--- title: "Tompkins Employees Credit Union Rates - New York" description: "Current personal loan, and savings & cd rates from Tompkins Employees Credit Union in New York. Updated daily with source verification. See who can join Tompkins Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/tompkins-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tompkins Employees Credit Union Rates - New York ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **72 months = Current Share Secured Rate PLUS 1.00%** personal_secured_72mo | — APR | 1.000% | 72 mo | Standard | Tompkins Employees Credit Union personal loan rates as of November 10, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Certificate** cd_60mo | — APY | 4.99% | 60 mo | Context only | Tompkins Employees Credit Union savings & cd rates as of November 10, 2026 Tompkins Employees Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/tompkins-employees) , verified from [Tompkins Employees Credit Union's official website](https://www.tefcu.com/) Loading branch locator… ## About Tompkins Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 782 Assets $12.5M Founded 1978 Locations reported 1 NCUA charter 22962 Charter type Federal credit union ### Services and member support - Electronic statements - Financial counseling - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Beginnings** Commons Branch · Ithaca · NY · 14850 About 0.6 miles away](https://rateapi.dev/credit-unions/new-york/beginnings) [**Alternatives** Alternatives Federal Credit Union · Ithaca · NY · 14850-3301 About 0.7 miles away](https://rateapi.dev/credit-unions/new-york/alternatives) [**Visions** Ithaca · Ithaca · NY · 14850 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/visions) [**The Summit** CORTLAND · CORTLAND · NY · 13045 About 17.5 miles away](https://rateapi.dev/credit-unions/new-york/the-summit) [**Americu** Cortland · Cortland · NY · 13045 About 18.9 miles away](https://rateapi.dev/credit-unions/new-york/americu) [**First Heritage** Horseheads · Horseheads · NY · 14845 About 24.7 miles away](https://rateapi.dev/credit-unions/new-york/first-heritage) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tompkins Employees Credit Union Membership eligibility from Tompkins Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tompkins Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Town of Caroline, Danby, Dryden, Enfield, Groton, Ithaca, Lansing, Newfield or Ulysses, Village of Dryden, Freeville, Groton, Cayuga Heights, Lansing, City of Ithaca, Cayuga Medical Center, Ithaca Housing Authority, Triangle Steel, Inc. Hospice or Bangs Ambulance, Inc., Shot in the Dark, Tompkins County Biggs Complex, US Bulk, Mail Box - School Cayuga Medical Center Verified from [Tompkins Employees Credit Union's membership page](https://www.tefcu.com/resources/aboutUs.php) . Final membership determination is always made by the credit union. ## Membership rules for Tompkins Employees Credit Union Employers 8 · Schools · Family 10 published paths to membership, last verified August 21, 2026, quoted from Tompkins Employees Credit Union’s own published criteria. ### Employers 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Town of Caroline, Danby, Dryden, Enfield, Groton, Ithaca, Lansing, Newfield or Ulysses, Village of Dryden, Freeville, Groton, Cayuga Heights, Lansing, City of Ithaca (as written on the source page) “Employees and elected and appointed officials of the following local governmental units in the State of NY. Town of Caroline, Danby, Dryden, Enfield, Groton, Ithaca, Lansing, Newfield or Ulysses, Village of Dryden, Freeville, Groton, Cayuga Heights, Lansing, City of Ithaca” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Employee of Town of Caroline, Danby, Dryden, Enfield, Groton, Ithaca, Lansing, Newfield or Ulysses, Village of Dryden, Freeville, Groton, Cayuga Heights, Lansing, City of Ithaca - Employee of Cayuga Medical Center “Employees, doctors, medical staff and technicians of the Cayuga Medical Center who work in the Ithaca, NY” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Employee of Cayuga Medical Center - Employee of Mail Box “Employees of Mail Box.” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Employee of Mail Box - Employee of Tompkins County Biggs Complex - Work Location Tompkins County Biggs Complex “Persons who are employed in the Tompkins County Biggs Complex in Ithaca, NY except for those persons eligible for membership in other credit union” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Employee of Tompkins County Biggs Complex and Works at Tompkins County Biggs Complex - Employee of Cayuga Medical Center - Works in city:NY:ithaca “Employees, doctors, medical staff and technicians of the Cayuga Medical Center who work in the Ithaca, NY” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Employee of Cayuga Medical Center and Works in Ithaca, NY - Employee of Ithaca Housing Authority, Triangle Steel, Inc. Hospice or Bangs Ambulance, Inc. - Works in city:NY:ithaca “Employees of the Ithaca Housing Authority, Triangle Steel, Inc. Hospice or Bangs Ambulance, Inc. who work in Ithaca, NY” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Employee of Ithaca Housing Authority, Triangle Steel, Inc. Hospice or Bangs Ambulance, Inc. and Works in Ithaca, NY - Employee of Shot in the Dark - Works in county:NY:tompkins “Employees, members and volunteers of Shot in the Dark who work in Tompkins County, NY” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Employee of Shot in the Dark and Works in Tompkins County, NY - Employee of US Bulk - Works in city:NY:trumansburg “Employees of US Bulk who work in Trumansburg, NY” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Employee of US Bulk and Works in Trumansburg, NY ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Cayuga Medical Center (as written on the source page) “registered students in training at the above Cayuga Medical Center” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Student at Cayuga Medical Center ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family “members of their immediate families” > [source ↗](https://www.tefcu.com/resources/aboutUs.php) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tompkins Employees Credit Union? Yes No ## Work at Tompkins Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tompkins Employees Credit Union ranks against New York peers. - See which AI assistants fetched Tompkins Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tompkins-employees&state=new-york&code=NY&name=Tompkins%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tompkins Employees Credit Union offer? Tompkins Employees Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 10, 2026 directly from the credit union's official website. ### How often are Tompkins Employees Credit Union rates updated? RateAPI verifies Tompkins Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 10, 2026. ### Where does RateAPI get Tompkins Employees Credit Union's rate data? Rate data is collected directly from Tompkins Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Tompkins Employees Credit Union? Tompkins Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 8 employers and 1 school for Tompkins Employees Credit Union, each quoted from Tompkins Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tompkins Employees Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tompkins Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tompkins Employees Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /tompkins-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tompkins Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/tompkins-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp