--- title: "Lower East Side People's Credit Union Rates (Nov 2026): CDs to 2.75%" description: "Lower East Side People's Credit Union rates today: savings & CDs up to 2.75% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Lower East Side People's Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/lower-east-side-peoples" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lower East Side People's Credit Union Rates (Nov 2026): CDs to 2.75% ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **5/1 ARM** 5 1 arm | — APR | 6.750% | — | Standard | | **10/1 ARM** 10 1 arm | — APR | 6.850% | — | Standard | | **Mortgage Loan** other | — APR | 7.150% | — | Standard | Lower East Side People's Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 6.250% | — | Standard | Lower East Side People's Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.490% | — | Standard | Lower East Side People's Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 10.490% | — | Standard | | **Credit Card** credit_card | — APR | 12.500% | — | Standard | | **Secured Credit Card** credit_card_secured | — APR | 12.500% | — | Standard | Lower East Side People's Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Money Market** money_market | 2.75% APY | 0.50% | — | Standard | Lower East Side People's Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Small Business Loan (non-SBA)** business | — % | 11.990% | — | Standard | | **Secured and SUSU Loan** other | — % | 4.000% | — | Standard | Lower East Side People's Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 2.75% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/lower-east-side-peoples) , verified from [Lower East Side People's Credit Union's official website](https://www.lespeoples.org/) Loading branch locator… ## About Lower East Side People's Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 8.7K Assets $90.3M Founded 1986 Locations reported 5 NCUA charter 24232 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ukrainian National** NYC · New York · NY · 10003 About 0.5 miles away](https://rateapi.dev/credit-unions/new-york/ukrainian-national) [**Greater Metro** VA Office · New York · NY · 10010-5011 About 0.7 miles away](https://rateapi.dev/credit-unions/new-york/greater-metro) [**New York University** Credit Union · New York · NY · 10003-9616 About 0.8 miles away](https://rateapi.dev/credit-unions/new-york/new-york-university) [**NY Firefighters Bravest** MANHATTAN BRANCH · NEW YORK · NY · 10010-4628 About 0.9 miles away](https://rateapi.dev/credit-unions/new-york/ny-firefighters-bravest) [**Polish & Slavic** Greenpoint Branch · Brooklyn · NY · 11222 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/polish-slavic) [**The Finest** Main Branch - Police Plaza · New York · NY · 10038 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/the-finest) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lower East Side People's Credit Union Membership eligibility from Lower East Side People's Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Lower East Side People's Credit Union's website. Check the membership page below to confirm whether you qualify. - Location NY - Association Select Partner Groups Verified from [Lower East Side People's Credit Union's membership page](https://www.lespeoples.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Lower East Side People's Credit Union Geography 1 · Associations · Family 3 published paths to membership, last verified August 21, 2026, quoted from Lower East Side People's Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - New York City, NY “NYC residents who earn less than $50,000 annually” > [source ↗](https://www.lespeoples.org/become-a-member) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Select Partner Groups “Individuals affiliated with one of our Select Partner Groups in NYC (including Drivers Coop, BxFAC, CEANYC, and others)” > [source ↗](https://www.lespeoples.org/become-a-member) - Member of Select Partner Groups ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family member “Family members of existing members” > [source ↗](https://www.lespeoples.org/become-a-member) - Family member (family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Lower East Side People's Credit Union? Yes No ## Work at Lower East Side People's Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lower East Side People's Credit Union ranks against New York peers. - See which AI assistants fetched Lower East Side People's Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lower-east-side-peoples&state=new-york&code=NY&name=Lower%20East%20Side%20People's%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lower East Side People's Credit Union offer? Lower East Side People's Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Lower East Side People's Credit Union rates updated? RateAPI verifies Lower East Side People's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Lower East Side People's Credit Union's rate data? Rate data is collected directly from Lower East Side People's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Lower East Side People's Credit Union's best CD rate? As of November 12, 2026, Lower East Side People's Credit Union offers savings and certificate (CD) yields up to 2.75% APY. ### Who can join Lower East Side People's Credit Union? Lower East Side People's Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 geographic area and 1 association for Lower East Side People's Credit Union, each quoted from Lower East Side People's Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Lower East Side People's Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York mortgage rate leaders](https://rateapi.dev/mortgage-rates/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lespeoples.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lower East Side People's Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lower East Side People's Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /lower-east-side-peoples " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lower East Side People's Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/lower-east-side-peoples Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp