Morton Lane Credit Union

Buffalo, New York
Last verified: August 4, 2026
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Verified rate book

Current Morton Lane Credit Union rates

10 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Morton Lane Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.772% APR6.625%Standard
VA 30-Year Fixed30 year fixed6.909% APR6.500%Standard
USDA 30-Year Fixed30 year fixed7.037% APR6.375%Standard
FHA 30-Year Fixed30 year fixed7.311% APR6.375%Standard

Savings & CD rates

6 offers
Morton Lane Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
CDs $1,000 to $25,000 (IRA or Non-IRA) (1 Year)ira_cd_12mo2.75% APY2.75%12 moStandard
CDs $1,000 to $25,000 (IRA or Non-IRA) (5 Year)ira_cd_60mo3.50% APY3.50%60 moStandard
CDs $1,000 to $25,000 (IRA or Non-IRA) (3 Year)ira_cd_36mo3.50% APY3.50%36 moStandard
Jumbo CDs $25,000 or More (Non-IRA Only) (1-1/2 Year)ira_cd_24mo3.55% APY3.50%24 moStandard
Jumbo CDs $25,000 or More (Non-IRA Only) (1-1/4 Year)ira_cd_48mo3.55% APY3.50%48 moStandard
Jumbo CDs $25,000 or More (Non-IRA Only) (4-1/2 Year)ira_cd_24mo3.80% APY3.75%24 moStandard

As of August 4, 2026, Morton Lane Credit Union offers a 30-year fixed mortgage at 6.772% APR. Savings and certificate yields up to 3.80% APY.

Source: RateAPI.dev, verified from Morton Lane Credit Union's official website

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About Morton Lane Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.1K
Assets
$63.8M
Founded
1962
Locations reported
5
NCUA charter
15021
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Morton Lane Credit Union

Membership eligibility from Morton Lane Credit Union's own published criteria. How we verify this.

Membership via employers (Buffalo State Employees +8 more) or the Morton Lane Charitable Foundation +2 more or occupations (Graduate Students of UB or Buffalo…

  • EmployerBuffalo State Employees, University at Buffalo Employees, Roswell Park Cancer Institute Employees, Research Institute on Alcoholism Employees, Buffalo State College Foundation Employees, Roswell Park Day Care Employees, Buffalo State Child Care Center Employees, Hauptman-Woodward Medical Institute Employees, Roswell Park Alliance Foundation Employees
  • AssociationMorton Lane Charitable Foundation, Alumni Assocation at UB or Buffalo State, Temple Beth Tzedek
  • OccupationGraduate Students of UB or Buffalo State, Undergraduate Students of UB or Buffalo State, St. Joseph Collegiate Institute Faculty, Staff and Students

Verified from Morton Lane Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Morton Lane Credit Union offer?

Morton Lane Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Morton Lane Credit Union rates updated?

RateAPI verifies Morton Lane Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Morton Lane Credit Union's rate data?

Rate data is collected directly from Morton Lane Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Morton Lane Credit Union's mortgage rate?

As of August 4, 2026, Morton Lane Credit Union offers a 30-year fixed mortgage at 6.772% APR.

What is Morton Lane Credit Union's best CD rate?

As of August 4, 2026, Morton Lane Credit Union offers savings and certificate (CD) yields up to 3.80% APY.

Related Rate Data

Compare Morton Lane Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Morton Lane Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/morton-lane" \
  -H "Authorization: Bearer YOUR_API_KEY"