Hudson Valley Credit Union
Verified rate book
Current Hudson Valley Credit Union rates
10 published offers verified as of July 26, 2026.
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 3.250% APR | 3.250% | — | Standard |
| Pledge of Savings Loanpersonal | 3.520% APR | 3.520% | — | Standard |
| Pledge of Certificate Account Loanpersonal | 3.700% APR | 3.700% | — | Standard |
| Solar Panel Loan (180 Month)personal | 9.000% APR | 9.000% | — | Standard |
| Readi-Cash Unsecured Line of Creditploc_variable | 13.490% APR | 13.490% | — | Standard |
| Personal Assistance Loan Plus (PAL Plus)personal | 24.000% APR | 24.000% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 14.750% APR | 14.750% | — | Standard |
| Visa Platinum Rewardscredit_card_rewards | 15.750% APR | 15.750% | — | Standard |
| Visa Signaturecredit_card_platinum | 15.750% APR | 15.750% | — | Standard |
| Visa Platinum Cash Rewardscredit_card_cash_back | 16.750% APR | 16.750% | — | Standard |
Personal loan rates from 3.25% APR. Credit card rates from 14.75% APR.
Source: RateAPI.dev, verified from Hudson Valley Credit Union's official website
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About Hudson Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 393.7K
- Assets
- $8.1B
- Founded
- 1963
- Locations reported
- 43
- NCUA charter
- 24984
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Hudson Valley Credit Union
Membership eligibility from Hudson Valley Credit Union's own published criteria. How we verify this.
Membership criteria are published on Hudson Valley Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationAlbany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Sullivan, Ulster, Westchester
Cost to join: About $0.01.
Verified from Hudson Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Hudson Valley Credit Union?
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Frequently Asked Questions
What rates does Hudson Valley Credit Union offer?
Hudson Valley Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified July 26, 2026 directly from the credit union's official website.
How often are Hudson Valley Credit Union rates updated?
RateAPI verifies Hudson Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 26, 2026.
Where does RateAPI get Hudson Valley Credit Union's rate data?
Rate data is collected directly from Hudson Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Hudson Valley Credit Union's personal loan rate?
As of July 26, 2026, Hudson Valley Credit Union offers personal loans from 3.25% APR.
Related Rate Data
Compare Hudson Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Hudson Valley Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Hudson Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/hudson-valley" \
-H "Authorization: Bearer YOUR_API_KEY"