---
title: "Americu Credit Union Rates &amp; Who Can Join - New York"
description: "Americu Credit Union is a credit union in New York. Rate data is being verified. See who can join Americu Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/new-york/americu"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Americu Credit Union Rates &amp; Who Can Join - New York

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Americu Credit Union is a credit union in New York. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/americu) , verified from [Americu Credit Union's official website](https://www.americu.org/)

Loading branch locator…

## About Americu Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

205.6K

Assets

$3B

Founded

1978

Locations reported

23

NCUA charter

68433

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Access** Rome Office · Rome · NY · 13440 About 0.6 miles away](https://rateapi.dev/credit-unions/new-york/access) [**G.p.o.** GPO Federal Credit Union · Rome · NY · 13440 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/gpo) [**RT** Main Office · Rome · NY · 13440 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/rt) [**Rome** Rome Federal Credit Union · Rome · NY · 13440 About 1.5 miles away](https://rateapi.dev/credit-unions/new-york/rome) [**First Source** First Source Federal Credit Union · Rome · NY · 13440 About 1.6 miles away](https://rateapi.dev/credit-unions/new-york/first-source) [**Mohawk Valley** 9212 River Rd · Marcy · NY · 13403 About 10.7 miles away](https://rateapi.dev/credit-unions/new-york/mohawk-valley)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Americu Credit Union

Membership eligibility from Americu Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Americu Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location Broome, Cayuga, Chenango, Clinton, Cortland, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Montgomery, Lewis, Madison, Oneida, Onondaga, Oswego, Otsego, St. Lawrence, Schoharie, Seneca, Tioga, Tompkins, Wayne

Verified from [Americu Credit Union's membership page](https://www.americu.org/become-a-member/) . Final membership determination is always made by the credit union.

## Work at Americu Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Americu Credit Union ranks against New York peers.

- See which AI assistants fetched Americu Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in New York
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=americu&amp;state=new-york&amp;code=NY&amp;name=Americu%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Americu Credit Union offer?

Americu Credit Union is a credit union in New York. Rate data is currently being verified.

### How often are Americu Credit Union rates updated?

RateAPI verifies Americu Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Americu Credit Union's rate data?

Rate data is collected directly from Americu Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Americu Credit Union?

Americu Credit Union publishes its membership criteria on its own website.

## Related Rate Data

Compare Americu Credit Union's rates against national credit-union benchmarks.

[More New York credit unions](https://rateapi.dev/credit-unions/new-york) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.americu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Americu Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Americu Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york /americu " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Americu Credit Union locations

Search, filter, and browse all 23 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/new-york/americu
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
