--- title: "Roswell Community Credit Union Rates - New Mexico" description: "Current auto loan, personal loan, and savings & cd rates from Roswell Community Credit Union in New Mexico. Updated daily with source verification. See who can join Roswell Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-mexico/roswell-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Roswell Community Credit Union Rates - New Mexico ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **NEW VEHICLES 2025-2026 NEVER TITLED (0 - 36 Months)** auto_new_36mo | — APR | 5.190% | 36 mo · new | Standard | | **NEW VEHICLES 2025-2026 NEVER TITLED (37 - 48 Months)** auto_new_48mo | — APR | 5.390% | 48 mo · new | Standard | | **NEW VEHICLES 2025-2026 NEVER TITLED (49 - 66 Months)** auto_new_66mo | — APR | 5.590% | 66 mo · new | Standard | | **NEW VEHICLES 2025-2026 NEVER TITLED (67 - 75 Months)** auto_new_75mo | — APR | 5.790% | 75 mo · new | Standard | | **NEW VEHICLES 2025-2026 NEVER TITLED (76 - 84 Months)** auto_new_84mo | — APR | 5.990% | 84 mo · new | Standard | Roswell Community Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **24-Month Signature Loan** personal_unsecured_24mo | — APR | 10.750% | 24 mo | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 11.000% | 36 mo | Standard | | **48-Month Signature Loan** personal_unsecured_48mo | — APR | 11.250% | 48 mo | Standard | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 12.000% | 60 mo | Standard | Roswell Community Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 17 offers | Product | Published | Rate | Term / condition | Status | | **$25.00 - $100.00** savings | — APY | 0.20% | — | Standard | | **$101.00 - $5000.00** savings | — APY | 0.25% | — | Standard | | **$5001.00 - $20,000.00** savings | — APY | 0.25% | — | Standard | | **$20,001.00 - $40,000.00** savings | — APY | 0.35% | — | Standard | | **$40,001.00 And Over** savings | — APY | 0.45% | — | Standard | | **IRA’s ($25.00 - $9,999.99)** ira | — APY | 0.50% | — | Standard | | **Christmas Club Savings**** savings | — APY | 0.50% | — | Specialty offer | | **IRA’s ($10,000.00 - $24,999.99)** ira | — APY | 0.55% | — | Standard | | **IRA’s ($25,000.00 - $49,999.99)** ira | — APY | 0.65% | — | Standard | | **IRA’s ($50,000.00 - $99,999.99)** ira | — APY | 0.75% | — | Standard | | **IRA’s ($100,000.00 and up)** ira | — APY | 0.85% | — | Standard | | **Balance over $2,500.00** savings | — APY | 1.00% | — | Standard | | **3-Month Certificate** cd_3mo | — APY | 2.00% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.50% | 6 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.25% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.35% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.50% | 36 mo | Standard | Roswell Community Credit Union savings & cd rates as of November 12, 2026 Roswell Community Credit Union is a credit union in New Mexico. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-mexico/roswell-community) , verified from [Roswell Community Credit Union's official website](https://roswellcu.org/) Loading branch locator… ## About Roswell Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.6K Assets $50.4M Founded 1953 Locations reported 2 NCUA charter 9093 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Otero** North Main Office · Roswell · NM · 88201-6458 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-mexico/otero) [**The Florist** CORPORATE OFFICE · ROSWELL · NM · 88201-5804 About 17.0 miles away](https://rateapi.dev/credit-unions/new-mexico/the-florist) [**Artesia** Chaves County School Emp CU · Roswell · NM · 88201-5038 About 18.1 miles away](https://rateapi.dev/credit-unions/new-mexico/artesia) [**Chaves County School Employees** Corporate Office · Roswell · NM · 88201 About 18.1 miles away](https://rateapi.dev/credit-unions/new-mexico/chaves-county-school-employees) [**Everyone's** Vaughn Branch · Vaughn · NM · 88353 About 67.1 miles away](https://rateapi.dev/credit-unions/new-mexico/everyones) [**First Financial** Portales Branch · Portales · NM · 88130-6242 About 75.1 miles away](https://rateapi.dev/credit-unions/new-mexico/first-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Roswell Community Credit Union Membership eligibility from Roswell Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Roswell Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Chaves, Collin — NM, TX Verified from [Roswell Community Credit Union's membership page](https://roswellcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Roswell Community Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Chaves County, NM “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Chaves County, NM; Collin County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Roswell Community Credit Union? Yes No ## Work at Roswell Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Roswell Community Credit Union ranks against New Mexico peers. - See which AI assistants fetched Roswell Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Mexico - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=roswell-community&state=new-mexico&code=NM&name=Roswell%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Roswell Community Credit Union offer? Roswell Community Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Roswell Community Credit Union rates updated? RateAPI verifies Roswell Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Roswell Community Credit Union's rate data? Rate data is collected directly from Roswell Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Roswell Community Credit Union? Roswell Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Roswell Community Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Roswell Community Credit Union's rates against national credit-union benchmarks. [More New Mexico credit unions](https://rateapi.dev/credit-unions/new-mexico) [New Mexico auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-mexico) [New Mexico personal loan leaders](https://rateapi.dev/personal-loan-rates/new-mexico) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://roswellcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Roswell Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Mexico credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Roswell Community Credit Union curl "https://api.rateapi.dev/credit-unions/new-mexico /roswell-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Roswell Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-mexico/roswell-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp