--- title: "Solutions Credit Union Rates - New York" description: "Current vehicle loan, heloc, and personal loan rates from Solutions Credit Union in New York. Updated daily with source verification. See who can join Solutions Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/solutions" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Solutions Credit Union Rates - New York ### Auto & vehicle rates 14 offers | Product | Published | Rate | Term / condition | Status | | **New Vehicle Rates (84 months ($20,000+) 2026-2022 only)** auto_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **New Vehicle Rates (72/84 months ($10,000+))** auto_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **New Auto Loan** auto_new | — APR | 5.500% | new | Standard | | **New Vehicle Rates (36 - 84 months)** auto_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **New Vehicle Rates (66 months ($8,000+) 72 months ($10,000+))** auto_new_66mo | — APR | 5.500% | 66 mo · new | Standard | | **New Motorcycle, ATV, and 4 Wheeler Rates (72 months (2026-2022))** motorcycle_new_72mo | — APR | 6.500% | 72 mo · new | Standard | | **New Vehicle Rates (96 months ($35,000+) 2026-2024 only)** auto_new_96mo | — APR | 6.500% | 96 mo · new | Standard | | **New Vehicle Rates (96 months ($35,000+))** auto_new_96mo | — APR | 6.500% | 96 mo · new | Standard | | **Used Auto Loan** auto_used | — APR | 6.500% | used | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 6.500% | 72 mo · used | Standard | | **New Boat, Camper, & Travel Trailer Loan Rates (144 months (2026 - 2022))** boat_new_144mo | — APR | 6.500% | 144 mo · new | Standard | | **Used Boat, Camper, & Travel Trailer Loan Rates (84 months (2021 - 2017))** boat_used_84mo | — APR | 7.500% | 84 mo · used | Standard | | **Used Motorcycle, ATV, and 4 Wheeler Rates (60 months (2021 - 2017))** motorcycle_used_60mo | — APR | 7.500% | 60 mo · used | Standard | | **96 months, $50,000 Max - 70% of value** auto_any_96mo | — APR | 9.500% | 96 mo | Standard | Solutions Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.250% | — | Standard | | **Fixed Home Equity Loans (up to 84 months ($25,000-$175,000),)** heloc_fixed | — APR | 5.250% | — | Standard | | **Fixed Home Equity Loans (up to 180 months ($25,000-$175,000))** heloc_fixed | — APR | 5.500% | — | Standard | Solutions Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Secured Personal Loan Rates (12-72 months up to $50,000 66 months over $10,000 72 months over $20,000)** personal_secured_72mo | — APR | 7.750% | 72 mo | Standard | | **Unsecured Personal Loan Rates (12-60 months up to $25,000)** personal_unsecured_60mo | — APR | 8.750% | 60 mo | Standard | | **Open End LOC** personal | — APR | 8.750% | — | Standard | | **Open End Line of Credit (12 - 60 months)** ploc_variable | — APR | 8.750% | 60 mo | Standard | Solutions Credit Union personal loan rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **84 Months Fixed-Rate (Maximum Limit Is $250,000.00)** other | — % | 3.500% | — | Standard | | **up to 48 months ( Secured only )** other | — % | 15.500% | — | Standard | Solutions Credit Union other rates as of November 12, 2026 Solutions Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/solutions) , verified from [Solutions Credit Union's official website](https://www.solutionscu.org/) Loading branch locator… ## About Solutions Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.4K Assets $43M Founded 1952 Locations reported 1 NCUA charter 7846 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Corning** Elmira High School Branch · Elmira · NY · 14904 About 0.5 miles away](https://rateapi.dev/credit-unions/new-york/corning) [**First Heritage** Southport · Elmira · NY · 14904 About 1.2 miles away](https://rateapi.dev/credit-unions/new-york/first-heritage) [**Visions** Elmira · Elmira · NY · 14901 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/visions) [**Empower** Elmira · Elmira · NY · 14901 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/empower) [**Finger Lakes Health Care** Main office · Elmira · NY · 14905-1614 About 2.5 miles away](https://rateapi.dev/credit-unions/new-york/finger-lakes-health-care) [**Servu** Corning · Corning · NY · 14830-2618 About 13.6 miles away](https://rateapi.dev/credit-unions/new-york/servu) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Solutions Credit Union Membership eligibility from Solutions Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Solutions Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Solutions Credit Union's membership page](https://www.solutionscu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Solutions Credit Union Geography 1 county · Employers · Family 2 4 published paths to membership, last verified August 21, 2026, quoted from Solutions Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Chemung County, NY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Chemung County, NY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Solutions Credit Union “Employees of this credit union.” > [source ↗](https://www.solutionscu.org/membership) - Employee of Solutions Credit Union ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member blood relative, marriage, adoption, foster care “Any family members of current members; by blood, marriage, adoption, or foster care.” > [source ↗](https://www.solutionscu.org/membership) - Family member (blood relative, marriage, adoption, foster care) of a member - Family of a member spouse “Spouses of those who died while members of this credit union.” > [source ↗](https://www.solutionscu.org/membership) - Family member (spouse) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Solutions Credit Union? Yes No ## Work at Solutions Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Solutions Credit Union ranks against New York peers. - See which AI assistants fetched Solutions Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=solutions&state=new-york&code=NY&name=Solutions%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Solutions Credit Union offer? Solutions Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Solutions Credit Union rates updated? RateAPI verifies Solutions Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Solutions Credit Union's rate data? Rate data is collected directly from Solutions Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Solutions Credit Union? Solutions Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 county and 1 employer for Solutions Credit Union, each quoted from Solutions Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Solutions Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York HELOC rate leaders](https://rateapi.dev/heloc-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.solutionscu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Solutions Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Solutions Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /solutions " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Solutions Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/solutions Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp