--- title: "Generations United Credit Union Rates - New York" description: "Current credit card, and savings & cd rates from Generations United Credit Union in New York. Updated daily with source verification. See who can join Generations United Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/generations-united" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Generations United Credit Union Rates - New York ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 11.000% | — | Standard | Generations United Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Member Checking** checking | — APY | 1.00% | — | Standard | | **Business Checking** checking | — APY | 1.50% | — | Eligibility restricted | | **Member Savings** savings | — APY | 2.50% | — | Standard | | **Certificate** cd | — APY | 3.25% | — | Standard | | **Business Money Market** money_market | — APY | 3.50% | — | Eligibility restricted | | **7-Month Certificate** cd_7mo | — APY | 4.00% | 7 mo | Standard | Generations United Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Loan** other | — % | 7.250% | — | Standard | Generations United Credit Union other rates as of November 12, 2026 Generations United Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/generations-united) , verified from [Generations United Credit Union's official website](https://gufcu.org/) Loading branch locator… ## About Generations United Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 264 Assets $6.9M Founded 2023 Locations reported 1 NCUA charter 24947 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**United Nations** UN General Assembly Building · New York · NY · 10017 About 0.2 miles away](https://rateapi.dev/credit-unions/new-york/united-nations) [**Fox** NY Office · New York · NY · 10036 About 0.5 miles away](https://rateapi.dev/credit-unions/california/fox) [**Actors** Actors FCU - main office · New York · NY · 10036-2508 About 0.6 miles away](https://rateapi.dev/credit-unions/new-york/actors) [**I Am** Corporate Office · New York · NY · 10018-6708 About 0.7 miles away](https://rateapi.dev/credit-unions/new-york/i-am) [**New York Times Employees** Main Office · New York · NY · 10018-1618 About 0.8 miles away](https://rateapi.dev/credit-unions/new-york/new-york-times-employees) [**Mid-State** 1199 SEIU FCU · New York · NY · 10036 About 0.8 miles away](https://rateapi.dev/credit-unions/new-jersey/mid-state) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Generations United Credit Union Membership eligibility from Generations United Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Generations United Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer United Church of Christ, Eligibility checkbox - Association United Church of Christ Verified from [Generations United Credit Union's membership page](https://gufcu.org/who-can-join/) . Final membership determination is always made by the credit union. ## Membership rules for Generations United Credit Union Employers 3 · Associations · Family 2 6 published paths to membership, last verified August 21, 2026, quoted from Generations United Credit Union’s own published criteria. ### Employers 3 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of United Church of Christ (as written on the source page) “An employee of the United Church of Christ.” > [source ↗](https://gufcu.org/who-can-join/) - Employee of United Church of Christ - Employee of Generations United Federal Credit Union “An employee or volunteer of the credit union” > [source ↗](https://gufcu.org/who-can-join/) - Employee of Generations United Federal Credit Union - Employee of Eligibility checkbox (as written on the source page) “Eligibility checkbox” > [source ↗](https://forms.joinmycu.com/mop/377/mop3-v2/eligibility) - Employee of Eligibility checkbox ### Associations 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of United Church of Christ “A member of the United Church of Christ.” > [source ↗](https://gufcu.org/who-can-join/) - Member of United Church of Christ ### Family 2 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “A spouse of person who died while within the field of membership of this credit union.” > [source ↗](https://gufcu.org/who-can-join/) - Family member (spouse) of a member - Family of a member immediate family, household member “A member of the immediate family or household participating in the credit union.” > [source ↗](https://gufcu.org/who-can-join/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Generations United Credit Union? Yes No ## Work at Generations United Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Generations United Credit Union ranks against New York peers. - See which AI assistants fetched Generations United Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=generations-united&state=new-york&code=NY&name=Generations%20United%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Generations United Credit Union offer? Generations United Credit Union currently offers credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Generations United Credit Union rates updated? RateAPI verifies Generations United Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Generations United Credit Union's rate data? Rate data is collected directly from Generations United Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Generations United Credit Union? Generations United Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 3 employers and 1 association for Generations United Credit Union, each quoted from Generations United Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Generations United Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://gufcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Generations United Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Generations United Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /generations-united " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Generations United Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/generations-united Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp