--- title: "Troy Credit Union Rates - New York" description: "Current auto loan, and savings & cd rates from Troy Credit Union in New York. Updated daily with source verification. See who can join Troy Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/troy" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Troy Credit Union Rates - New York ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 3.990% | — | Standard | Troy Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **18 Month Bump Up 4** cd_18mo | — APY | 3.75% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.99% | 24 mo | Standard | | **Certificate** cd | — APY | 4.00% | — | Standard | Troy Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Fresh Start Loan** other | — % | 0.800% | — | Standard | | **Details** other | — % | 8.490% | — | Standard | Troy Credit Union other rates as of November 12, 2026 Troy Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/troy) , verified from [Troy Credit Union's official website](https://www.broadviewfcu.com/) Loading branch locator… ## About Troy Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 529 Assets $3.7M Founded 1963 Locations reported 1 NCUA charter 15928 Charter type Federal credit union Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Broadview** Brunswick CC · Troy · NY · 12180 About 1.8 miles away](https://rateapi.dev/credit-unions/new-york/broadview) [**Sunmark** Brunswick Branch · Troy · NY · 12180-8822 About 2.3 miles away](https://rateapi.dev/credit-unions/new-york/sunmark) [**Hudson Valley** Green Island · Green Island · NY · 12183 About 4.7 miles away](https://rateapi.dev/credit-unions/new-york/hudson-valley) [**Hudson River Community** Cohoes Branch · Cohoes · NY · 12047 About 5.1 miles away](https://rateapi.dev/credit-unions/new-york/hudson-river-community) [**Next Step** Troy Branch · Troy · NY · 12180 About 5.4 miles away](https://rateapi.dev/credit-unions/new-york/next-step) [**First New York** North Greenbush Branch · Troy · NY · 12180-8548 About 6.7 miles away](https://rateapi.dev/credit-unions/new-york/first-new-york) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Troy Credit Union Membership eligibility from Troy Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Troy Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Troy Credit Union's membership page](https://www.broadviewfcu.com/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Troy Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Troy Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member immediate family member, household member “If an immediate family member, or another person in your household, is already a Broadview member or eligible to join Broadview, you can join, too.” > [source ↗](https://www.broadviewfcu.com/about-us) - Family member (immediate family member, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Troy Credit Union? Yes No ## Work at Troy Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Troy Credit Union ranks against New York peers. - See which AI assistants fetched Troy Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=troy&state=new-york&code=NY&name=Troy%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Troy Credit Union offer? Troy Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Troy Credit Union rates updated? RateAPI verifies Troy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Troy Credit Union's rate data? Rate data is collected directly from Troy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Troy Credit Union? Troy Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Troy Credit Union, each quoted from Troy Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Troy Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.broadviewfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Troy Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Troy Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /troy " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Troy Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/troy Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp