--- title: "Alliance Niagara Credit Union Rates - New York" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Alliance Niagara Credit Union in New York. Updated daily with source verification. See who can join Alliance Niagara Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/alliance-niagara" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Alliance Niagara Credit Union Rates - New York ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 3.900% | new | Standard | | **Used Auto Loan** auto_used | — APR | 5.490% | used | Standard | | **120-Month New RV Loan** rv_new_120mo | — APR | 6.500% | 120 mo · new | Standard | | **120-Month Used RV Loan** rv_used_120mo | — APR | 8.500% | 120 mo · used | Standard | Alliance Niagara Credit Union auto & vehicle rates as of November 3, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share Secured (Fixed Rate)** personal_secured | — APR | 2.500% | — | Standard | | **Home Improvement Loan** personal | — APR | 9.750% | — | Standard | | **Signature Loans (Overdraft / Personal)** personal_unsecured | — APR | 12.250% | — | Standard | Alliance Niagara Credit Union personal loan rates as of November 3, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 8.900% | — | Standard | Alliance Niagara Credit Union credit card rates as of November 3, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Christmas Club** savings | — APY | 0.60% | — | Specialty offer | | **Savings** savings | — APY | 0.75% | — | Standard | | **IRA Savers** ira | — APY | 1.25% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.20% | 24 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.69% | 6 mo | Standard | | **Certificates 3** cd | — APY | 3.69% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.78% | 12 mo | Standard | Alliance Niagara Credit Union savings & cd rates as of November 3, 2026 Alliance Niagara Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/alliance-niagara) , verified from [Alliance Niagara Credit Union's official website](https://allianceniagara.com/) Loading branch locator… ## About Alliance Niagara Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.1K Assets $23.1M Founded 1967 Locations reported 1 NCUA charter 18409 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Niagara-Wheatfield** MAIN OFFICE · SANBORN · NY · 14132 About 2.1 miles away](https://rateapi.dev/credit-unions/new-york/niagara-wheatfield) [**Niagara Falls A F** Niagara Falls Air Force FCU · Niagara Falls · NY · 14304-5066 About 3.5 miles away](https://rateapi.dev/credit-unions/new-york/niagara-falls-a-f) [**Greater Niagara** Greater Niagara FCU · NIAGARA FALLS · NY · 14304-1251 About 4.6 miles away](https://rateapi.dev/credit-unions/new-york/greater-niagara) [**Niagara's Choice** Sawyer Drive · Niagara Falls · NY · 14304 About 4.9 miles away](https://rateapi.dev/credit-unions/new-york/niagaras-choice) [**Ontario Shores** Ontario Shores FCU Pendleton · Lockport · NY · 14094 About 5.9 miles away](https://rateapi.dev/credit-unions/new-york/ontario-shores) [**Encompass Niagara** Encompass Niagara Federal Credit Union · Niagara Falls · NY · 14304 About 6.0 miles away](https://rateapi.dev/credit-unions/new-york/encompass-niagara) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Alliance Niagara Credit Union Membership eligibility from Alliance Niagara Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Alliance Niagara Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Alliance Niagara Credit Union's membership page](https://allianceniagara.com/) . Final membership determination is always made by the credit union. ## Work at Alliance Niagara Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alliance Niagara Credit Union ranks against New York peers. - See which AI assistants fetched Alliance Niagara Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=alliance-niagara&state=new-york&code=NY&name=Alliance%20Niagara%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Alliance Niagara Credit Union offer? Alliance Niagara Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 3, 2026 directly from the credit union's official website. ### How often are Alliance Niagara Credit Union rates updated? RateAPI verifies Alliance Niagara Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 3, 2026. ### Where does RateAPI get Alliance Niagara Credit Union's rate data? Rate data is collected directly from Alliance Niagara Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Alliance Niagara Credit Union? Alliance Niagara Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Alliance Niagara Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://allianceniagara.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Alliance Niagara Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Alliance Niagara Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /alliance-niagara " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Alliance Niagara Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/alliance-niagara Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp