Local 41 I.b.e.w. Credit Union

Orchard Park, New York
Last verified: August 4, 2026
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Verified rate book

Current Local 41 I.b.e.w. Credit Union rates

4 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Local 41 I.b.e.w. Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.772% APR6.625%Standard
VA 30-Year Fixed30 year fixed6.909% APR6.500%Standard
USDA 30-Year Fixed30 year fixed7.037% APR6.375%Standard
FHA 30-Year Fixed30 year fixed7.311% APR6.375%Standard

As of August 4, 2026, Local 41 I.b.e.w. Credit Union offers a 30-year fixed mortgage at 6.772% APR.

Source: RateAPI.dev, verified from Local 41 I.b.e.w. Credit Union's official website

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About Local 41 I.b.e.w. Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.6K
Assets
$18.3M
Founded
1976
Locations reported
1
NCUA charter
22447
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Local 41 I.b.e.w. Credit Union

Membership eligibility from Local 41 I.b.e.w. Credit Union's own published criteria. How we verify this.

Membership criteria are published on Local 41 I.b.e.w. Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $25.

Verified from Local 41 I.b.e.w. Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Local 41 I.b.e.w. Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Local 41 I.b.e.w. Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Local 41 I.b.e.w. Credit Union offer?

Local 41 I.b.e.w. Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Local 41 I.b.e.w. Credit Union rates updated?

RateAPI verifies Local 41 I.b.e.w. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Local 41 I.b.e.w. Credit Union's rate data?

Rate data is collected directly from Local 41 I.b.e.w. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Local 41 I.b.e.w. Credit Union's mortgage rate?

As of August 4, 2026, Local 41 I.b.e.w. Credit Union offers a 30-year fixed mortgage at 6.772% APR.

Related Rate Data

Compare Local 41 I.b.e.w. Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Local 41 I.b.e.w. Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/local-41-ibew" \
  -H "Authorization: Bearer YOUR_API_KEY"