--- title: "Rome Credit Union Rates - New York" description: "Current vehicle loan, personal loan, and savings & cd rates from Rome Credit Union in New York. Updated daily with source verification. See who can join Rome Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/rome" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Rome Credit Union Rates - New York ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **48-Month New Auto Loan (2025–2026)** auto_new_48mo | — APR | 4.250% | 48 mo · new | Standard | | **48-Month Used Auto Loan (2021–2024)** auto_used_48mo | — APR | 4.950% | 48 mo · used | Standard | | **New Recreational Vehicle 2026 - 2025 (Including Motorcycles, ATVs, Boats, Campers, etc.)** rv_new_60mo | — APR | 6.500% | 60 mo · new | Standard | | **Used Recreational Vehicle 2024 - 2021 (Including Motorcycles, ATVs, Boats, Campers, etc.)** rv_used_60mo | — APR | 6.500% | 60 mo · used | Standard | | **Used Recreational Vehicle Older than 2020 (Including Motorcycles, ATVs, Boats, Campers, etc.)** rv_used_60mo | — APR | 7.500% | 60 mo · used | Standard | Rome Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan Max $2,500** personal_unsecured | — APR | 5.490% | — | Standard | | **Unsecured Personal Loan Max $15,000** personal_unsecured | — APR | 8.500% | — | Standard | | **Home Improvement Loan Max $15,000** personal | — APR | 9.000% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 9.500% | — | Standard | Rome Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Min $10,000** savings | — APY | 5.00% | — | Standard | | **Min $20,000** savings | — APY | 5.50% | — | Standard | Rome Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Older than 2020** other | — % | 8.000% | — | Standard | Rome Credit Union other rates as of November 13, 2026 Rome Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/rome) , verified from [Rome Credit Union's official website](https://www.romefcu.com/) Loading branch locator… ## About Rome Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.8K Assets $32.2M Founded 1936 Locations reported 1 NCUA charter 1810 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Access** Rome Office · Rome · NY · 13440 About 0.6 miles away](https://rateapi.dev/credit-unions/new-york/access) [**G.p.o.** GPO Federal Credit Union · Rome · NY · 13440 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/gpo) [**RT** Main Office · Rome · NY · 13440 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/rt) [**First Source** First Source Federal Credit Union · Rome · NY · 13440 About 1.6 miles away](https://rateapi.dev/credit-unions/new-york/first-source) [**Americu** Headquarters · Rome · NY · 13440-2430 About 1.7 miles away](https://rateapi.dev/credit-unions/new-york/americu) [**Mohawk Valley** 9212 River Rd · Marcy · NY · 13403 About 10.7 miles away](https://rateapi.dev/credit-unions/new-york/mohawk-valley) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Rome Credit Union Membership eligibility from Rome Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Rome Credit Union's website. Check the membership page below to confirm whether you qualify. - Location oneida — NY Verified from [Rome Credit Union's membership page](https://www.romefcu.com/about/) . Final membership determination is always made by the credit union. ## Membership rules for Rome Credit Union Geography 1 county 5 published paths to membership, last verified August 27, 2026, quoted from Rome Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Oneida County, NY - Rome, NY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Oneida County, NY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Rome Credit Union? Yes No ## Work at Rome Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Rome Credit Union ranks against New York peers. - See which AI assistants fetched Rome Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=rome&state=new-york&code=NY&name=Rome%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Rome Credit Union offer? Rome Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Rome Credit Union rates updated? RateAPI verifies Rome Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Rome Credit Union's rate data? Rate data is collected directly from Rome Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Rome Credit Union? Rome Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 1 county for Rome Credit Union, each quoted from Rome Credit Union's own published membership criteria. ## Related Rate Data Compare Rome Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.romefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Rome Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Rome Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /rome " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Rome Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/rome Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp