--- title: "Family First of NY Credit Union Rates - New York" description: "Current mortgage, vehicle loan, heloc, personal loan, and savings & cd rates from Family First of NY Credit Union in New York. Updated daily with source verification. See who can join Family First of NY Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/family-first-of-ny" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Family First of NY Credit Union Rates - New York ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Up to 90%** other | — APR | 6.490% | — | Standard | | **Pool and Hardscape Loans^** other | — APR | 6.990% | — | Standard | Family First of NY Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Auto Loan (2025 and Newer)** auto_any_60mo | — APR | 5.050% | 60 mo | Standard | | **60-Month Auto Loan (2024)** auto_any_60mo | — APR | 5.150% | 60 mo | Standard | | **60-Month Auto Loan (2023)** auto_any_60mo | — APR | 5.150% | 60 mo | Standard | | **60-Month Auto Loan (2022)** auto_any_60mo | — APR | 5.250% | 60 mo | Standard | | **New Boats, RV, Motorhomes** boat_new_60mo | — APR | 6.650% | 60 mo · new | Standard | | **60-Month Auto Loan (2021)** auto_any_60mo | — APR | 7.150% | 60 mo | Standard | | **Used Boats, RV, Motorhomes** boat_used_60mo | — APR | 7.200% | 60 mo · used | Standard | | **60-Month Auto Loan (2020)** auto_any_60mo | — APR | 7.550% | 60 mo | Standard | | **60-Month Auto Loan (2018–2019)** auto_any_60mo | — APR | 7.800% | 60 mo | Standard | | **48-Month Auto Loan (2016–2017)** auto_any_48mo | — APR | 8.000% | 48 mo | Standard | Family First of NY Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.490% | — | Standard | Family First of NY Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 6.990% | 12 mo | Standard | | **Home Improvement - Secured** personal_secured_60mo | — APR | 7.500% | 60 mo | Standard | | **36-Month Debt Consolidation Loan** personal_unsecured_36mo | — APR | 9.240% | 36 mo | Standard | | **MoneyLine (Line of Credit)** ploc_variable | — APR | 15.900% | — | Standard | Family First of NY Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **First Checking Plus****** checking | — APY | 0.03% | — | Standard | | **Debit Reward$ Checking**** checking | — APY | 0.05% | — | Standard | | **Tier 1** savings | — APY | 0.10% | — | Standard | | **Tier 2** savings | — APY | 0.15% | — | Standard | | **Tier 3** savings | — APY | 0.25% | — | Standard | | **Pinnacle Checking** checking | — APY | 1.00% | — | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 2.55% | 60 mo | Standard | | **Jumbo 60 Months** cd_60mo | — APY | 2.70% | 60 mo | Standard | | **Youth 12 Months** cd_12mo | — APY | 4.10% | 12 mo | Eligibility restricted | | **5 Month New Money Special** cd_5mo | — APY | 4.25% | 5 mo | Standard | | **Jumbo 5 Month New Money Special** cd_5mo | — APY | 4.40% | 5 mo | Standard | | **Companion Savings** savings | — APY | 5.00% | — | Standard | Family First of NY Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Misc. Secured** other | — % | 8.150% | — | Standard | Family First of NY Credit Union other rates as of November 12, 2026 Family First of NY Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/family-first-of-ny) , verified from [Family First of NY Credit Union's official website](https://home.familyfirstny.com/) Loading branch locator… ## About Family First of NY Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 15.4K Assets $340.2M Founded 1969 Locations reported 5 NCUA charter 19304 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Advantage** Penfield · Rochester · NY · 14625 About 0.3 miles away](https://rateapi.dev/credit-unions/new-york/advantage) [**Le Roy** Cocc · Rochester · NY · 14625 About 2.0 miles away](https://rateapi.dev/credit-unions/new-york/le-roy) [**Esl** Merchants · Rochester · NY · 14609 About 2.2 miles away](https://rateapi.dev/credit-unions/new-york/esl) [**The Summit** City of Rochester · Rochester · NY · 14609 About 2.3 miles away](https://rateapi.dev/credit-unions/new-york/the-summit) [**Visions** Rochester · Rochester · NY · 14609 About 3.9 miles away](https://rateapi.dev/credit-unions/new-york/visions) [**Rochester & Monroe Co Emp** Main Office · Rochester · NY · 14609-6135 About 4.0 miles away](https://rateapi.dev/credit-unions/new-york/rochester-monroe-co-emp) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Family First of NY Credit Union Membership eligibility from Family First of NY Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Family First of NY Credit Union's website. Check the membership page below to confirm whether you qualify. - Location genesee, livingston, monroe, orleans — NY Verified from [Family First of NY Credit Union's membership page](https://home.familyfirstny.com/join/) . Final membership determination is always made by the credit union. ## Membership rules for Family First of NY Credit Union Geography 4 counties · Family 8 published paths to membership, last verified August 21, 2026, quoted from Family First of NY Credit Union’s own published criteria. ### Geography 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Genesee County, NY - Livingston County, NY - Macedon, NY - Monroe County, NY - Ontario, NY - Orleans County, NY - Walworth, NY “Live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in the New York counties of Genesee, Livingston, Monroe, and Orleans or the towns of Macedon, Walworth, or Ontario in Wayne County, New York.” > [source ↗](https://home.familyfirstny.com/join/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild “The immediate family member (spouse, child, sibling, parent, grandparent or grandchild, including step and adoptive relationships of each) of eligible members from #1.” > [source ↗](https://home.familyfirstny.com/join/) - Family member (spouse, child, sibling, parent, grandparent, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Family First of NY Credit Union? Yes No ## Work at Family First of NY Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Family First of NY Credit Union ranks against New York peers. - See which AI assistants fetched Family First of NY Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=family-first-of-ny&state=new-york&code=NY&name=Family%20First%20of%20NY%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Family First of NY Credit Union offer? Family First of NY Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Family First of NY Credit Union rates updated? RateAPI verifies Family First of NY Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Family First of NY Credit Union's rate data? Rate data is collected directly from Family First of NY Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Family First of NY Credit Union? Family First of NY Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 4 counties for Family First of NY Credit Union, each quoted from Family First of NY Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Family First of NY Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York mortgage rate leaders](https://rateapi.dev/mortgage-rates/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York HELOC rate leaders](https://rateapi.dev/heloc-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://home.familyfirstny.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Family First of NY Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Family First of NY Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /family-first-of-ny " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Family First of NY Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/family-first-of-ny Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp