---
title: "Ukrainian Credit Union Rates (Nov 2026): Auto 4.50%, Personal 8.99%"
description: "Ukrainian Credit Union rates today: auto loans from 4.50% APR, personal loans from 8.99% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Ukrainian Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/new-york/ukrainian"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Ukrainian Credit Union Rates (Nov 2026): Auto 4.50%, Personal 8.99%

### Auto & vehicle rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Auto Loan** auto |  4.500% APR |  4.500% |  — |  Standard |
Ukrainian Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Unsecured Personal Loan** personal_unsecured |  8.990% APR |  8.990% |  — |  Standard |
Ukrainian Credit Union personal loan rates as of November 12, 2026

Auto loans available from 4.5% APR. Personal loan rates from 8.99% APR.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/ukrainian) , verified from [Ukrainian Credit Union's official website](https://ukrainianfcu.org/)

Best product position **Around the New York median** personal loan

Gap to state best **799 bp** 799 bp from state best

Vs. state median **Matches state median** personal loan

Products ranked **1** across tracked New York markets

| Product |  Published APR |  Position |  Vs. state best |  Vs. state median |
| personal loan |  8.99% |  Around the New York median |  799 bp from state best |  Matches state median |
Published rate position by product as of November 13, 2026

This is the public snapshot. Claim Ukrainian Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.

[See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=ukrainian&amp;state=new-york&amp;code=NY&amp;name=Ukrainian%20Credit%20Union)

Loading branch locator…

## About Ukrainian Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

28.3K

Assets

$422.8M

Founded

1953

Locations reported

15

NCUA charter

8854

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
- Bilingual services
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Esl** Irondequoit · Rochester · NY · 14621 About 0.4 miles away](https://rateapi.dev/credit-unions/new-york/esl) [**Advantage** Rochester General Hospital · Rochester · NY · 14621 About 1.0 miles away](https://rateapi.dev/credit-unions/new-york/advantage) [**The Summit** IRONDEQUOIT · ROCHESTER · NY · 14617 About 1.2 miles away](https://rateapi.dev/credit-unions/new-york/the-summit) [**Reliant Community** Irondequoit · Rochester · NY · 14617-3918 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/reliant-community) [**Rochester & Monroe Co Emp** Main Office · Rochester · NY · 14609-6135 About 2.1 miles away](https://rateapi.dev/credit-unions/new-york/rochester-monroe-co-emp) [**Ever $ Green** Irondequoit Branch · Rochester · NY · 14622 About 2.2 miles away](https://rateapi.dev/credit-unions/new-york/ever-green)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Ukrainian Credit Union

Membership eligibility from Ukrainian Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Ukrainian Credit Union's website. Check the membership page below to confirm whether you qualify.

- Association common bond church or organization

Verified from [Ukrainian Credit Union's membership page](https://ukrainianfcu.org/about-us/membership/) . Final membership determination is always made by the credit union.

## Membership rules for Ukrainian Credit Union

Associations 2 · Family

3 published paths to membership, last verified August 27, 2026, quoted from Ukrainian Credit Union’s own published criteria.

### Associations 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Member of common bond church or organization

“You are a member of a common bond church or organization”

> [source ↗](https://ukrainianfcu.org/about-us/membership/)

- Member of common bond church or organization
  - Belongs to common bond church or organization (as written on the source page)

“You are a member of a common bond church or organization”

> [source ↗](https://ukrainianfcu.org/about-us/membership/)

- Member of common bond church or organization (class, not a named organization)

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member immediate family, household member

“You are an immediate family/household member of a current Ukrainian FCU member”

> [source ↗](https://ukrainianfcu.org/about-us/membership/)

- Family member (immediate family, household member) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Ukrainian Credit Union? Yes No

## Work at Ukrainian Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ukrainian Credit Union ranks against New York peers.

- See which AI assistants fetched Ukrainian Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in New York
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ukrainian&amp;state=new-york&amp;code=NY&amp;name=Ukrainian%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Ukrainian Credit Union offer?

Ukrainian Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Ukrainian Credit Union rates updated?

RateAPI verifies Ukrainian Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Ukrainian Credit Union's rate data?

Rate data is collected directly from Ukrainian Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What are Ukrainian Credit Union's auto loan rates?

As of November 12, 2026, Ukrainian Credit Union offers auto loans from 4.5% APR.

### What is Ukrainian Credit Union's personal loan rate?

As of November 12, 2026, Ukrainian Credit Union offers personal loans from 8.99% APR.

### Who can join Ukrainian Credit Union?

Ukrainian Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 associations for Ukrainian Credit Union, each quoted from Ukrainian Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Ukrainian Credit Union's rates against national credit-union benchmarks.

[More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://ukrainianfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Ukrainian Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Ukrainian Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york /ukrainian " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Ukrainian Credit Union locations

Search, filter, and browse all 15 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/new-york/ukrainian
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
