One Credit Union of NY

Cheektowaga, New York
Last verified: July 24, 2026
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Verified rate book

Current One Credit Union of NY rates

1 published offer verified as of July 24, 2026.

How we verify rates

Personal loan rates

1 offer
One Credit Union of NY personal loan rates as of July 24, 2026
ProductPublishedRateTerm / conditionStatus
Personal Lifestyle Loanpersonal6.500% APR6.500%Standard

Personal loan rates from 6.5% APR.

Source: RateAPI.dev, verified from One Credit Union of NY's official website

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About One Credit Union of NY

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.2K
Assets
$111.8M
Founded
1933
Locations reported
3
NCUA charter
60716
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join One Credit Union of NY

Membership eligibility from One Credit Union of NY's own published criteria. How we verify this.

Community charter: live/work in Erie

  • LocationErie

Cost to join: About $25.

Verified from One Credit Union of NY's membership page. Final membership determination is always made by the credit union.

Work at One Credit Union of NY?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where One Credit Union of NY ranks against New York peers.

Frequently Asked Questions

What rates does One Credit Union of NY offer?

One Credit Union of NY currently offers personal loan rates. The rates shown on this page were last verified July 24, 2026 directly from the credit union's official website.

How often are One Credit Union of NY rates updated?

RateAPI verifies One Credit Union of NY's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 24, 2026.

Where does RateAPI get One Credit Union of NY's rate data?

Rate data is collected directly from One Credit Union of NY's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is One Credit Union of NY's personal loan rate?

As of July 24, 2026, One Credit Union of NY offers personal loans from 6.5% APR.

Related Rate Data

Compare One Credit Union of NY's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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# Get rates for One Credit Union of NY
curl "https://api.rateapi.dev/credit-unions/new-york/one-credit-union-of-ny" \
  -H "Authorization: Bearer YOUR_API_KEY"