if the family member does not live in the same residence.”

> [source ↗](https://www.utelfcu.net/about/field-of-membership/)

- Family member (spouse, child, stepchild, sibling, parent, grandparent, grandchild, stepparent, stepsibling, adoptive relationships, household member) of a member
  - Family of a member spouse

“Spouses of such persons who died while in the field of membership”

> [source ↗](https://www.utelfcu.net/about/field-of-membership/)

- Family member (spouse) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Utica District Telephone Employees Credit Union? Yes No

## Work at Utica District Telephone Employees Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Utica District Telephone Employees Credit Union ranks against New York peers.

- See which AI assistants fetched Utica District Telephone Employees Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in New York
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=utica-district-telephone-employees&amp;state=new-york&amp;code=NY&amp;name=Utica%20District%20Telephone%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Utica District Telephone Employees Credit Union offer?

Utica District Telephone Employees Credit Union is a credit union in New York. Rate data is currently being verified.

### How often are Utica District Telephone Employees Credit Union rates updated?

RateAPI verifies Utica District Telephone Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Utica District Telephone Employees Credit Union's rate data?

Rate data is collected directly from Utica District Telephone Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Utica District Telephone Employees Credit Union?

Utica District Telephone Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 employers for Utica District Telephone Employees Credit Union, each quoted from Utica District Telephone Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Utica District Telephone Employees Credit Union's rates against national credit-union benchmarks.

[More New York credit unions](https://rateapi.dev/credit-unions/new-york) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.utelfcu.net/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Utica District Telephone Employees Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Utica District Telephone Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york /utica-district-telephone-employees " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Utica District Telephone Employees Credit Union locations

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---

Source: https://rateapi.dev/credit-unions/new-york/utica-district-telephone-employees
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
