--- title: "Circuit Credit Union Rates & Who Can Join - New York" description: "Circuit Credit Union is a credit union in New York. Rate data is being verified. See who can join Circuit Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/circuit" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Circuit Credit Union Rates & Who Can Join - New York No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Circuit Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/circuit) , verified from [Circuit Credit Union's official website](https://circuitfcu.com/) Loading branch locator… ## About Circuit Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1K Assets $11.6M Founded 1959 Locations reported 2 NCUA charter 12912 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Crossroads Community** Main - 3031 William Street · Cheektowaga · NY · 14227 About 0.6 miles away](https://rateapi.dev/credit-unions/new-york/crossroads-community) [**Town of Cheektowaga** TOWN OF CHEEKTOWAGA FCU · CHEEKTOWAGA · NY · 14227-1033 About 1.4 miles away](https://rateapi.dev/credit-unions/new-york/town-of-cheektowaga) [**Empower** Cheektowaga · Cheektowaga · NY · 14225-4720 About 1.8 miles away](https://rateapi.dev/credit-unions/new-york/empower) [**One Credit Union of NY** Union Road · Cheektowaga · NY · 14225-5127 About 1.9 miles away](https://rateapi.dev/credit-unions/new-york/one-credit-union-of-ny) [**Empire One** Main Office · Cheektowaga · NY · 14206 About 1.9 miles away](https://rateapi.dev/credit-unions/new-york/empire-one) [**Buffalo Conrail** Buffalo Conrail FCU · Cheektowaga · NY · 14206 About 1.9 miles away](https://rateapi.dev/credit-unions/new-york/buffalo-conrail) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Circuit Credit Union Membership eligibility from Circuit Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Circuit Credit Union's website. Check the membership page below to confirm whether you qualify. - Location NY Verified from [Circuit Credit Union's membership page](https://circuitfcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Circuit Credit Union Geography 1 county 33 published paths to membership, last verified October 11, 2026, quoted from Circuit Credit Union’s own published criteria. ### Geography 9 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified October 11, 2026 - Blasdell, NY - Cheektowaga, NY - Depew, NY - Erie County, NY - Hamburg, NY - Lancaster, NY - Orchard Park, NY - Sloan, NY - West Seneca, NY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Erie County, NY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Circuit Credit Union? Yes No ## Work at Circuit Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Circuit Credit Union ranks against New York peers. - See which AI assistants fetched Circuit Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=circuit&state=new-york&code=NY&name=Circuit%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Circuit Credit Union offer? Circuit Credit Union is a credit union in New York. Rate data is currently being verified. ### How often are Circuit Credit Union rates updated? RateAPI verifies Circuit Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Circuit Credit Union's rate data? Rate data is collected directly from Circuit Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Circuit Credit Union? Circuit Credit Union publishes its membership criteria on its own website. RateAPI tracks 33 published membership paths covering 1 county for Circuit Credit Union, each quoted from Circuit Credit Union's own published membership criteria. ## Related Rate Data Compare Circuit Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://circuitfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Circuit Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Circuit Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /circuit " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Circuit Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/circuit Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp