--- title: "U-1st Community Credit Union Rates (Nov 2026): CDs to 3.03%" description: "U-1st Community Credit Union rates today: savings & CDs up to 3.03% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join U-1st Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-mexico/u-1st-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # U-1st Community Credit Union Rates (Nov 2026): CDs to 3.03% ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Certificate** share_certificate_24mo | 1.28% APY | 1.25% | 24 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 2.78% APY | 2.75% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.03% APY | 3.00% | 12 mo | Standard | U-1st Community Credit Union savings & cd rates as of November 2, 2026 Savings and certificate yields up to 3.03% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-mexico/u-1st-community) , verified from [U-1st Community Credit Union's official website](https://u1stcommfcu.net/) Loading branch locator… ## About U-1st Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 867 Assets $9.5M Founded 1955 Locations reported 2 NCUA charter 10580 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile payments - Financial counseling - Financial education - Credit-builder products - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Financial Security** Financial Security Credit Union South Branch · Carlsbad · NM · 88220 About 12.9 miles away](https://rateapi.dev/credit-unions/new-mexico/financial-security) [**Eddy** Eddy Federal CU South · Carlsbad · NM · 88220 About 13.0 miles away](https://rateapi.dev/credit-unions/new-mexico/eddy) [**Internationalites** Internationalites FCU · Carlsbad · NM · 88220-5109 About 13.7 miles away](https://rateapi.dev/credit-unions/new-mexico/internationalites) [**Artesia** Credit Union Office · Artesia · NM · 88210-2000 About 36.6 miles away](https://rateapi.dev/credit-unions/new-mexico/artesia) [**Otero** South Main Office · Roswell · NM · 88203-1837 About 73.0 miles away](https://rateapi.dev/credit-unions/new-mexico/otero) [**Estacado** BRANCH OFFICE · EUNICE · NM · 88231 About 74.0 miles away](https://rateapi.dev/credit-unions/new-mexico/estacado) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join U-1st Community Credit Union Membership eligibility from U-1st Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on U-1st Community Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [U-1st Community Credit Union's membership page](https://u1stcommfcu.net/about-us/membership/) . Final membership determination is always made by the credit union. ## Membership rules for U-1st Community Credit Union Geography 1 county · Family 2 3 published paths to membership, last verified August 21, 2026, quoted from U-1st Community Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Eddy County, NM “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Eddy County, NM” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “Spouses of persons who died while within the field of membership of this credit union” > [source ↗](https://u1stcommfcu.net/about-us/membership/) - Family member (spouse) of a member - Family of a member immediate family, household member “members of their immediate family or household” > [source ↗](https://u1stcommfcu.net/about-us/membership/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for U-1st Community Credit Union? Yes No ## Work at U-1st Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where U-1st Community Credit Union ranks against New Mexico peers. - See which AI assistants fetched U-1st Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Mexico - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=u-1st-community&state=new-mexico&code=NM&name=U-1st%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does U-1st Community Credit Union offer? U-1st Community Credit Union is a credit union in New Mexico. Rate data is currently being verified. ### How often are U-1st Community Credit Union rates updated? RateAPI verifies U-1st Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 2, 2026. ### Where does RateAPI get U-1st Community Credit Union's rate data? Rate data is collected directly from U-1st Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is U-1st Community Credit Union's best CD rate? As of November 2, 2026, U-1st Community Credit Union offers savings and certificate (CD) yields up to 3.03% APY. ### Who can join U-1st Community Credit Union? U-1st Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county for U-1st Community Credit Union, each quoted from U-1st Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare U-1st Community Credit Union's rates against national credit-union benchmarks. [More New Mexico credit unions](https://rateapi.dev/credit-unions/new-mexico) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://u1stcommfcu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track U-1st Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Mexico credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for U-1st Community Credit Union curl "https://api.rateapi.dev/credit-unions/new-mexico /u-1st-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## U-1st Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-mexico/u-1st-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp