--- title: "Neighborhood Trust Credit Union Rates - New York" description: "Current auto loan, and personal loan rates from Neighborhood Trust Credit Union in New York. Updated daily with source verification. See who can join Neighborhood Trust Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/neighborhood-trust" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Neighborhood Trust Credit Union Rates - New York ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **72-Month Auto Loan** auto_any_72mo | — APR | 4.680% | 72 mo | Standard | Neighborhood Trust Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Credit Builder Loan** personal | — APR | 8.000% | — | Standard | | **Debt Consolidation Loan** personal | — APR | 18.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 18.000% | — | Standard | Neighborhood Trust Credit Union personal loan rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Coop ‘Emergency’ Cash** other | — % | 28.000% | — | Standard | Neighborhood Trust Credit Union other rates as of November 13, 2026 Neighborhood Trust Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/neighborhood-trust) , verified from [Neighborhood Trust Credit Union's official website](https://neighborhoodtrustfcu.org/) Loading branch locator… ## About Neighborhood Trust Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.9K Assets $20.3M Founded 1995 Locations reported 2 NCUA charter 24589 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lower East Side People's** Neighborhood Trust FCU · New York · NY · 10032 About 0.2 miles away](https://rateapi.dev/credit-unions/new-york/lower-east-side-peoples) [**Municipal** MCU - South Bronx · Bronx · NY · 10451 About 1.8 miles away](https://rateapi.dev/credit-unions/new-york/municipal) [**Usalliance** Bethex · Bronx · NY · 10453-4770 About 2.0 miles away](https://rateapi.dev/credit-unions/new-york/usalliance) [**Visions** Englewood Cliffs · Englewood Cliffs · NJ · 07632 About 2.2 miles away](https://rateapi.dev/credit-unions/new-york/visions) [**Van Cortlandt Cooperative** VCCFCU · Bronx · NY · 10463 About 4.1 miles away](https://rateapi.dev/credit-unions/new-york/van-cortlandt-cooperative) [**Teaneck** TFCU · TEANECK · NJ · 07666 About 5.0 miles away](https://rateapi.dev/credit-unions/new-jersey/teaneck) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Neighborhood Trust Credit Union Membership eligibility from Neighborhood Trust Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Neighborhood Trust Credit Union's website. Check the membership page below to confirm whether you qualify. - Location New York, Shelby — AL, NY Verified from [Neighborhood Trust Credit Union's membership page](https://neighborhoodtrustfcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Neighborhood Trust Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - New York County, NY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Shelby County, AL; New York County, NY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Neighborhood Trust Credit Union? Yes No ## Work at Neighborhood Trust Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Neighborhood Trust Credit Union ranks against New York peers. - See which AI assistants fetched Neighborhood Trust Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=neighborhood-trust&state=new-york&code=NY&name=Neighborhood%20Trust%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Neighborhood Trust Credit Union offer? Neighborhood Trust Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Neighborhood Trust Credit Union rates updated? RateAPI verifies Neighborhood Trust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Neighborhood Trust Credit Union's rate data? Rate data is collected directly from Neighborhood Trust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Neighborhood Trust Credit Union? Neighborhood Trust Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Neighborhood Trust Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Neighborhood Trust Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://neighborhoodtrustfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Neighborhood Trust Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Neighborhood Trust Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /neighborhood-trust " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Neighborhood Trust Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/neighborhood-trust Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp