White Sands Credit Union

Las Cruces, New Mexico
Last verified: July 22, 2026
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Verified rate book

Current White Sands Credit Union rates

2 published offers verified as of July 22, 2026.

How we verify rates

Personal loan rates

2 offers
White Sands Credit Union personal loan rates as of July 22, 2026
ProductPublishedRateTerm / conditionStatus
Line of Credit - Loyalty Plus & Online Application Discountploc_variable10.400% APR10.400%Introductory offer
Personal Line of Creditploc_variable11.000% APR11.000%Standard

Personal loan rates from 11% APR.

Source: RateAPI.dev, verified from White Sands Credit Union's official website

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About White Sands Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
21.8K
Assets
$414.6M
Founded
1952
Locations reported
4
NCUA charter
7960
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join White Sands Credit Union

Membership eligibility from White Sands Credit Union's own published criteria. How we verify this.

Community charter: live/work in Dona Ana County, Sierra County, El Paso County +1 more

  • LocationDona Ana County, Sierra County, El Paso County, Hudspeth County

Cost to join: About $10.

Verified from White Sands Credit Union's membership page. Final membership determination is always made by the credit union.

Work at White Sands Credit Union?

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Frequently Asked Questions

What rates does White Sands Credit Union offer?

White Sands Credit Union currently offers personal loan rates. The rates shown on this page were last verified July 22, 2026 directly from the credit union's official website.

How often are White Sands Credit Union rates updated?

RateAPI verifies White Sands Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 22, 2026.

Where does RateAPI get White Sands Credit Union's rate data?

Rate data is collected directly from White Sands Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is White Sands Credit Union's personal loan rate?

As of July 22, 2026, White Sands Credit Union offers personal loans from 11% APR.

Related Rate Data

Compare White Sands Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for White Sands Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/white-sands" \
  -H "Authorization: Bearer YOUR_API_KEY"