Genesee Co-Op Credit Union

Rochester, New York
Last verified: August 3, 2026
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Verified rate book

Current Genesee Co-Op Credit Union rates

7 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

7 offers
Genesee Co-Op Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
VA 30 Year Fixed - Conforming30 year fixed6.410% APR6.250%—Standard
FHA 30-Year Fixed - Conforming30 year fixed6.694% APR6.000%—Standard
30-Year Fixed30 year fixed6.789% APR6.625%—Standard
Jumbo 30-Year Fixed30 year fixed7.100% APR7.000%—Standard
15-Year Fixed15 year fixed6.515% APR6.250%—Standard
Jumbo 15-Year Fixed15 year fixed7.413% APR7.250%—Standard
20-Year Fixed20 year fixed6.714% APR6.500%—Standard

As of August 3, 2026, Genesee Co-Op Credit Union offers a 30-year fixed mortgage at 6.41% APR.

Source: RateAPI.dev, verified from Genesee Co-Op Credit Union's official website

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About Genesee Co-Op Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.5K
Assets
$47.8M
Founded
1981
Locations reported
1
NCUA charter
23848
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AdvantageMt Hope · Rochester · NY · 14620Branch in the same ZIPEslESL FCU · Rochester · NY · 14604About 2.0 miles awayRochester & Monroe Co EmpSister Cities · Rochester · NY · 14614-1211About 2.1 miles awayThe SummitBRIGHTON · ROCHESTER · NY · 14618About 2.7 miles awayEver $ GreenMain Office · Rochester · NY · 14623About 3.4 miles awayFamily First of NYHenrietta Branch · Rochester · NY · 14623About 3.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Genesee Co-Op Credit Union

Membership eligibility from Genesee Co-Op Credit Union's own published criteria. How we verify this.

Membership criteria are published on Genesee Co-Op Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Genesee Co-Op Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Genesee Co-Op Credit Union offer?

Genesee Co-Op Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Genesee Co-Op Credit Union rates updated?

RateAPI verifies Genesee Co-Op Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Genesee Co-Op Credit Union's rate data?

Rate data is collected directly from Genesee Co-Op Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Genesee Co-Op Credit Union's mortgage rate?

As of August 3, 2026, Genesee Co-Op Credit Union offers a 30-year fixed mortgage at 6.41% APR.

Related Rate Data

Compare Genesee Co-Op Credit Union's rates against national credit-union benchmarks.

More New York credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for Genesee Co-Op Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/genesee-co-op" \
  -H "Authorization: Bearer YOUR_API_KEY"
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