--- title: "Zia Credit Union Rates (Nov 2026): CDs to 0.05%" description: "Zia Credit Union rates today: savings & CDs up to 0.05% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Zia Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-mexico/zia" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Zia Credit Union Rates (Nov 2026): CDs to 0.05% ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **VISA - Signature** credit_card_platinum | — APR | 15.240% | — | Standard | | **Rewards** other | — APR | 1.500% | — | Standard | Zia Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Kasasa Saver** savings | 0.05% APY | 0.05% | — | Standard | | **Kasasa Cash** savings | — APY | 3.00% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.88% | 12 mo | Standard | | **Youth Certificate** share_certificate_12mo | 5.00% APY | 4.88% | 12 mo | Eligibility restricted | Zia Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Cash Advances** other | — % | 2.000% | — | Standard | Zia Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 0.05% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-mexico/zia) , verified from [Zia Credit Union's official website](https://www.ziacu.org/) Loading branch locator… ## About Zia Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.2K Assets $273.6M Founded 1955 Locations reported 3 NCUA charter 60467 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Del Norte** White Rock Office · White Rock · NM · 87547 About 6.5 miles away](https://rateapi.dev/credit-unions/new-mexico/del-norte) [**Los Alamos Schools** Los Alamos Schools CU · Los Alamos · NM · 87544 About 7.9 miles away](https://rateapi.dev/credit-unions/new-mexico/los-alamos-schools) [**Guadalupe** Airport Branch · Santa Fe · NM · 87507 About 17.3 miles away](https://rateapi.dev/credit-unions/new-mexico/guadalupe) [**Nusenda** Southside · Santa Fe · NM · 87507 About 17.8 miles away](https://rateapi.dev/credit-unions/new-mexico/nusenda) [**Sandia Area** Santa Fe · Santa Fe · NM · 87507 About 18.0 miles away](https://rateapi.dev/credit-unions/new-mexico/sandia-area) [**State Employees** State Employees CU Cerrillos Road · Santa Fe · NM · 87507 About 18.1 miles away](https://rateapi.dev/credit-unions/new-mexico/state-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Zia Credit Union Membership eligibility from Zia Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Zia Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Zia Credit Union Education Foundation Verified from [Zia Credit Union's membership page](https://www.ziacu.org/about) . Final membership determination is always made by the credit union. ## Membership rules for Zia Credit Union Associations · Family 2 published paths to membership, last verified August 21, 2026, quoted from Zia Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Zia Credit Union Education Foundation “You make a one-time donation of at least $10.00 to the Zia Credit Union Education Foundation” > [source ↗](https://www.ziacu.org/about) - Member of Zia Credit Union Education Foundation ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member relative “You are related to a current ZIA CU member” > [source ↗](https://www.ziacu.org/about) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Zia Credit Union? Yes No ## Work at Zia Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Zia Credit Union ranks against New Mexico peers. - See which AI assistants fetched Zia Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Mexico - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=zia&state=new-mexico&code=NM&name=Zia%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Zia Credit Union offer? Zia Credit Union currently offers credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Zia Credit Union rates updated? RateAPI verifies Zia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Zia Credit Union's rate data? Rate data is collected directly from Zia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Zia Credit Union's best CD rate? As of November 12, 2026, Zia Credit Union offers savings and certificate (CD) yields up to 0.05% APY. ### Who can join Zia Credit Union? Zia Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Zia Credit Union, each quoted from Zia Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Zia Credit Union's rates against national credit-union benchmarks. [More New Mexico credit unions](https://rateapi.dev/credit-unions/new-mexico) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ziacu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Zia Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Mexico credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Zia Credit Union curl "https://api.rateapi.dev/credit-unions/new-mexico /zia " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Zia Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-mexico/zia Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp