--- title: "Consumers Credit Union Rates - New York" description: "Current mortgage, auto loan, personal loan, and savings & cd rates from Consumers Credit Union in New York. Updated daily with source verification. See who can join Consumers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/consumers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Consumers Credit Union Rates - New York ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **ARM** arm | — APR | 6.480% | — | Standard | | **Mortgage Fixed** other | — APR | 6.870% | — | Standard | Consumers Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 5.530% | new | Standard | | **Used Auto Loan** auto_used | — APR | 6.000% | used | Standard | | **Auto, Machinery and Equipment** auto_any_180mo | — APR | 8.450% | 180 mo | Standard | | **Mitchell-Lama Co-op Equity** auto | — APR | 8.990% | — | Standard | Consumers Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Loan** personal | — APR | 9.990% | — | Standard | Consumers Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **100% of Savings/Certificate** cd | — APY | 1.99% | — | Standard | Consumers Credit Union savings & cd rates as of November 13, 2026 Consumers Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/consumers) , verified from [Consumers Credit Union's official website](https://www.consumersfcu.org/) Loading branch locator… ## About Consumers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.2K Assets $104.2M Founded 1965 Locations reported 2 NCUA charter 16951 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ukrainian National** Brooklyn · Brooklyn · NY · 11223 About 2.1 miles away](https://rateapi.dev/credit-unions/new-york/ukrainian-national) [**Advantage Financial** BROOKLYN VA Medical Center · Brooklyn · NY · 11209-7104 About 3.0 miles away](https://rateapi.dev/credit-unions/district-of-columbia/advantage-financial) [**Polish & Slavic** Boro Park Branch · Brooklyn · NY · 11219 About 3.6 miles away](https://rateapi.dev/credit-unions/new-york/polish-slavic) [**Municipal** MCU - Midwood · Brooklyn · NY · 11210 About 4.4 miles away](https://rateapi.dev/credit-unions/new-york/municipal) [**Lower East Side People's** North Shore branch · Staten Island · NY · 10301-3212 About 6.3 miles away](https://rateapi.dev/credit-unions/new-york/lower-east-side-peoples) [**NYM** NYM FCU · Brooklyn · NY · 11215-3648 About 6.3 miles away](https://rateapi.dev/credit-unions/new-york/nym) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Consumers Credit Union Membership eligibility from Consumers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Consumers Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Consumers Credit Union's membership page](https://www.consumersfcu.org/eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for Consumers Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Consumers Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member family member “Having a Family Member Who is Currently a Member. Did you hear about us from a family member who is currently a member?” > [source ↗](https://www.consumersfcu.org/eligibility/) - Family member (family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Consumers Credit Union? Yes No ## Work at Consumers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Consumers Credit Union ranks against New York peers. - See which AI assistants fetched Consumers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=consumers&state=new-york&code=NY&name=Consumers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Consumers Credit Union offer? Consumers Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Consumers Credit Union rates updated? RateAPI verifies Consumers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Consumers Credit Union's rate data? Rate data is collected directly from Consumers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Consumers Credit Union? Consumers Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Consumers Credit Union, each quoted from Consumers Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Consumers Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York mortgage rate leaders](https://rateapi.dev/mortgage-rates/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.consumersfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Consumers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Consumers Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /consumers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Consumers Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/consumers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp