Los Alamos Schools Credit Union
Verified rate book
Current Los Alamos Schools Credit Union rates
4 published offers verified as of July 24, 2026.
Awaiting fresh data: auto rates appeared in the latest dated market snapshot, but those rows are outside the current serving window. We do not present stale figures as current rates.
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Loan (2.5% Over Regular Shares)personal | 2.600% APR | 2.600% | — | Standard |
| Education Line of Creditploc_variable | 9.750% APR | 9.750% | — | Standard |
| Personal Line of Creditploc_variable | 11.750% APR | 11.750% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.990% APR | 11.990% | — | Standard |
Personal loan rates from 2.6% APR. Credit card rates from 11.99% APR.
Source: RateAPI.dev, verified from Los Alamos Schools Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Los Alamos Schools Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other NM credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 3.99% APR | #2 of 11 · top 19% | 3.99% | 4.74% | 75 bp better than state median |
| Used Auto Loan (best offer, cars) | 4.99% APR | #3 of 8 · top 38% | 3.24% | 5.19% | 20 bp better than state median |
| Personal Loan (unsecured, best offer) | 9.75% APR | #9 of 20 · top 45% | 6.75% | 9.99% | 24 bp better than state median |
| 12-Month CD (best APY) | 4.06% APY | #1 of 9 · top 12% | 4.06% | 3.56% | 50 bp better than state median |
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About Los Alamos Schools Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $32.2M
- Founded
- 1955
- Locations reported
- 2
- NCUA charter
- 61165
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Los Alamos Schools Credit Union
Membership eligibility from Los Alamos Schools Credit Union's own published criteria. How we verify this.
Membership via the Los Alamos Public Schools Foundation ($100) or occupations (Los Alamos School System employees)
- LocationLos Alamos County
- AssociationLos Alamos Public Schools Foundation
- OccupationLos Alamos School System employees
Cost to join: About $100.
Verified from Los Alamos Schools Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Los Alamos Schools Credit Union?
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Frequently Asked Questions
What rates does Los Alamos Schools Credit Union offer?
Los Alamos Schools Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified July 24, 2026 directly from the credit union's official website.
How often are Los Alamos Schools Credit Union rates updated?
RateAPI verifies Los Alamos Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 24, 2026.
Where does RateAPI get Los Alamos Schools Credit Union's rate data?
Rate data is collected directly from Los Alamos Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Los Alamos Schools Credit Union's personal loan rate?
As of July 24, 2026, Los Alamos Schools Credit Union offers personal loans from 2.6% APR.
Related Rate Data
Compare Los Alamos Schools Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Los Alamos Schools Credit Union rates
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# Get rates for Los Alamos Schools Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/los-alamos-schools" \
-H "Authorization: Bearer YOUR_API_KEY"