--- title: "Kenmore N. Y. Teachers Credit Union Rates - New York" description: "Current personal loan rates from Kenmore N. Y. Teachers Credit Union in New York. Updated daily with source verification. See who can join Kenmore N. Y. Teachers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/kenmore-n-y-teachers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Kenmore N. Y. Teachers Credit Union Rates - New York ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **unLOCk-our open line of credit loan** ploc_variable | — APR | 5.990% | — | Standard | Kenmore N. Y. Teachers Credit Union personal loan rates as of November 12, 2026 Kenmore N. Y. Teachers Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/kenmore-n-y-teachers) , verified from [Kenmore N. Y. Teachers Credit Union's official website](https://kenteachfcu.com/) Loading branch locator… ## About Kenmore N. Y. Teachers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.8K Assets $69.6M Founded 1935 Locations reported 1 NCUA charter 858 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Morton Lane** MORTON LANE FCU · Buffalo · NY · 14223-2812 About 1.1 miles away](https://rateapi.dev/credit-unions/new-york/morton-lane) [**SJP** 341 Englewood Avenue · Buffalo · NY · 14223-2819 About 1.2 miles away](https://rateapi.dev/credit-unions/new-york/sjp) [**Crossroads Community** Radius FCU · Kenmore · NY · 14217-2719 About 1.5 miles away](https://rateapi.dev/credit-unions/new-york/crossroads-community) [**Radius** Delaware Avenue · Kenmore · NY · 14217-2719 About 1.5 miles away](https://rateapi.dev/credit-unions/new-york/radius) [**One Credit Union of NY** VA Medical Center · Buffalo · NY · 14215-1129 About 2.1 miles away](https://rateapi.dev/credit-unions/new-york/one-credit-union-of-ny) [**The Summit** DELAWARE · BUFFALO · NY · 14216 About 2.2 miles away](https://rateapi.dev/credit-unions/new-york/the-summit) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Kenmore N. Y. Teachers Credit Union Membership eligibility from Kenmore N. Y. Teachers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Kenmore N. Y. Teachers Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Kenmore Town of Tonawanda School District, KTFCU, St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School, Covenant Academy, St. Paul's, BOCES, Kenmore Teachers Federal Credit Union Verified from [Kenmore N. Y. Teachers Credit Union's membership page](https://kenteachfcu.com/membership) . Final membership determination is always made by the credit union. ## Membership rules for Kenmore N. Y. Teachers Credit Union Employers 12 · Family 5 17 published paths to membership, last verified August 27, 2026, quoted from Kenmore N. Y. Teachers Credit Union’s own published criteria. ### Employers 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Kenmore Town of Tonawanda School District “Employees of Kenmore Town of Tonawanda School District - Any employee of the District with an employee ID, including substitutes, part-time employees or retirees as well as District affiliates like BOCES.” > [source ↗](https://kenteachfcu.com/membership) - Employee of Kenmore Town of Tonawanda School District - Employee of KTFCU “Employees of the KTFCU - Current employees of the credit union.” > [source ↗](https://kenteachfcu.com/membership) - Employee of KTFCU - Employee of St. John the Baptist “Employees of St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School and former employees of Covenant Academy and St. Paul's.” > [source ↗](https://kenteachfcu.com/membership) - Employee of St. John the Baptist - Employee of St. Andrew's Country Day School “Employees of St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School and former employees of Covenant Academy and St. Paul's.” > [source ↗](https://kenteachfcu.com/membership) - Employee of St. Andrew's Country Day School - Employee of Cardinal O'Hara High School “Employees of St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School and former employees of Covenant Academy and St. Paul's.” > [source ↗](https://kenteachfcu.com/membership) - Employee of Cardinal O'Hara High School - Retired employee of Kenmore Town of Tonawanda School District “Retirees of the District - Persons retired as a pensioner or annuitant of the District and spouses of persons who died while in the field of membership.” > [source ↗](https://kenteachfcu.com/membership) - Retiree of Kenmore Town of Tonawanda School District - Retired employee of Covenant Academy “Employees of St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School and former employees of Covenant Academy and St. Paul's.” > [source ↗](https://kenteachfcu.com/membership) - Retiree of Covenant Academy - Retired employee of St. Paul's “Employees of St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School and former employees of Covenant Academy and St. Paul's.” > [source ↗](https://kenteachfcu.com/membership) - Retiree of St. Paul's - Employee of Erie I BOCES “Employees of Kenmore Town of Tonawanda School District - Any employee of the District with an employee ID, including substitutes, part-time employees or retirees as well as District affiliates like BOCES.” > [source ↗](https://kenteachfcu.com/membership) - Employee of Erie I BOCES - Employee of Federal “Employees of the KTFCU - Current employees of the credit union.” > [source ↗](https://kenteachfcu.com/membership) - Employee of Federal - Former employee of Covenant Academy “Employees of St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School and former employees of Covenant Academy and St. Paul's.” > [source ↗](https://kenteachfcu.com/membership) - Former employee of Covenant Academy - Former employee of St. Paul's “Employees of St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School and former employees of Covenant Academy and St. Paul's.” > [source ↗](https://kenteachfcu.com/membership) - Former employee of St. Paul's ### Family 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, sibling, step-family, adopted family, grandparent “Immediate Family - These include spouses, siblings, step-family, adopted family and grandparents.” > [source ↗](https://kenteachfcu.com/membership) - Family member (spouse, sibling, step-family, adopted family, grandparent) of a member - Family of a member household member “Household Members - Is defined as persons living in the same residence of an Employee or Immediate Family member maintaining a single economic unit.” > [source ↗](https://kenteachfcu.com/membership) - Family member (household member) of a member - Family of a member in-law, aunt, uncle, cousin “Extended Family Members - If an immediate family member joins, your in-laws, aunts, uncles, cousins, etc. are also eligible for membership.” > [source ↗](https://kenteachfcu.com/membership) - Family member (in-law, aunt, uncle, cousin) of a member - Family Of Deceased surviving spouse “Retirees of the District - Persons retired as a pensioner or annuitant of the District and spouses of persons who died while in the field of membership.” > [source ↗](https://kenteachfcu.com/membership) - Family member (surviving spouse) of a deceased eligible person - Family of a member in-laws, aunts, uncles, cousins “Extended Family Members - If an immediate family member joins, your in-laws, aunts, uncles, cousins, etc. are also eligible for membership.” > [source ↗](https://kenteachfcu.com/membership) - Family member (in-laws, aunts, uncles, cousins) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Kenmore N. Y. Teachers Credit Union? Yes No ## Work at Kenmore N. Y. Teachers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kenmore N. Y. Teachers Credit Union ranks against New York peers. - See which AI assistants fetched Kenmore N. Y. Teachers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kenmore-n-y-teachers&state=new-york&code=NY&name=Kenmore%20N.%20Y.%20Teachers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Kenmore N. Y. Teachers Credit Union offer? Kenmore N. Y. Teachers Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Kenmore N. Y. Teachers Credit Union rates updated? RateAPI verifies Kenmore N. Y. Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Kenmore N. Y. Teachers Credit Union's rate data? Rate data is collected directly from Kenmore N. Y. Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Kenmore N. Y. Teachers Credit Union? Kenmore N. Y. Teachers Credit Union publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 12 employers for Kenmore N. Y. Teachers Credit Union, each quoted from Kenmore N. Y. Teachers Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Kenmore N. Y. Teachers Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://kenteachfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Kenmore N. Y. Teachers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Kenmore N. Y. Teachers Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /kenmore-n-y-teachers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Kenmore N. Y. Teachers Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/kenmore-n-y-teachers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp