--- title: "Stewart's Credit Union Rates - New York" description: "Current vehicle loan, heloc, personal loan, and savings & cd rates from Stewart's Credit Union in New York. Updated daily with source verification. See who can join Stewart's Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/stewarts" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Stewart's Credit Union Rates - New York ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Auto/Motorcycle (.25% rate discount with auto pay or direct deposit)** motorcycle_new_60mo | — APR | 3.990% | 60 mo · new | Standard | | **Used Auto/Motorcycle (.25% rate discount with auto pay or direct deposit)** motorcycle_used_60mo | — APR | 3.990% | 60 mo · used | Standard | | **Recreational Loans** (.25% rate discount with auto pay or direct deposit)** powersports_any_48mo | — APR | 7.890% | 48 mo | Standard | Stewart's Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.740% | — | Standard | Stewart's Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Signature Loans (.25% rate discount with auto pay or direct deposit)** personal_unsecured_36mo | — APR | 8.490% | 36 mo | Standard | Stewart's Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Holiday Saver Club** savings | — APY | 0.50% | — | Standard | | **Holiday and Vacation, Energy and All Purpose Clubs** savings | — APY | 1.75% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.00% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.10% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.25% | 24 mo | Standard | Stewart's Credit Union savings & cd rates as of November 13, 2026 Stewart's Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/stewarts) , verified from [Stewart's Credit Union's official website](https://stewartscu.com/contact-us/) Loading branch locator… ## About Stewart's Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.4K Assets $44.7M Founded 1983 Locations reported 1 NCUA charter 24036 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sunmark** Milton · Ballston Spa · NY · 12020-6009 About 3.2 miles away](https://rateapi.dev/credit-unions/new-york/sunmark) [**Saratoga's Community** 444 Geyser Rd · Ballston Spa · NY · 12020 About 3.3 miles away](https://rateapi.dev/credit-unions/new-york/saratogas-community) [**TCT** Milton · Ballston Spa · NY · 12020 About 3.4 miles away](https://rateapi.dev/credit-unions/new-york/tct) [**Hudson Valley** Malta · Malta · NY · 12020 About 4.4 miles away](https://rateapi.dev/credit-unions/new-york/hudson-valley) [**Broadview** Malta CC · Malta · NY · 12020 About 4.6 miles away](https://rateapi.dev/credit-unions/new-york/broadview) [**Navy Federal Credit Union** NSA Saratoga Springs NY · Saratoga Springs · NY · 12866 About 5.9 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Stewart's Credit Union Membership eligibility from Stewart's Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Stewart's Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Stewart’s Shops Corp Verified from [Stewart's Credit Union's membership page](https://stewartscu.com/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Stewart's Credit Union Employers · Family 2 published paths to membership, last verified August 21, 2026, quoted from Stewart's Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Stewart’s Shops Corp “Stewart’s Federal Credit Union is an employer sponsored, not-for-profit financial institution, providing membership to the employees and dairy producers of Stewart’s Shops Corp and their families.” > [source ↗](https://stewartscu.com/become-a-member/) - Employee of Stewart’s Shops Corp ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Stewart’s Federal Credit Union is an employer sponsored, not-for-profit financial institution, providing membership to the employees and dairy producers of Stewart’s Shops Corp and their families.” > [source ↗](https://stewartscu.com/become-a-member/) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Stewart's Credit Union? Yes No ## Work at Stewart's Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Stewart's Credit Union ranks against New York peers. - See which AI assistants fetched Stewart's Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=stewarts&state=new-york&code=NY&name=Stewart's%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Stewart's Credit Union offer? Stewart's Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Stewart's Credit Union rates updated? RateAPI verifies Stewart's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Stewart's Credit Union's rate data? Rate data is collected directly from Stewart's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Stewart's Credit Union? Stewart's Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Stewart's Credit Union, each quoted from Stewart's Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Stewart's Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York HELOC rate leaders](https://rateapi.dev/heloc-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://stewartscu.com/contact-us/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Stewart's Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Stewart's Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /stewarts " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Stewart's Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/stewarts Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp