--- title: "Greater Metro Credit Union Rates - New York" description: "Current auto loan, credit card, and savings & cd rates from Greater Metro Credit Union in New York. Updated daily with source verification. See who can join Greater Metro Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/greater-metro" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Greater Metro Credit Union Rates - New York ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New & Used Auto Loan** auto_any | — APR | 4.750% | any | Standard | Greater Metro Credit Union auto & vehicle rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 10.490% | — | Standard | Greater Metro Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Certificate** cd_36mo | — APY | 4.75% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.85% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.99% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 5.49% | 72 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 5.75% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 5.85% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 5.99% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 6.99% | 72 mo | Standard | | **Highest Share Rate: +3.00%** other | — APY | 3.25% | — | Standard | Greater Metro Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Prime + 4.50%** other | — % | 11.500% | — | Standard | Greater Metro Credit Union other rates as of November 12, 2026 Greater Metro Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/greater-metro) , verified from [Greater Metro Credit Union's official website](http://www.greatermetrofcu.org) Loading branch locator… ## About Greater Metro Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.7K Assets $77.9M Founded 1970 Locations reported 3 NCUA charter 20382 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**United Nations** UNFCU Headquarters · Long Island City · NY · 11101 About 0.2 miles away](https://rateapi.dev/credit-unions/new-york/united-nations) [**Urban Upbound** Branch · Long Island City · NY · 11101 About 0.6 miles away](https://rateapi.dev/credit-unions/new-york/urban-upbound) [**Fourleaf** Sunnyside · Sunnyside · NY · 11104-1604 About 1.2 miles away](https://rateapi.dev/credit-unions/new-york/fourleaf) [**Polish & Slavic** Greenpoint Branch · Brooklyn · NY · 11222 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/polish-slavic) [**Generations United** Headquarters · New York · NY · 10170-0033 About 1.9 miles away](https://rateapi.dev/credit-unions/new-york/generations-united) [**NY Firefighters Bravest** MANHATTAN BRANCH · NEW YORK · NY · 10010-4628 About 2.3 miles away](https://rateapi.dev/credit-unions/new-york/ny-firefighters-bravest) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Greater Metro Credit Union Membership eligibility from Greater Metro Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Greater Metro Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer IBM Corporation, The Veteran’s Administration Hospital in Manhattan, The Interchurch Center, 475 Riverside Drive, Visiting Nurse Service, Fedcap Rehabilitation Services, The Population Council, General Theological Seminary Verified from [Greater Metro Credit Union's membership page](https://www.greatermetrofcu.org/services/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Greater Metro Credit Union Employers 16 · Family 5 21 published paths to membership, last verified November 8, 2026, quoted from Greater Metro Credit Union’s own published criteria. ### Employers 16 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of IBM Corporation “IBM Corporation” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Employee of IBM Corporation - Employee of The Interchurch Center, 475 Riverside Drive “The Interchurch Center, 475 Riverside Drive” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Employee of The Interchurch Center, 475 Riverside Drive - Employee of Visiting Nurse Service “Visiting Nurse Service” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Employee of Visiting Nurse Service - Employee of Fedcap Rehabilitation Services “Fedcap Rehabilitation Services” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Employee of Fedcap Rehabilitation Services - Employee of The Population Council “The Population Council” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Employee of The Population Council - Employee of General Theological Seminary “General Theological Seminary” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Employee of General Theological Seminary - Employee of Greater Metro Federal Credit Union “employees of this credit union” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Employee of Greater Metro Federal Credit Union - Employee of The Veteran’s Administration Hospital in Manhattan “The Veteran’s Administration Hospital in Manhattan” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Employee of The Veteran’s Administration Hospital in Manhattan - Retired employee of IBM Corporation “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Retiree of IBM Corporation - Retired employee of The Veteran’s Administration Hospital in Manhattan “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Retiree of The Veteran’s Administration Hospital in Manhattan - Retired employee of The Interchurch Center, 475 Riverside Drive “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Retiree of The Interchurch Center, 475 Riverside Drive - Retired employee of Visiting Nurse Service “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Retiree of Visiting Nurse Service - Retired employee of Fedcap Rehabilitation Services “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Retiree of Fedcap Rehabilitation Services - Retired employee of The Population Council “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Retiree of The Population Council - Retired employee of General Theological Seminary “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Retiree of General Theological Seminary - Retired employee of Greater Metro Federal Credit Union “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Retiree of Greater Metro Federal Credit Union ### Family 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member household member “Also, household members sharing living expenses with a member are eligible to join.” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Family member (household member) of a member - Family of a member spouse, child, parent, sibling, grandparent, grandchild “If you are a credit union member, your immediate family may also join. (Immediate family includes the spouse, children, parents, brothers, sisters, grandparents, and grandchildren.)” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Family member (spouse, child, parent, sibling, grandparent, grandchild) of a member - Family Of Deceased surviving spouse “Membership is also open to spouses of deceased credit union members” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Family member (surviving spouse) of a deceased eligible person - Family Of Qualified Greater Metro Federal Credit Union “any family member of an existing employee of Greater Metro Federal Credit Union” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Family member (family) of an employee of Greater Metro Federal Credit Union - Family of a member immediate family “members of their immediate families or households” > [source ↗](https://www.greatermetrofcu.org/services/membership/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Greater Metro Credit Union? Yes No ## Work at Greater Metro Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Greater Metro Credit Union ranks against New York peers. - See which AI assistants fetched Greater Metro Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=greater-metro&state=new-york&code=NY&name=Greater%20Metro%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Greater Metro Credit Union offer? Greater Metro Credit Union currently offers Auto loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Greater Metro Credit Union rates updated? RateAPI verifies Greater Metro Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Greater Metro Credit Union's rate data? Rate data is collected directly from Greater Metro Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Greater Metro Credit Union? Greater Metro Credit Union publishes its membership criteria on its own website. RateAPI tracks 21 published membership paths covering 16 employers for Greater Metro Credit Union, each quoted from Greater Metro Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Greater Metro Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://www.greatermetrofcu.org) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Greater Metro Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Greater Metro Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /greater-metro " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Greater Metro Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/greater-metro Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp