--- title: "Urban Upbound Credit Union Rates (Nov 2026): CDs to 1.00%" description: "Urban Upbound Credit Union rates today: savings & CDs up to 1.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Urban Upbound Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/urban-upbound" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Urban Upbound Credit Union Rates (Nov 2026): CDs to 1.00% ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Fully Secured Loan** personal_secured | — APR | 4.990% | — | Standard | | **Credit Builder Loan** personal | — APR | 7.990% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.900% | — | Standard | Urban Upbound Credit Union personal loan rates as of November 6, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **6-Month Certificate** share_certificate_6mo | 0.50% APY | 0.50% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 0.75% APY | 0.75% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 1.00% APY | 1.00% | 24 mo | Standard | Urban Upbound Credit Union savings & cd rates as of November 6, 2026 Savings and certificate yields up to 1.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/urban-upbound) , verified from [Urban Upbound Credit Union's official website](http://www.uufcu.org) Loading branch locator… ## About Urban Upbound Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.4K Assets $2.3M Founded 2009 Locations reported 3 NCUA charter 24823 Charter type Federal credit union ### Services and member support - Electronic statements - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Greater Metro** Main Office · Long Island City · NY · 11101-2128 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-york/greater-metro) [**United Nations** UNFCU Headquarters · Long Island City · NY · 11101 About 0.2 miles away](https://rateapi.dev/credit-unions/new-york/united-nations) [**Fourleaf** Sunnyside · Sunnyside · NY · 11104-1604 About 1.2 miles away](https://rateapi.dev/credit-unions/new-york/fourleaf) [**Polish & Slavic** Greenpoint Branch · Brooklyn · NY · 11222 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/polish-slavic) [**Generations United** Headquarters · New York · NY · 10170-0033 About 1.9 miles away](https://rateapi.dev/credit-unions/new-york/generations-united) [**NY Firefighters Bravest** MANHATTAN BRANCH · NEW YORK · NY · 10010-4628 About 2.3 miles away](https://rateapi.dev/credit-unions/new-york/ny-firefighters-bravest) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Urban Upbound Credit Union Membership eligibility from Urban Upbound Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Urban Upbound Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Queens — NY Verified from [Urban Upbound Credit Union's membership page](http://www.uufcu.org) . Final membership determination is always made by the credit union. ## Membership rules for Urban Upbound Credit Union Geography 1 county 1 published path to membership, last verified August 20, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 20, 2026 - Queens County, NY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Queens County, NY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Urban Upbound Credit Union? Yes No ## Work at Urban Upbound Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Urban Upbound Credit Union ranks against New York peers. - See which AI assistants fetched Urban Upbound Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=urban-upbound&state=new-york&code=NY&name=Urban%20Upbound%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Urban Upbound Credit Union offer? Urban Upbound Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 6, 2026 directly from the credit union's official website. ### How often are Urban Upbound Credit Union rates updated? RateAPI verifies Urban Upbound Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 6, 2026. ### Where does RateAPI get Urban Upbound Credit Union's rate data? Rate data is collected directly from Urban Upbound Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Urban Upbound Credit Union's best CD rate? As of November 6, 2026, Urban Upbound Credit Union offers savings and certificate (CD) yields up to 1.00% APY. ### Who can join Urban Upbound Credit Union? Urban Upbound Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Urban Upbound Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Urban Upbound Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://www.uufcu.org) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Urban Upbound Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Urban Upbound Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /urban-upbound " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Urban Upbound Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/urban-upbound Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp