--- title: "Ufirst Credit Union Rates - New York" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Ufirst Credit Union in New York. Updated daily with source verification. See who can join Ufirst Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/ufirst" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ufirst Credit Union Rates - New York ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.750% | — | Standard | | **73-108 Months (greater than $20,001)** auto_any_108mo | — APR | 6.000% | 108 mo | Standard | | **61-72 Months (greater than $20,001)** auto_any_72mo | — APR | 6.000% | 72 mo | Standard | | **73-84 Months (greater than $25,001)** auto_any_84mo | — APR | 6.500% | 84 mo | Standard | | **109-144 Months (greater than $25,001)** auto_any_144mo | — APR | 6.500% | 144 mo | Standard | | **145-180 Months (greater than $30,001)** auto_any_180mo | — APR | 7.000% | 180 mo | Standard | Ufirst Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Holiday Loan** personal | — APR | 10.000% | — | Standard | Ufirst Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **VISA SPENDING SPECIAL** credit_card | — APR | 5.990% | — | Standard | | **Credit Card** credit_card | — APR | 11.990% | — | Standard | Ufirst Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 0.70% | — | Standard | | **High-Yield Money Market** money_market | — APY | 4.00% | — | Standard | Ufirst Credit Union savings & cd rates as of November 12, 2026 Ufirst Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/ufirst) , verified from [Ufirst Credit Union's official website](https://www.ufirstfcu.net/) Loading branch locator… ## About Ufirst Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 10.4K Assets $125.9M Founded 1971 Locations reported 4 NCUA charter 20613 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**CVPH Employees** CVPH EMPLOYEES FEDERAL CREDIT UNION · PLATTSBURGH · NY · 12901 About 0.7 miles away](https://rateapi.dev/credit-unions/new-york/cvph-employees) [**Sea Comm** Branch - Plattsburgh · Plattsburgh · NY · 12901 About 1.1 miles away](https://rateapi.dev/credit-unions/new-york/sea-comm) [**Plattsburgh City School District** Plattsburgh City School District FCU · Plattsburgh · NY · 12901-3311 About 1.2 miles away](https://rateapi.dev/credit-unions/new-york/plattsburgh-city-school-district) [**Dannemora** Dannemora-Operations (Main Office) · Plattsburgh · NY · 12901 About 1.8 miles away](https://rateapi.dev/credit-unions/new-york/dannemora) [**Adirondack Regional** Plattsburgh · Plattsburgh · NY · 12901 About 2.1 miles away](https://rateapi.dev/credit-unions/new-york/adirondack-regional) [**Americu** Peru FC · Peru · NY · 12972 About 9.3 miles away](https://rateapi.dev/credit-unions/new-york/americu) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ufirst Credit Union Membership eligibility from Ufirst Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ufirst Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Clinton — NY Verified from [Ufirst Credit Union's membership page](https://www.ufirstfcu.net/) . Final membership determination is always made by the credit union. ## Membership rules for Ufirst Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Clinton County, NY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Clinton County, NY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ufirst Credit Union? Yes No ## Work at Ufirst Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ufirst Credit Union ranks against New York peers. - See which AI assistants fetched Ufirst Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ufirst&state=new-york&code=NY&name=Ufirst%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ufirst Credit Union offer? Ufirst Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Ufirst Credit Union rates updated? RateAPI verifies Ufirst Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Ufirst Credit Union's rate data? Rate data is collected directly from Ufirst Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Ufirst Credit Union? Ufirst Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Ufirst Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Ufirst Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ufirstfcu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ufirst Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ufirst Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /ufirst " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ufirst Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/ufirst Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp