--- title: "Erie County Employees Credit Union Rates - New York" description: "Current vehicle loan, and personal loan rates from Erie County Employees Credit Union in New York. Updated daily with source verification. See who can join Erie County Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/erie-county-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Erie County Employees Credit Union Rates - New York ### Auto & vehicle rates 29 offers | Product | Published | Rate | Term / condition | Status | | **24-Month New Auto Loan** auto_new_24mo | — APR | 3.990% | 24 mo · new | Standard | | **36-Month New Auto Loan** auto_new_36mo | — APR | 3.990% | 36 mo · new | Standard | | **48-Month New Auto Loan** auto_new_48mo | — APR | 3.990% | 48 mo · new | Standard | | **60-Month New Auto Loan** auto_new_60mo | — APR | 3.990% | 60 mo · new | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 4.500% | 72 mo · new | Standard | | **48-Month Used Auto Loan** auto_used_48mo | — APR | 4.750% | 48 mo · used | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 4.750% | 60 mo · used | Standard | | **24-Month Used Auto Loan** auto_used_24mo | — APR | 4.750% | 24 mo · used | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 4.750% | 36 mo · used | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 5.000% | 72 mo · used | Standard | | **New Motorcycle, Boat, and RV loans (48 months)** motorcycle_new_48mo | — APR | 5.250% | 48 mo · new | Standard | | **New Motorcycle, Boat, and RV loans (24 months)** motorcycle_new_24mo | — APR | 5.250% | 24 mo · new | Standard | | **New Motorcycle, Boat, and RV loans (36 months)** motorcycle_new_36mo | — APR | 5.250% | 36 mo · new | Standard | | **New Motorcycle, Boat, and RV loans (60 months)** motorcycle_new_60mo | — APR | 5.250% | 60 mo · new | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **Used Motorcycle, Boat, and RV loans (36 months)** motorcycle_used_36mo | — APR | 5.750% | 36 mo · used | Standard | | **Used Motorcycle, Boat, and RV loans (60 months)** motorcycle_used_60mo | — APR | 5.750% | 60 mo · used | Standard | | **Used Motorcycle, Boat, and RV loans (48 months)** motorcycle_used_48mo | — APR | 5.750% | 48 mo · used | Standard | | **Used Motorcycle, Boat, and RV loans (24 months)** motorcycle_used_24mo | — APR | 5.750% | 24 mo · used | Standard | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 6.000% | 84 mo · used | Standard | | **New Motorcycle, Boat, and RV loans (72 months)** motorcycle_new_72mo | — APR | 6.250% | 72 mo · new | Standard | | **Used Motorcycle, Boat, and RV loans (72 months)** motorcycle_used_72mo | — APR | 6.250% | 72 mo · used | Standard | | **96-Month New Auto Loan** auto_new_96mo | — APR | 6.500% | 96 mo · new | Standard | | **96-Month Used Auto Loan** auto_used_96mo | — APR | 7.000% | 96 mo · used | Standard | | **New Motorcycle, Boat, and RV loans (84 months)** motorcycle_new_84mo | — APR | 7.990% | 84 mo · new | Standard | | **New Motorcycle, Boat, and RV loans (96 months)** motorcycle_new_96mo | — APR | 8.990% | 96 mo · new | Standard | | **New Motorcycle, Boat, and RV loans (108 & 120 months)** motorcycle_new_120mo | — APR | 10.990% | 120 mo · new | Standard | | **Used Motorcycle, Boat, and RV loans (84 months)** motorcycle_used_84mo | — APR | 11.000% | 84 mo · used | Standard | | **Used Motorcycle, Boat, and RV loans (96 months)** motorcycle_used_96mo | — APR | 12.000% | 96 mo · used | Standard | Erie County Employees Credit Union auto & vehicle rates as of November 5, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Personal loans (6-12 months)** personal_unsecured_12mo | — APR | 7.000% | 12 mo | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 8.000% | 24 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 8.750% | 36 mo | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 9.000% | 48 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 9.750% | 60 mo | Standard | Erie County Employees Credit Union personal loan rates as of November 5, 2026 Erie County Employees Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/erie-county-employees) , verified from [Erie County Employees Credit Union's official website](http://eriecountycreditunion.net/) Loading branch locator… ## About Erie County Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.9K Assets $32.3M Founded 1940 Locations reported 2 NCUA charter 62923 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Buffalo Metropolitan** Main-62 S Elmwood Ave Buffalo, NY 14202-2609 · Buffalo · NY · 14202-2609 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-york/buffalo-metropolitan) [**Great Erie** Downtown Office · Buffalo · NY · 14202 About 0.5 miles away](https://rateapi.dev/credit-unions/new-york/great-erie) [**Broadview** Buffalo · Buffalo · NY · 14202 About 0.6 miles away](https://rateapi.dev/credit-unions/new-york/broadview) [**Morton Lane** ROSWELL PARK · Buffalo · NY · 14263-0001 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/morton-lane) [**Kaleida Health** Buffalo General Office · Buffalo · NY · 14203-1126 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/kaleida-health) [**Ukrainian** Buffalo Branch · Buffalo · NY · 14204 About 1.5 miles away](https://rateapi.dev/credit-unions/new-york/ukrainian) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Erie County Employees Credit Union Membership eligibility from Erie County Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Erie County Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Erie County, NYS Court Administration of Erie County, Abstract Title and Mortgage Corp, Bar Association of Erie County - Association Bar Association of Erie County Verified from [Erie County Employees Credit Union's membership page](http://eriecountycreditunion.net/about.php) . Final membership determination is always made by the credit union. ## Membership rules for Erie County Employees Credit Union Employers 3 · Associations · Family 5 published paths to membership, last verified August 21, 2026, quoted from Erie County Employees Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Erie County “Our field of membership has expanded to include not only all Erie County Employees” > [source ↗](http://eriecountycreditunion.net/about.php) - Employee of Erie County - Employee of NYS Court Administration of Erie County “NYS Court Administration of Erie County” > [source ↗](http://eriecountycreditunion.net/about.php) - Employee of NYS Court Administration of Erie County - Employee of Abstract Title and Mortgage Corp “any employee or association of such employee of any Abstract Title and Mortgage Corp located in Buffalo” > [source ↗](http://eriecountycreditunion.net/about.php) - Employee of Abstract Title and Mortgage Corp ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Bar Association of Erie County “the Bar Association of Erie County and its staff” > [source ↗](http://eriecountycreditunion.net/about.php) - Member of Bar Association of Erie County ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member parent, spouse, partner, brother, sister, half sibling, child, stepchild, grandparent, grandchild, great grandchild, parent-in-law, brother-in-law, sister-in-law, son-in-law, daughter-in-law, foster child, step-parent, great grandparents, cousins, household member “Also, newly added memberships can include any parent, spouse, partner, brother, sister, half sibling, child, stepchild, grandparent, grandchild, great grandchild, parent-in-law, brother-in-law, sister-in-law, son-in-law, daughter-in-law, foster child, step-parent, great grandparents, cousins or any…” > [source ↗](http://eriecountycreditunion.net/about.php) - Family member (parent, spouse, partner, brother, sister, half sibling, child, stepchild, grandparent, grandchild, great grandchild, parent-in-law, brother-in-law, sister-in-law, son-in-law, daughter-in-law, foster child, step-parent, great grandparents, cousins, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Erie County Employees Credit Union? Yes No ## Work at Erie County Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Erie County Employees Credit Union ranks against New York peers. - See which AI assistants fetched Erie County Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=erie-county-employees&state=new-york&code=NY&name=Erie%20County%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Erie County Employees Credit Union offer? Erie County Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 5, 2026 directly from the credit union's official website. ### How often are Erie County Employees Credit Union rates updated? RateAPI verifies Erie County Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 5, 2026. ### Where does RateAPI get Erie County Employees Credit Union's rate data? Rate data is collected directly from Erie County Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Erie County Employees Credit Union? Erie County Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 3 employers and 1 association for Erie County Employees Credit Union, each quoted from Erie County Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Erie County Employees Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://eriecountycreditunion.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Erie County Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Erie County Employees Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /erie-county-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Erie County Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/erie-county-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp